Joint Stock Company Kaspi.kz

Technology · Software - Infrastructure

94.10$ +2.2% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Income Statement

Joint Stock Company Kaspi.kz (KSPI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 1,104,694 million KZT. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of KZT.

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Income Statement KSPI
Line item	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	502,185	552,814	551,023	592,853	652,592	724,459	821,851	969,512	1,110,174	1,109,227	1,025,369	1,104,694	4,349,463
Cost of Revenue	47,697	214,908	214,908	79,698	243,395	264,382	391,830	287,147	352,045	289,319	302,488	339,393	1,283,244
Gross Profit	454,488	337,906	336,115	513,155	409,197	460,077	430,021	682,365	758,129	819,908	722,881	765,301	3,066,219
Research & Development	22,138	26,430	26,430	26,244	27,538	29,341	42,897	50,889	58,052	56,742	61,579	63,704	240,077
Selling, General & Administrative	6,383	7,392	7,392	7,565	7,293	10,441	16,131	16,384	22,122	71,968	53,300	56,500	203,890
Total Operating Expenses	34,912	68,809	68,809	76,167	73,046	82,377	122,569	140,111	124,101	475,500	417,062	439,520	1,456,183
Operating Income	419,576	267,306	267,306	436,988	336,151	377,700	307,452	542,254	634,028	344,408	305,819	325,781	1,610,037
Interest Expense	–	–	–	147,085	–	–	–	218,287	246,110	252,731	254,248	283,681	1,036,769
Pre-Tax Income	279,563	269,097	269,097	296,287	333,313	383,592	307,452	321,956	346,514	344,408	305,819	325,781	1,322,523
Income Tax Expense	47,071	45,657	45,657	53,670	58,937	67,191	53,403	63,327	68,468	76,441	66,794	68,629	280,332
Net Income	231,156	219,599	223,440	238,551	269,693	311,896	252,056	257,327	278,046	267,967	239,025	257,153	1,042,191
EBITDA	404,409	269,097	269,097	444,314	333,313	383,592	309,793	543,226	366,486	597,139	560,067	325,781	1,849,473

LTM = last twelve months (sum of the four most recent quarters).

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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