Horizon Bancorp

Financial Services · Banks - Regional

19.00$ -0.8% vs. previous close Closing price · As of: Sep 23, 2026

Statements

Income Statement

Horizon Bancorp (HBNC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 103 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement HBNC
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	18	19	20	23	49	50	52	53	54	67	79	87	84	91	85	81	96	96	98	112	136	157	194	243	254	247	278	220	355	103
Cost of Revenue	12	14	14	17	25	22	20	19	19	27	38	45	40	41	32	22	18	15	16	17	22	19	35	50	55	16	35	0.1	173	134
Gross Profit	5.8	5.0	5.5	5.9	24	28	32	34	35	39	41	42	44	49	53	59	78	81	81	95	114	138	160	193	199	230	243	324	182	-30
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	8.7	8.3	9.1	9.0	9.1	12	13	14	15	17	16	17	22	27	24	24	29	32	34	39	46	52	58	65	73	76	83	82	93	108
Total Operating Expenses	0.3	2.7	3.7	5.4	18	21	23	25	26	29	30	31	33	38	39	42	50	54	57	67	81	90	96	113	121	128	138	39	155	169
Operating Income	5.4	2.3	1.7	0.5	5.6	6.7	8.4	9.2	9.4	10	10	11	11	11	13	17	28	27	24	28	33	48	64	80	78	102	106	39	27	-200
Interest Expense	12	13	13	16	23	21	18	17	18	26	37	42	33	28	21	17	14	14	13	14	21	16	32	48	34	18	37	146	168	133
Pre-Tax Income	5.4	2.3	1.7	0.5	5.6	6.7	8.4	9.2	9.4	10	10	11	11	11	13	17	28	27	24	28	33	48	64	80	78	102	106	39	27	-201
Income Tax Expense	1.6	0.6	0.5	0.7	1.8	2.6	2.8	2.6	2.5	2.9	2.8	2.7	1.9	2.1	2.9	4.2	8.4	7.0	6.2	7.2	8.8	15	10	13	9.9	15	12	11	-8.1	-51
Net Income	3.8	1.7	1.1	-0.4	3.8	4.1	5.7	6.5	6.9	7.1	7.5	8.1	9.0	9.1	10	13	20	20	18	21	24	33	53	67	68	87	93	28	35	-150
EBITDA	6.5	3.7	2.8	1.9	7.1	8.2	9.8	12	12	12	13	13	13	14	16	20	31	30	28	32	38	54	70	90	91	116	119	39	40	-188

Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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