German American Bancorp Inc

Financial Services · Banks - Regional

48.80$ +0.9% vs. previous close Closing price · As of: Oct 1, 2026

Statements

Income Statement

German American Bancorp Inc (GABC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 487 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement GABC
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	44	69	74	79	82	81	70	64	57	65	80	88	86	80	81	102	99	99	104	109	135	143	171	222	229	230	278	317	315	487
Cost of Revenue	20	35	38	39	48	40	30	22	18	20	28	37	31	23	21	23	13	7.5	6.2	6.1	9.7	13	21	37	37	3.0	25	69	103	145
Gross Profit	24	34	37	39	34	41	40	42	39	45	51	51	55	57	60	79	86	92	98	103	126	130	150	185	192	227	253	248	212	342
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	8.1	13	13	14	15	17	19	20	20	20	24	24	23	26	24	29	30	33	34	36	45	48	52	64	69	70	86	86	85	112
Total Operating Expenses	15	24	24	26	28	29	29	32	31	32	37	37	37	40	41	51	51	55	58	61	77	78	94	114	117	124	154	144	108	202
Operating Income	8.5	10	13	13	5.7	12	11	9.4	8.2	13	14	14	18	16	19	28	35	37	40	42	49	52	56	71	75	103	99	104	104	140
Interest Expense	20	34	36	38	46	39	29	21	16	18	27	34	27	19	16	16	11	7.2	6.0	6.1	8.5	11	19	31	19	9.5	18	66	100	126
Pre-Tax Income	8.5	10	13	13	5.7	12	11	9.4	8.2	13	14	14	18	16	19	28	35	37	40	42	49	52	56	71	75	103	99	104	104	140
Income Tax Expense	2.9	2.9	3.8	3.3	0.5	2.8	2.0	1.3	1.0	3.3	4.0	4.1	5.6	4.0	5.6	7.7	11	11	12	12	14	12	9.5	12	13	19	17	18	20	27
Net Income	5.6	7.3	9.2	9.4	5.3	9.2	9.4	8.2	7.2	9.7	10	9.4	13	12	13	20	24	25	28	30	35	41	47	59	62	84	82	86	84	113
EBITDA	9.8	12	15	15	8.2	15	15	13	11	16	17	17	22	20	23	33	39	41	45	46	53	57	62	80	84	112	109	113	113	159

Data as of: October 1, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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