F.N.B. Corp
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 16.0 | 18.1 | 17.6 | 12.2 | 13.3 | 13.1 | 19.3 | 28.4 | 15.8 | 17.8 | 16.1 | 12.8 | 30.0 | 17.0 | 15.0 | 16.2 | 13.5 | 15.8 | 15.6 | 14.7 | 19.4 | 21.1 | 8.6 | 10.7 | 10.8 | 9.7 | 10.6 | 10.3 | 11.5 | 10.9 | |
| 1.6 | 2.7 | 2.0 | 1.6 | 1.6 | 1.3 | 3.6 | 5.1 | 2.9 | 2.8 | 2.6 | 2.0 | 2.1 | 1.4 | 2.3 | 2.8 | 2.7 | 3.3 | 3.4 | 3.3 | 3.8 | 3.4 | 2.2 | 2.7 | 2.1 | 2.9 | 2.9 | 2.2 | 2.1 | 2.3 | |
| 1.8 | 2.5 | 2.1 | 1.7 | 1.7 | 1.2 | 2.0 | 2.7 | 3.0 | 2.1 | 2.0 | 1.6 | 1.2 | 0.7 | 1.1 | 1.2 | 1.1 | 1.0 | 1.1 | 1.1 | 1.3 | 1.0 | 0.7 | 0.8 | 0.6 | 0.8 | 0.8 | 0.8 | 0.9 | 0.9 | |
| 1.6 | 2.8 | 2.1 | 2.1 | 2.2 | 1.7 | 5.7 | 8.2 | 6.2 | 5.2 | 4.2 | 3.9 | 3.9 | 2.8 | 4.4 | 4.3 | 4.5 | 5.2 | 6.7 | 6.2 | 6.7 | 6.4 | 5.1 | 5.2 | 3.1 | 1.9 | 3.3 | 3.6 | 2.8 | 2.8 | |
| 8.9 | 13.9 | 10.1 | 9.4 | 10.5 | 9.6 | 33.7 | 51.8 | 19.8 | 19.8 | 15.7 | 15.6 | 31.2 | 18.1 | 16.5 | 15.4 | 13.4 | 15.4 | 17.9 | 16.2 | 19.1 | 17.8 | 13.1 | 15.5 | 13.2 | 4.9 | 8.5 | 11.9 | 11.6 | 10.2 | |
| 9.3 | 20.1 | – | 9.5 | 13.8 | 7.8 | – | 14.0 | 9.3 | 15.2 | 9.6 | 9.2 | 2.9 | 6.5 | 7.3 | 5.2 | 2.8 | 5.6 | 5.3 | 11.0 | 14.3 | 18.9 | 5.5 | 19.4 | 42.9 | 8.3 | 4.1 | 14.9 | 10.7 | 16.5 | |
| 10.7% | 5.0% | -7.9% | 10.5% | 7.2% | 12.7% | -0.1% | 7.1% | 10.7% | 6.6% | 10.4% | 10.9% | 33.9% | 15.4% | 13.7% | 19.3% | 35.6% | 17.8% | 19.0% | 9.1% | 7.0% | 5.3% | 18.1% | 5.1% | 2.3% | 12.1% | 24.2% | 6.7% | 9.4% | 6.1% | |
| Margins | ||||||||||||||||||||||||||||||
| 58.0% | 57.2% | 59.4% | 62.3% | 58.3% | 57.9% | 67.3% | 68.0% | 69.7% | 66.0% | 61.1% | 58.6% | 55.1% | 62.5% | 71.9% | 78.6% | 83.9% | 86.8% | 87.7% | 87.4% | 86.0% | 84.2% | 79.3% | 75.7% | 77.0% | 92.6% | 85.8% | 67.3% | 59.0% | 62.3% | |
| 14.6% | 16.6% | 17.3% | 18.4% | 17.7% | 13.8% | 13.2% | 11.1% | 26.9% | 21.7% | 23.0% | 21.8% | 8.3% | 10.0% | 21.1% | 23.6% | 27.5% | 28.4% | 31.2% | 32.4% | 28.0% | 28.9% | 31.3% | 30.6% | 23.8% | 37.7% | 34.4% | 26.2% | 21.6% | 24.8% | |
| 9.7% | 14.9% | 11.6% | 12.9% | 12.0% | 9.6% | 18.5% | 18.1% | 18.6% | 15.6% | 16.0% | 15.5% | 6.9% | 8.2% | 15.4% | 17.2% | 19.7% | 20.6% | 21.7% | 22.5% | 19.4% | 16.2% | 25.8% | 25.1% | 19.8% | 30.3% | 27.3% | 21.8% | 18.1% | 21.0% | |
| 16.7% | 13.4% | -16.0% | 16.6% | 11.6% | 16.1% | -0.4% | 36.5% | 31.4% | 18.1% | 26.7% | 21.5% | 70.7% | 21.5% | 31.5% | 53.9% | 94.9% | 57.9% | 64.4% | 30.1% | 26.5% | 18.0% | 39.8% | 13.8% | 5.0% | 35.4% | 69.8% | 15.0% | 19.6% | 14.0% | |
| Returns | ||||||||||||||||||||||||||||||
| 11.0% | 13.9% | 11.7% | 14.0% | 13.0% | 9.3% | 10.6% | 9.7% | 19.1% | 11.6% | 12.6% | 12.8% | 3.8% | 3.9% | 7.0% | 7.2% | 7.9% | 6.6% | 7.1% | 7.6% | 6.6% | 4.5% | 8.1% | 7.9% | 5.8% | 7.9% | 7.8% | 8.0% | 7.4% | 8.4% | |
| 0.9% | 1.2% | 1.0% | 1.1% | 1.1% | 0.8% | 0.9% | 0.7% | 1.2% | 1.0% | 1.1% | 1.1% | 0.4% | 0.5% | 0.8% | 0.9% | 0.9% | 0.9% | 0.9% | 0.9% | 0.8% | 0.6% | 1.1% | 1.1% | 0.8% | 1.0% | 1.0% | 1.1% | 1.0% | 1.1% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 3.4 | 15 | 12 | 158 | 224 | 228 | 716 | 982 | 1,079 | 851 | 669 | 850 | 922 | 682 | 1,018 | 766 | 1,002 | 1,117 | 2,167 | 2,077 | 2,543 | 3,730 | 4,155 | 3,849 | 1,395 | -1,405 | 666 | 2,901 | 1,849 | 1,420 | |
| 0.1 | 0.3 | 0.2 | 2.3 | 2.9 | 2.4 | 12.4 | 19.2 | 10.4 | 9.2 | 6.0 | 7.6 | 14.4 | 8.9 | 7.8 | 5.4 | 5.4 | 5.8 | 8.8 | 7.6 | 8.3 | 8.4 | 7.4 | 7.5 | 4.1 | -2.7 | 1.1 | 4.4 | 3.0 | 1.9 | |
| 8.2% | 8.8% | 8.3% | 7.8% | 8.4% | 8.8% | 8.4% | 7.3% | 6.4% | 8.5% | 8.9% | 8.9% | 11.1% | 12.0% | 11.9% | 12.4% | 11.7% | 13.1% | 12.5% | 11.9% | 11.8% | 14.0% | 13.9% | 14.1% | 13.3% | 13.0% | 12.9% | 13.1% | 13.0% | 13.5% | |
| 0.6 | 0.5 | 0.5 | 1.1 | 1.1 | 0.8 | 1.6 | 1.8 | 3.7 | 2.1 | 1.5 | 1.8 | 1.2 | 1.0 | 1.1 | 0.8 | 0.9 | 0.8 | 1.2 | 1.2 | 1.1 | 1.0 | 1.0 | 0.9 | 0.6 | 0.4 | 0.4 | 0.7 | 0.7 | 0.6 | |
| Per Share | ||||||||||||||||||||||||||||||
| 1.02 | 1.55 | 1.26 | 1.50 | 1.36 | 1.83 | 1.36 | 1.25 | 1.29 | 0.98 | 1.14 | 1.15 | 0.44 | 0.40 | 0.65 | 0.70 | 0.79 | 0.80 | 0.85 | 0.91 | 0.82 | 0.65 | 1.15 | 1.19 | 0.88 | 1.25 | 1.24 | 1.34 | 1.28 | 1.56 | |
| 10.51 | 10.40 | 10.91 | 11.66 | 11.30 | 19.01 | 7.32 | 6.92 | 6.94 | 6.30 | 7.11 | 7.43 | 6.33 | 4.88 | 4.24 | 4.04 | 3.98 | 3.87 | 3.92 | 4.02 | 4.24 | 4.05 | 4.44 | 4.73 | 4.43 | 4.13 | 4.54 | 6.14 | 7.08 | 7.45 | |
| 9.30 | 11.17 | 10.78 | 10.74 | 10.50 | 19.78 | 12.81 | 12.92 | 6.77 | 8.46 | 9.06 | 8.98 | 11.43 | 10.14 | 9.33 | 9.68 | 9.97 | 12.00 | 11.96 | 11.89 | 12.38 | 14.51 | 14.15 | 14.98 | 15.24 | 15.92 | 15.97 | 16.67 | 17.38 | 18.67 | |
| 1.75 | 1.39 | -1.74 | 1.93 | 1.31 | 3.05 | -0.03 | 2.53 | 2.18 | 1.14 | 1.90 | 1.60 | 4.48 | 1.05 | 1.34 | 2.18 | 3.78 | 2.24 | 2.52 | 1.21 | 1.12 | 0.73 | 1.77 | 0.65 | 0.22 | 1.46 | 3.17 | 0.92 | 1.39 | 1.04 | |
Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.