First Carolina Financial Services, Inc.
Statements
Segments
US companies must disclose in their mandatory reports how revenue breaks down across business segments, regions and product lines. We read that breakdown for you straight from the annual and quarterly reports (10-K and 10-Q) of First Carolina Financial Services, Inc. (FCBM). It shows which part of the business is growing — and which one is holding it back.
Revenue by business segment
| Segment | Q2 2025 | Q2 2026 |
|---|---|---|
| BM Tech | $11.5M 94.9% | $5.2M 94.6% |
| Community Banking | $621.0K 5.1% | $299.0K 5.4% |
Large figure: segment revenue. Below it the share of revenue in that period and the change against the prior year.
Revenue by product line
| Segment | Q2 2026 |
|---|---|
| Service charges | $2.0M 35.9% |
| Interchange and card revenue | $1.7M 30.2% |
| University fees - subscriptions | $1.4M 24.5% |
| University fees - transaction activity | $518.0K 9.4% |
Large figure: segment revenue. Below it the share of revenue in that period and the change against the prior year.
Segment and region names are the ones the company itself uses and are shown as reported. Change and share refer to revenue.
Data as of: August 21, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q) · Segment figures: SEC EDGAR (10-K/10-Q reports)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.