Financial Institutions Inc

Financial Services · Banks - Regional

40.20$ +0.5% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

Financial Institutions Inc (FISI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 378 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement FISI
Line item	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	79	87	106	130	141	134	128	133	125	126	118	118	116	119	122	123	128	135	151	165	188	209	204	212	241	48	264	378
Cost of Revenue	34	35	48	55	49	58	50	65	42	47	40	30	24	21	16	16	15	18	22	31	39	47	49	4.1	43	283	176	145
Gross Profit	46	52	58	76	92	76	78	68	83	79	78	88	92	98	105	106	113	118	129	134	149	162	155	208	198	48	88	233
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	13	15	17	23	30	31	34	35	34	37	36	41	35	37	47	44	45	51	53	57	68	69	64	65	74	80	73	88
Total Operating Expenses	25	27	30	43	53	57	62	65	60	57	126	67	61	64	71	69	74	79	84	90	100	102	109	111	127	1.9	156	142
Operating Income	21	25	28	32	39	18	16	2.9	24	21	-47	21	31	34	35	38	39	39	44	43	50	59	46	97	71	63	-68	91
Interest Expense	31	32	44	50	43	36	31	36	44	47	34	22	18	13	9.1	7.3	7.3	10	13	17	30	39	22	12	29	120	150	133
Pre-Tax Income	21	25	28	32	39	18	16	2.9	24	21	-47	21	31	34	35	38	39	39	44	43	50	59	46	97	71	63	-68	91
Income Tax Expense	7.4	8.8	9.8	11	12	3.9	3.2	-1.8	6.2	4.8	-21	6.1	9.4	11	11	12	9.6	11	12	9.9	10	11	7.4	20	14	13	-27	16
Net Income	14	16	18	21	26	14	12	2.2	17	16	-26	14	21	23	23	26	29	28	32	34	40	49	38	78	57	50	-42	75
EBITDA	24	28	31	38	45	26	22	8.1	29	25	-44	25	34	38	39	42	44	44	50	50	56	68	54	105	79	63	-60	99

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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