Financial Institutions Inc

Financial Services · Banks - Regional

38.50$ -1.5% vs. previous close Closing price · As of: Oct 9, 2026

Statements

Income Statement

Financial Institutions Inc (FISI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 31 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement FISI
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	38	39	38	41	42	44	44	45	49	50	50	52	55	52	51	50	52	51	53	51	53	55	53	56	63	69	74	82	85	91	89	102	87	-14	91	93	96	97	92	31	316
Cost of Revenue	5.3	6.6	6.3	7.8	7.8	9.0	8.7	6.8	10	13	11	13	12	12	22	9.3	8.2	9.5	1.4	-1.4	2.4	1.7	5.1	4.2	12	21	26	32	34	42	52	40	41	43	37	37	36	36	30	32	133
Gross Profit	32	32	32	33	34	35	35	38	38	37	39	39	43	40	29	40	44	41	52	52	50	53	48	52	51	48	48	50	51	49	37	62	46	-57	54	57	61	61	63	-1.3	183
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	13	13	14	14	14	15	16	13	16	17	17	17	16	16	19	19	19	18	19	19	21	21	17	18	19	6.3	19	19	19	21	19	17	17	21	18	19	20	23	35	22	101
Total Operating Expenses	20	21	21	24	22	23	24	23	25	28	25	25	26	27	27	27	29	26	26	27	28	30	29	33	33	33	33	33	34	34	34	32	32	58	34	35	36	37	38	24	134
Operating Income	12	12	11	9.0	12	12	12	15	13	9.7	15	14	17	13	1.4	14	15	15	26	26	22	24	18	20	19	14	15	17	16	15	2.4	30	15	-115	21	21	25	24	25	-25	49
Interest Expense	3.3	3.3	3.5	4.0	5.0	5.0	5.8	6.8	8.2	9.1	9.7	10	10.0	9.0	8.5	5.6	4.2	4.0	3.4	3.2	3.0	2.9	2.8	3.7	7.6	15	22	29	33	37	38	38	37	36	34	34	33	32	30	30	124
Pre-Tax Income	12	12	11	9.0	12	12	12	15	13	9.7	15	14	17	13	1.4	14	15	15	26	26	22	24	18	20	19	14	15	17	16	15	2.4	30	15	-115	21	21	25	24	25	26	100
Income Tax Expense	3.5	3.0	3.2	2.7	3.5	0.6	2.3	3.0	2.6	2.2	3.0	2.9	4.3	0.3	0.3	2.4	2.9	1.7	5.3	5.4	4.6	4.2	3.4	3.9	4.7	2.4	2.8	2.4	2.4	5.2	0.4	4.5	1.1	-32	3.7	4.0	4.8	4.0	3.8	4.4	17
Net Income	8.5	8.7	7.9	6.2	8.3	11	9.3	12	11	7.5	12	11	13	13	1.1	11	12	14	21	20	17	20	15	16	14	12	12	14	14	9.8	2.1	26	13	-83	17	18	20	20	21	21	83
EBITDA	14	13	13	11	13	13	13	17	15	11	17	16	19	15	3.4	16	17	17	28	28	24	26	20	22	20	17	17	19	18	17	4.5	32	16	-113	23	23	27	26	27	-23	57

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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