Cullen/Frost Bankers Inc

Financial Services · Banks - Regional

157.40$ +0.8% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

Cullen/Frost Bankers Inc (CFR) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 2,920 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement CFR
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	444	506	565	599	677	645	591	584	619	740	925	1,037	963	917	899	913	920	945	1,022	1,078	1,138	1,229	1,402	1,498	1,486	1,395	1,881	1,987	2,850	2,920
Cost of Revenue	137	158	171	163	204	185	99	66	65	129	229	265	179	152	97	69	37	43	31	65	64	62	115	164	286	24	187	-231	851	729
Gross Profit	307	348	394	436	474	460	492	519	554	611	696	772	784	765	802	844	884	903	991	1,014	1,074	1,167	1,287	1,334	1,200	1,372	1,693	2,218	1,999	2,191
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	104	119	131	148	162	173	174	185	198	208	237	257	278	312	323	329	341	361	378	410	423	447	459	488	474	490	596	788	781	840
Total Operating Expenses	210	235	276	287	304	340	312	326	345	367	410	462	487	532	536	558	575	612	655	694	733	759	779	835	849	882	1,024	-1,505	1,303	1,419
Operating Income	97	113	118	149	170	120	180	193	209	244	285	310	297	233	266	286	308	291	336	320	341	408	509	499	351	490	669	712	696	772
Interest Expense	128	149	160	151	190	145	76	55	62	119	215	250	142	86	54	41	27	22	15	13	12	27	93	130	45	24	184	659	786	685
Pre-Tax Income	97	113	118	149	170	120	180	193	209	244	285	310	297	233	266	286	308	291	336	320	341	408	509	499	351	490	669	712	696	772
Income Tax Expense	34	40	42	51	59	40	58	62	68	79	92	98	90	54	58	69	71	53	58	40	37	44	54	56	20	46	90	114	113	123
Net Income	63	73	76	98	109	81	117	131	141	165	194	212	207	179	209	218	238	238	278	279	304	364	455	444	331	443	579	598	583	649
EBITDA	108	130	147	186	206	158	212	220	235	271	311	341	330	269	304	324	346	329	376	362	390	456	559	554	416	559	740	712	779	859

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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