Cullen/Frost Bankers Inc

Financial Services · Banks - Regional

150.20$ -1.4% vs. previous close Closing price · As of: Oct 9, 2026

Statements

Income Statement

Cullen/Frost Bankers Inc (CFR) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 577 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement CFR
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	280	298	295	300	309	324	335	343	356	368	378	371	375	373	479	333	335	340	340	354	345	356	358	405	508	610	640	646	667	693	697	707	722	724	709	719	746	746	575	577	2,643
Cost of Revenue	8.0	12	11	13	19	18	21	29	30	36	46	41	41	35	197	41	28	20	5.8	5.9	6.1	6.2	7.2	18	53	109	144	167	187	207	209	215	223	203	182	185	185	176	6.7	6.7	375
Gross Profit	272	286	284	287	290	306	314	314	327	333	332	330	334	338	282	291	307	320	334	348	339	350	350	386	455	501	496	479	480	486	488	492	499	520	527	534	560	570	568	570	2,268
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	102	119	109	105	107	126	114	108	111	127	119	113	117	138	126	112	112	131	119	119	124	133	139	141	153	163	171	166	170	233	199	188	193	201	210	202	210	264	287	287	1,049
Total Operating Expenses	181	194	188	188	187	196	197	189	194	200	202	203	209	221	224	200	202	223	210	215	218	239	239	246	258	281	285	285	293	365	326	317	323	336	348	347	352	372	366	366	1,456
Operating Income	91	92	96	99	103	110	118	125	133	133	130	126	125	117	58	92	105	97	124	133	121	111	112	140	197	220	211	194	187	121	162	175	175	184	179	187	208	198	202	205	813
Interest Expense	3.0	3.3	3.3	4.5	8.4	10	14	21	27	32	35	35	33	27	21	9.2	7.7	6.6	5.7	5.9	6.1	6.2	7.2	18	53	106	135	157	176	191	195	200	204	187	169	172	178	165	139	139	622
Pre-Tax Income	91	92	96	99	103	110	118	125	133	133	130	126	125	117	58	92	105	97	124	133	121	111	112	140	197	220	211	194	187	121	162	175	175	184	179	187	208	198	202	205	813
Income Tax Expense	11	8.5	11	14	9.9	9.1	11	14	15	14	14	15	14	14	3.3	-1.3	9.5	8.6	7.9	15	13	10	13	21	28	29	33	32	31	18	26	30	29	29	28	30	34	32	31	32	129
Net Income	80	84	85	86	93	101	106	111	118	119	116	112	112	104	55	93	95	88	116	118	108	101	99	119	170	191	178	162	156	103	136	145	147	155	151	157	174	166	171	172	684
EBITDA	103	105	108	111	115	122	130	138	146	146	143	139	139	132	74	108	121	114	141	150	139	129	129	158	215	238	229	212	206	141	182	196	196	205	201	208	230	220	225	223	898

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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