Credit Acceptance Corporation

Financial Services · Credit Services

578.30$ -2.1% vs. previous close Closing price · As of: Sep 18, 2026

Statements

Income Statement

Credit Acceptance Corporation (CACC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 2,317 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement CACC
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	110	137	117	116	124	149	154	146	177	198	214	233	307	379	441	523	609	679	722	779	917	1,053	1,223	1,479	1,665	1,851	1,823	1,902	2,134	2,317
Cost of Revenue	–	–	–	–	62	66	81	72	74	53	65	92	115	119	133	151	180	193	197	226	250	283	350	420	416	421	475	583	802	29
Gross Profit	124	164	142	116	124	147	154	146	103	145	150	140	192	260	308	373	428	486	525	553	667	770	873	1,060	1,249	1,430	1,348	1,902	1,332	2,288
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–
Selling, General & Administrative	31	46	59	56	53	60	66	12	10	21	36	27	28	30	26	26	31	34	34	38	48	56	56	65	70	100	89	87	98	180
Total Operating Expenses	-64	-1.3	-38	19	-36	-41	-49	-43	90	39	59	57	85	33	56	78	86	91	84	79	136	186	118	212	1,249	174	646	459	1,007	1,185
Operating Income	64	1.3	38	-19	36	41	49	43	86	107	91	83	107	227	252	295	342	395	441	475	531	584	755	848	541	1,256	702	368	325	1,104
Interest Expense	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	23	37	43	32	48	57	63	65	57	76	98	120	157	196	192	164	26	265	–	463
Pre-Tax Income	64	1.3	38	-19	36	41	49	43	88	108	91	83	107	229	254	296	343	398	421	475	531	584	755	856	550	1,261	712	368	330	565
Income Tax Expense	22	-0.2	13	-5.0	12	19	19	15	31	40	32	30	40	83	83	108	123	145	155	175	198	114	181	200	129	303	176	82	82	142
Net Income	42	1.5	25	-13	24	25	30	28	57	73	59	55	67	146	170	188	220	253	266	300	333	470	574	656	421	958	536	286	248	424
EBITDA	128	229	140	-45	40	58	53	55	94	109	90	80	112	237	263	305	355	408	454	489	547	600	775	871	577	1,282	728	368	353	1,057

Data as of: September 18, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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