Credit Acceptance Corporation

Financial Services · Credit Services

527.50$ +3.0% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Income Statement

Credit Acceptance Corporation (CACC) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 587 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement CACC
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	235	291	262	276	283	327	295	314	330	341	351	368	377	384	387	406	426	447	451	471	470	463	455	456	458	455	449	473	473	485	502	531	544	558	562	576	576	580	580	587	2,324
Cost of Revenue	64	63	69	69	70	76	82	86	89	93	100	105	107	107	106	106	104	100	102	91	113	115	110	117	122	127	150	153	154	162	188	201	207	207	219	222	220	6.7	6.5	6.1	240
Gross Profit	171	228	193	207	214	252	213	228	241	248	251	263	270	276	282	299	322	346	348	381	357	347	346	339	336	328	300	320	319	324	314	331	337	351	343	354	356	573	574	581	2,084
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	11	13	14	14	14	13	15	13	14	14	14	17	17	17	15	15	17	23	46	17	17	20	19	32	17	8.9	18	21	21	27	24	23	29	22	22	45	36	58	25	26	145
Total Operating Expenses	46	52	50	50	54	89	56	32	44	49	47	50	53	62	389	172	4.0	131	85	1.3	25	63	61	199	217	157	178	297	319	212	234	369	237	167	209	244	213	267	290	305	1,075
Operating Income	125	176	144	157	159	162	157	197	197	199	204	213	217	215	-107	127	318	215	264	379	332	284	284	141	120	171	122	23	97	112	80	-39	100	184	134	110	143	307	283	276	1,009
Interest Expense	25	26	28	30	31	32	35	39	41	42	45	50	50	51	52	48	47	100	44	42	40	39	6.6	39	6.2	6.3	6.4	63	71	79	–	–	–	–	–	–	–	114	108	107	–
Pre-Tax Income	137	142	144	157	160	122	158	198	198	201	206	215	219	215	-113	128	318	216	264	380	332	285	285	142	122	163	127	28	97	116	86	-55	107	192	142	118	149	157	175	169	650
Income Tax Expense	51	54	51	58	59	-55	38	47	47	49	42	51	54	53	-29	31	76	50	62	91	82	67	70	35	35	36	27	5.7	26	23	22	-8.2	28	40	35	30	41	35	39	33	148
Net Income	86	88	93	99	101	177	120	151	151	152	164	164	165	162	-84	96	242	166	202	289	250	218	214	107	87	127	100	22	71	94	64	-47	79	152	106	87	108	122	136	136	502
EBITDA	128	180	148	161	163	166	161	201	202	205	209	218	223	221	-102	133	324	222	270	386	339	291	291	147	126	178	128	29	98	119	87	-32	107	191	141	116	150	278	290	282	999

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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