Community Bank System Inc

Financial Services · Banks - Regional

60.70$ -0.7% vs. previous close Closing price · As of: Sep 23, 2026

Statements

Income Statement

Community Bank System Inc (CBU) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 1,011 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement CBU
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	107	130	140	184	213	224	237	226	257	280	281	310	324	332	337	360	381	454	375	383	441	532	587	616	617	634	702	756	941	1,011
Cost of Revenue	45	59	64	84	107	108	89	70	71	84	104	122	109	93	74	66	60	34	19	18	19	25	29	35	35	4.2	38	115	217	214
Gross Profit	61	70	76	100	106	116	148	156	187	196	178	187	215	239	263	294	321	420	356	365	421	507	559	581	582	629	665	641	724	797
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	19	23	26	34	37	41	48	53	61	65	67	76	111	132	123	132	145	159	163	167	191	224	246	261	228	242	257	282	301	314
Total Operating Expenses	38	46	52	67	71	89	96	103	120	127	127	142	159	186	177	190	212	309	227	233	267	347	346	372	376	388	424	472	487	522
Operating Income	24	24	24	33	35	27	52	53	67	69	50	45	57	53	86	104	109	111	130	132	155	160	213	209	206	241	240	168	237	275
Interest Expense	42	55	59	78	99	101	77	59	62	76	97	120	102	83	67	62	51	26	12	11	11	14	18	27	21	13	23	104	194	193
Pre-Tax Income	24	24	24	33	35	27	52	53	67	69	50	45	57	53	86	104	109	111	130	132	155	160	213	209	206	241	240	168	237	275
Income Tax Expense	9.7	8.8	8.9	9.4	10	7.8	14	13	17	18	12	2.3	11	12	23	30	32	32	38	41	51	9.2	44	40	41	52	52	36	54	65
Net Income	14	16	16	24	25	19	39	40	50	51	38	43	46	41	63	73	77	79	91	91	104	151	169	169	165	190	188	132	182	210
EBITDA	27	30	40	45	44	41	69	68	84	86	66	54	73	72	103	120	126	128	148	149	175	193	247	242	237	272	271	197	265	306

Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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