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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Citizens Financial Services, Inc. (CZFS)

Financial Services Banks - Regional
77.50 $
+1.5% vs. previous close
Closing price · As of: 31. Jul 2026

Who owns Citizens Financial Services, Inc. (CZFS)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 93.5% of the shares are freely tradable; institutional investors hold 29.8%.

Ownership Structure

Institutional ownership
29.8%
Insiders
6.3%
Float
93.5%
Short % of float
1.1%
Shares Outstanding
5Mio.

Largest Shareholders

Institutions

Institutions CZFS
Name Stake (%) Shares Change (%) Date
BlackRock Inc 6.89 331,294 -1.4 03/31/2026
Vanguard Capital Management, LLC 4.19 201,701 +0.0 03/31/2026
Citizens & Northern Corp 2.43 117,063 +0.0 06/30/2026
Geode Capital Management, LLC 2.34 112,462 +1.4 03/31/2026
State Street Corp 1.95 93,930 -5.7 03/31/2026
American Century Companies Inc 0.92 44,186 +58.4 03/31/2026

Funds

Funds CZFS
Name Stake (%) Shares Change (%) Date
Vanguard Morn Total Stk Mkt Idx Investor 2.93 141,034 +0.7 06/30/2026
iShares Russell 2000 ETF 2.51 120,614 -0.1 07/30/2026
Vanguard Institutional Extnd Mkt Idx Tr 1.15 55,418 +0.0 06/30/2026
Fidelity Small Cap Index 0.94 45,223 -0.1 05/31/2026

Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
22. Jul 2026 Richards David Z Jr EXECUTIVE VICE PRESIDENT Other 343 0.00
9. Jul 2026 Landy R Joseph Director Other 20 0.00
9. Jul 2026 Gephart LeeAnn EXECUTIVE VICE PRESIDENT Sell 15 71.52 1,073

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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