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Buy Day today: Neutral (55) Mixed market breadth · no major macro event
CZFS

Citizens Financial Services, Inc.

Financial Services · Banks - Regional

79.50$ +0.7% vs. previous close Closing price · As of: Oct 8, 2026

Statements

Balance Sheet

Citizens Financial Services, Inc. (CZFS) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Total Assets" came in at 3,192 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios
Annual Quarterly
Amounts Change % Common size %
Last 12 Full history
Download as CSV

All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Balance Sheet CZFS
Line item Q3 16 Q4 16 Q1 17 Q2 17 Q3 17 Q4 17 Q1 18 Q2 18 Q3 18 Q4 18 Q1 19 Q2 19 Q3 19 Q4 19 Q1 20 Q2 20 Q3 20 Q4 20 Q1 21 Q2 21 Q3 21 Q4 21 Q1 22 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 Q3 23 Q4 23 Q1 24 Q2 24 Q3 24 Q4 24 Q1 25 Q2 25 Q3 25 Q4 25 Q1 26 Q2 26
1,198 1,223 1,225 1,265 1,270 1,362 1,382 1,398 1,408 1,431 1,448 1,447 1,475 1,466 1,465 1,800 1,858 1,892 1,996 2,003 2,047 2,144 2,178 2,213 2,350 2,333 2,335 2,892 2,959 2,975 2,921 2,948 3,026 3,026 3,016 2,967 3,056 3,065 3,026 3,192
376 351 308 307 291 288 279 284 276 278 283 273 286 278 298 332 383 384 492 495 516 601 592 497 481 479 483 493 476 486 449 456 471 103 96 127 119 85 145 41
23 25 22 28 24 29 23 29 31 32 33 32 34 33 36 53 89 82 164 120 113 184 125 29 29 32 32 50 48 57 33 42 41 46 41 53 35 38 37 39
372 339 303 303 287 284 274 279 272 273 278 269 281 273 294 326 377 378 486 489 510 596 586 492 474 472 476 484 466 474 438 445 460 93 85 117 108 74 134 531
4.0 12 4.9 3.7 3.8 4.2 4.3 4.3 4.5 4.5 4.8 4.6 4.5 4.6 4.6 6.0 6.2 6.0 5.6 5.6 5.2 5.2 5.4 5.9 6.5 7.3 7.2 9.3 10 11 11 11 11 10 11 11 11 11 11 11
1.8 2.9 2.8 1.6 3.0 2.6 1.2 0.5 0.6 0.6 4.3 3.9 3.5 3.4 3.1 2.9 2.7 1.8 1.7 -617 -630 -787 -717 -527 -511 -40 -40 -59 -59 27 -40 -49 -467 – – – – – – –
17 17 17 17 17 17 16 16 16 16 18 17 17 17 16 18 18 17 17 17 17 17 17 17 17 18 18 21 – – – – – – – – – – – –
21 21 21 21 21 23 23 23 23 23 23 23 23 23 23 31 31 31 31 31 31 31 31 31 31 31 31 85 85 86 86 86 86 86 86 86 86 86 86 86
2.1 2.1 2.0 1.9 1.9 2.0 1.9 1.8 1.7 1.6 1.5 1.5 1.4 1.3 1.3 1.4 1.5 1.7 1.7 1.7 1.7 1.6 1.5 1.4 1.4 1.3 1.2 4.1 3.9 3.7 3.5 3.2 3.1 2.9 2.7 2.5 2.4 2.2 2.1 1.9
1,072 1,100 1,100 1,137 1,140 1,233 1,253 1,265 1,273 1,291 1,305 1,299 1,323 1,312 1,305 1,617 1,669 1,697 1,797 1,799 1,838 1,931 1,975 2,018 2,158 2,133 2,122 2,629 2,697 2,696 2,638 2,661 2,728 2,726 2,708 2,654 2,729 2,727 2,683 2,839
1,009 1,006 1,038 1,052 1,053 1,106 1,116 1,119 1,176 1,186 1,183 1,185 1,200 1,212 1,206 1,514 1,554 1,590 1,688 1,683 1,742 1,837 1,880 1,879 1,870 1,845 1.8 2.3 2,338 2,356 2,307 2,279 2,456 2,412 2,368 2,295 2,415 2,396 2,445 3.4
52 80 47 70 74 115 124 134 86 26 – 101 110 39 84 85 100 89 86 98 78 74 68 111 259 231 288 318 – 31 – – – 25 – – – 15 – –
0.6 0.7 0.6 0.6 0.7 0.9 0.9 0.9 1.0 1.1 1.1 1.0 1.1 1.1 0.9 0.9 1.0 1.0 0.9 0.8 0.8 0.7 0.7 0.6 0.9 1.2 1.8 2.3 2.7 4.3 4.1 5.5 5.5 4.7 3.1 2.7 3.8 3.1 3.7 3.4
37 65 31 52 57 101 109 134 86 13 108 101 110 85 84 85 100 89 86 98 78 74 68 111 259 257 288 318 316 322 284 335 232 273 302 313 280 294 199 394
126 123 125 128 130 129 130 132 134 139 143 148 152 155 160 183 189 194 199 204 209 212 203 195 191 200 213 263 263 280 283 286 299 300 308 314 328 338 344 353
90 91 93 86 88 90 93 94 97 100 103 104 107 111 113 115 121 127 133 136 141 146 151 153 159 165 172 162 168 173 178 179 184 189 195 198 206 214 222 229
3.8 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 3.7 4.0 4.1 4.1 4.1 4.0 4.0 4.1 4.1 4.1 4.0 4.0 4.0 4.1 4.7 4.8 4.7 4.8 4.8 4.8 4.8 4.8 4.8 4.8 4.8 4.8

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 8, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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