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Buy Day today: Neutral (60) Mixed market breadth · major macro event coming up
CZFS

Citizens Financial Services, Inc.

Financial Services · Banks - Regional

80.90$ +2.2% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Balance Sheet

Citizens Financial Services, Inc. (CZFS) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Total Assets" came in at 3,192 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios
Annual Quarterly
Amounts Change % Common size %
Last 12 Full history
Download as CSV

All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Balance Sheet CZFS
Line item Q3 23 Q4 23 Q1 24 Q2 24 Q3 24 Q4 24 Q1 25 Q2 25 Q3 25 Q4 25 Q1 26 Q2 26
2,959 2,975 2,921 2,948 3,026 3,026 3,016 2,967 3,056 3,065 3,026 3,192
476 486 449 456 471 103 96 127 119 85 145 41
48 57 33 42 41 46 41 53 35 38 37 39
466 474 438 445 460 93 85 117 108 74 134 531
10 11 11 11 11 10 11 11 11 11 11 11
-59 27 -40 -49 -467 – – – – – – –
85 86 86 86 86 86 86 86 86 86 86 86
3.9 3.7 3.5 3.2 3.1 2.9 2.7 2.5 2.4 2.2 2.1 1.9
2,697 2,696 2,638 2,661 2,728 2,726 2,708 2,654 2,729 2,727 2,683 2,839
2,338 2,356 2,307 2,279 2,456 2,412 2,368 2,295 2,415 2,396 2,445 3.4
– 31 – – – 25 – – – 15 – –
2.7 4.3 4.1 5.5 5.5 4.7 3.1 2.7 3.8 3.1 3.7 3.4
316 322 284 335 232 273 302 313 280 294 199 394
263 280 283 286 299 300 308 314 328 338 344 353
168 173 178 179 184 189 195 198 206 214 222 229
4.7 4.8 4.7 4.8 4.8 4.8 4.8 4.8 4.8 4.8 4.8 4.8

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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