CZFS
Citizens Financial Services, Inc.
80.90$
+2.2%
vs. previous close
Closing price · As of: Oct 2, 2026
Statements
Balance Sheet
All figures as a percentage of total assets in the same period.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | |
| 3.3% | 3.0% | 3.0% | 3.1% | 7.2% | 3.2% | 3.1% | 2.5% | 2.2% | 2.0% | 2.2% | 2.2% | 3.4% | 4.7% | 5.8% | 40.2% | 38.6% | 36.5% | 35.4% | 34.1% | 28.7% | 21.1% | 19.4% | 19.0% | 20.3% | 28.1% | 20.5% | 16.3% | 3.4% | 2.8% | |
| 2.3% | 2.2% | 2.3% | 2.5% | 6.7% | 2.7% | 2.7% | 2.1% | 1.9% | 1.6% | 1.8% | 1.8% | 3.0% | 4.3% | 5.4% | 3.5% | 3.0% | 1.4% | 1.9% | 2.8% | 2.0% | 2.1% | 2.3% | 2.2% | 4.4% | 8.6% | 1.4% | 1.9% | 1.5% | 1.2% | |
| 2.3% | 2.2% | 2.3% | 2.5% | 6.7% | 2.7% | 2.7% | 2.1% | 1.9% | 1.6% | 1.8% | 1.8% | 3.0% | 4.3% | 5.4% | 39.8% | 38.1% | 35.8% | 35.0% | 33.7% | 27.7% | 20.8% | 19.1% | 18.7% | 20.0% | 27.8% | 20.2% | 15.9% | 3.1% | 2.4% | |
| 1.0% | 0.8% | 0.7% | 0.6% | 0.6% | 0.5% | 0.5% | 0.4% | 0.3% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 1.0% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.3% | 0.4% | 0.3% | 0.3% | |
| – | – | – | – | -94.4% | -94.7% | -71.7% | -72.7% | -76.1% | -76.1% | -76.6% | -75.6% | -70.1% | -69.3% | -65.8% | -60.8% | -61.9% | -62.6% | -64.1% | -65.2% | -69.4% | -77.9% | -79.9% | -3.0% | -4.8% | -8.9% | -1.7% | 0.9% | – | – | |
| – | – | – | – | – | 2.8% | 2.6% | 2.3% | 2.4% | 2.3% | 2.3% | 2.1% | 1.9% | 1.7% | 1.5% | 1.3% | 1.3% | 1.2% | 1.3% | 1.5% | 1.4% | 1.2% | 1.1% | 1.2% | 0.9% | 0.8% | 0.8% | – | – | – | |
| – | – | – | – | – | 1.6% | 1.6% | 1.5% | 1.7% | 1.6% | 1.5% | 1.5% | 1.5% | 1.4% | 1.3% | 1.2% | 1.2% | 1.1% | 1.1% | 1.8% | 1.7% | 1.7% | 1.6% | 1.6% | 1.7% | 1.5% | 1.3% | 2.9% | 2.8% | 2.8% | |
| – | – | – | – | 0.6% | 0.5% | 0.5% | 0.4% | 0.3% | 0.1% | 1.6% | 1.5% | 1.6% | 1.4% | 1.3% | 1.2% | 1.2% | 1.1% | 0.1% | 0.2% | 0.2% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | |
| 91.9% | 91.2% | 90.9% | 92.1% | 92.6% | 92.1% | 91.1% | 91.7% | 91.8% | 92.1% | 92.4% | 91.8% | 92.1% | 91.6% | 91.5% | 90.7% | 89.9% | 89.9% | 89.1% | 89.7% | 89.9% | 90.5% | 90.3% | 89.4% | 89.7% | 90.1% | 91.4% | 90.6% | 90.1% | 89.0% | |
| 85.7% | 87.9% | 88.2% | 84.2% | 89.6% | 88.5% | 86.7% | 86.9% | 87.9% | 87.1% | 78.4% | 77.5% | 82.1% | 83.3% | 84.0% | 83.7% | 83.7% | 81.9% | 83.7% | 85.0% | 82.3% | 81.2% | 82.9% | 82.7% | 84.0% | 85.7% | 79.1% | 79.2% | 79.7% | 78.2% | |
| – | – | – | – | – | – | – | 3.3% | 3.6% | 5.6% | – | 6.1% | – | 2.3% | 3.9% | 2.6% | 4.0% | 7.3% | 4.5% | 3.6% | 5.2% | 6.8% | 5.0% | 3.8% | 3.3% | 2.2% | 9.9% | 1.0% | 0.8% | 0.5% | |
| – | – | – | 0.8% | 0.6% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.2% | 0.2% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% | 0.1% | 0.1% | 0.2% | 0.1% | |
| – | – | – | – | – | 3.2% | 3.9% | 7.6% | 3.4% | 10.0% | 13.2% | 13.6% | 9.2% | 7.4% | 4.2% | 3.5% | 2.0% | 0.7% | 1.3% | 3.4% | 6.5% | 8.4% | 6.4% | 5.8% | 4.7% | 3.5% | 11.0% | 10.8% | 9.0% | 9.6% | |
| 8.1% | 8.8% | 9.1% | 7.9% | 7.4% | 7.9% | 8.9% | 8.3% | 8.2% | 7.9% | 7.6% | 8.2% | 7.9% | 8.4% | 8.5% | 9.3% | 10.1% | 10.1% | 10.9% | 10.3% | 10.1% | 9.5% | 9.7% | 10.6% | 10.3% | 9.9% | 8.6% | 9.4% | 9.9% | 11.0% | |
| 5.1% | 5.3% | 5.4% | 5.4% | 4.8% | 5.0% | 5.7% | 5.7% | 5.8% | 5.9% | 5.9% | 6.4% | 6.1% | 6.5% | 6.8% | 7.2% | 8.1% | 8.1% | 8.6% | 7.4% | 7.5% | 6.6% | 7.0% | 7.6% | 6.7% | 6.8% | 7.1% | 5.8% | 6.3% | 7.0% | |
| 1.4% | 1.3% | 1.2% | 1.1% | 0.9% | 0.9% | 0.9% | 0.8% | 0.8% | 0.7% | 0.6% | 0.6% | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% |
Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.