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Buy Day today: Neutral (51) Mixed market breadth · no major macro event
CIA

Citizens Inc

Financial Services · Insurance - Life

3.60$ +2.9% vs. previous close Closing price · As of: Sep 18, 2026

Ownership

Ownership Structure

Who owns Citizens Inc (CIA)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 89.1% of the shares are freely tradable; institutional investors hold 28.3%.

Institutional ownership ?Share of the stock held by institutional investors (funds, banks, insurers) according to regulatory filings. 28.3%
Insiders ?Share of the stock held by the executives, founders and major shareholders of the company itself. 11.4%
Float ?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders. 89.1%
Short % of float ?Shares sold short as a percentage of the freely tradable float — high values signal many bets on falling prices. 8.8%
Shares Outstanding ?Total number of shares issued. Price times share count gives market cap. 51Mio.

Largest Shareholders

Institutions

Institutions CIA
Name Stake (%) Shares Change (%) Date
BlackRock Inc 6.45 3,267,299 -1.0 03/31/2026
Vanguard Capital Management, LLC 3.86 1,955,123 +0.0 03/31/2026
Arnhold & S. Bleichroeder Advisers, LLC 2.31 1,168,100 +100.4 06/30/2026
Geode Capital Management, LLC 2.08 1,052,223 +2.1 03/31/2026
State Street Corp 1.32 668,458 +8.2 03/31/2026
UBS Group AG 1.28 646,373 -15.9 03/31/2026

Funds

Funds CIA
Name Stake (%) Shares Change (%) Date
Vanguard MStar Total Stk Mkt Idx Invest 2.80 1,418,858 +0.0 07/31/2026
iShares Russell 2000 ETF 2.45 1,239,616 -0.6 08/31/2026
Vanguard Institutional Extnd Mkt Idx Tr 1.03 520,022 +0.0 07/31/2026
First Eagle Small Cap Opportunity I 1.02 515,996 +0.4 07/31/2026

Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.

Insider holdings

Insider holdings CIA
Person Role Shares Value As of Type
Stenberg Jon President & CEO 389,574 1,402,466 $ Aug 11, 2026 direct
Guerrero Paula L Chief Information Officer 20,204 72,735 $ Aug 15, 2026 direct
Lewis Bryon Matthew Chief Operations Officer 12,767 45,961 $ Aug 15, 2026 direct
Hoxworth Seth Alan Chief Actuary 11,194 40,297 $ Aug 11, 2026 direct
Harwood Michael Philip Director 11,096 39,945 $ Aug 31, 2026 direct

Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.

Insiders

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
Aug 31, 2026 Harwood Michael Philip Director Buy 10,000 3.80 38,000
Aug 28, 2026 Harwood Michael Philip Director Other 256 3.88 993
Aug 15, 2026 Guerrero Paula L Chief Information Officer Other 796 3.97 3,160
Aug 15, 2026 Guerrero Paula L Chief Information Officer Other 2,709
Aug 15, 2026 Lewis Bryon Matthew Chief Operations Officer Other 640 3.97 2,541
Aug 15, 2026 Lewis Bryon Matthew Chief Operations Officer Other 2,626
Aug 11, 2026 Hoxworth Seth Alan Chief Actuary Buy 5,376 3.83 20,590
Aug 11, 2026 Stenberg Jon President & CEO Buy 12,000 3.65 43,795
Aug 10, 2026 Stenberg Jon President & CEO Buy 50,000 3.99 199,630
Jul 31, 2026 Guerrero Paula L Chief Information Officer Other 209 4.75 993
Jul 31, 2026 Hoxworth Seth Alan Chief Actuary Other 105 4.75 499
Jul 29, 2026 Harwood Michael Philip Director Other 209 4.75 993
Jul 14, 2026 Lewis Bryon Matthew Chief Operations Officer Other 10,697 0.00
Jul 2, 2026 Harwood Michael Philip Director Other 168 5.94 998
Jul 2, 2026 Guerrero Paula L Chief Information Officer Other 168 5.94 998
Jul 2, 2026 Hoxworth Seth Alan Chief Actuary Other 84 5.94 499
May 29, 2026 Guerrero Paula L Chief Information Officer Other 190 5.23 994
May 29, 2026 Hoxworth Seth Alan Chief Actuary Other 95 5.23 497
May 5, 2026 Guerrero Paula L Chief Information Officer Other 181 5.48 992
May 5, 2026 Hoxworth Seth Alan Chief Actuary Other 91 5.48 499
Apr 7, 2026 Guerrero Paula L Chief Information Officer Other 184 5.42 997
Apr 7, 2026 Hoxworth Seth Alan Chief Actuary Other 92 5.42 499

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →

Data as of: September 18, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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