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Buy Day today: Neutral (46) Mixed market breadth · no major macro event
COFS

ChoiceOne Financial Services Inc

Financial Services · Banks - Regional · —

35.50$ +1.3% vs. previous close Closing price · As of: Oct 30, 2026

Ownership

Ownership Structure

Who owns ChoiceOne Financial Services Inc (COFS)? This page shows the largest institutions and funds, the ownership structure and the latest insider transactions. 91.6% of the shares are freely tradable; institutional investors hold 46.1%.

Institutional ownership ?Share of the stock held by institutional investors (funds, banks, insurers) according to regulatory filings. 46.1%
Insiders ?Share of the stock held by the executives, founders and major shareholders of the company itself. 6.5%
Float ?Share of stock freely tradable on the market — not locked up in the hands of founders, insiders, or major shareholders. 91.6%
Short % of float ?Shares sold short as a percentage of the freely tradable float — high values signal many bets on falling prices. 3.6%
Shares Outstanding ?Total number of shares issued. Price times share count gives market cap. 15Mio.

Largest Shareholders

Institutions

Institutions COFS
Name Stake (%) Shares Change (%) Date
BlackRock Inc 7.27 1,086,956 +12.8 06/30/2026
Northern Trust Corp 4.52 676,173 -2.3 06/30/2026
Vanguard Capital Management, LLC 4.17 624,274 -1.4 06/30/2026
State Street Corp 2.99 447,442 +39.3 06/30/2026
Geode Capital Management, LLC 2.55 380,890 +8.6 06/30/2026
AllianceBernstein L.P. 2.29 342,635 -4.4 06/30/2026
Dimensional Fund Advisors, Inc. 1.93 288,653 +20.1 06/30/2026

Funds

Funds COFS
Name Stake (%) Shares Change (%) Date
Vanguard MStar Total Stk Mkt Idx Invest 3.02 451,102 +0.0 09/30/2026
iShares Russell 2000 ETF 2.61 390,059 -1.1 09/30/2026
Avantis US Small Cap Value ETF 1.76 263,862 +0.4 09/30/2026

Largest reported positions according to regulatory filings; stake as a percentage of shares outstanding, change versus the previous filing. Source: fundamentals data.

Insider holdings

Insider holdings COFS
Person Role Shares Value As of Type
Essex Bruce John Jr Director 250,716 8,900,418 $ Oct 1, 2026 indirect
Burrough Eric E Director 181,991 6,460,681 $ Oct 1, 2026 direct
Hicks Randy D Director 100,530 3,568,815 $ Oct 1, 2026 indirect
Petty Brian P Director 92,701 3,290,886 $ Oct 1, 2026 direct
Armock Greg L. Director 47,142 1,673,548 $ Oct 1, 2026 indirect
McConnell Gregory A Director 37,659 1,336,895 $ Oct 1, 2026 direct
Burns Harold J Director 26,740 949,266 $ Oct 1, 2026 direct
Krause Steven Theodore Director 18,113 643,018 $ Oct 1, 2026 indirect
McGinnis Bradley F. Director 14,733 523,022 $ Oct 1, 2026 direct
Brophy Keith D. Director 13,919 494,124 $ Oct 1, 2026 indirect
Coulter Curt E Director 11,365 403,454 $ Oct 1, 2026 direct
Wendling Michelle M Director 7,690 272,995 $ Oct 1, 2026 direct
Page Roxanne M Director 7,535 267,508 $ Oct 1, 2026 direct

Holdings as of each person's most recent SEC Form 4 filing — excluding options and RSUs, which are not shares yet. Holdings may have changed between two filings.

Insiders

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
Oct 1, 2026 Wendling Michelle M Director Other 213 32.31 6,882
Oct 1, 2026 Petty Brian P Director Other 514 32.31 16,607
Oct 1, 2026 Page Roxanne M Director Other 213 32.31 6,882
Oct 1, 2026 McGinnis Bradley F. Director Other 514 32.31 16,607
Oct 1, 2026 McConnell Gregory A Director Other 213 32.31 6,882
Oct 1, 2026 Krause Steven Theodore Director Other 514 32.31 16,607
Oct 1, 2026 Hicks Randy D Director Other 515 32.31 16,640
Oct 1, 2026 Essex Bruce John Jr Director Other 213 32.31 6,882
Oct 1, 2026 Coulter Curt E Director Other 213 32.31 6,882
Oct 1, 2026 Burrough Eric E Director Other 514 32.31 16,607
Oct 1, 2026 Burns Harold J Director Other 515 32.31 16,640
Oct 1, 2026 Brophy Keith D. Director Other 364 32.31 11,761
Oct 1, 2026 Armock Greg L. Director Other 514 32.31 16,607

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character. View all insider transactions →

Data as of: October 30, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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