C&F Financial Corporation

Financial Services · Banks - Regional

93.60$ +0.6% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

C&F Financial Corporation (CFFI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 186 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement CFFI
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	12	27	34	35	35	46	52	68	66	76	86	91	91	102	100	91	98	102	106	108	115	117	117	125	148	140	123	150	167	186
Cost of Revenue	7.7	8.3	10	9.7	12	12	10	12	12	18	23	31	35	34	28	26	23	24	25	24	27	26	22	23	24	8.9	11	35	56	57
Gross Profit	4.7	18	23	25	24	33	42	56	54	59	63	60	56	68	71	65	75	78	81	84	88	91	95	102	124	131	112	115	110	129
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	6.0	6.3	8.3	9.4	9.6	13	18	24	25	28	29	31	28	35	37	27	30	34	40	43	49	44	42	47	58	60	49	57	55	57
Total Operating Expenses	-0.3	12	15	16	16	22	28	37	38	42	45	48	51	60	60	46	51	57	64	66	71	73	73	78	95	93	75	86	86	96
Operating Income	5.0	6.5	8.5	9.2	7.7	11	14	19	16	17	18	12	4.8	7.5	11	19	24	22	17	17	18	18	23	24	29	38	37	29	24	33
Interest Expense	7.7	8.0	9.6	9.1	11	12	9.2	8.8	7.5	12	18	23	21	15	13	12	10	8.6	8.5	8.7	9.0	9.6	11	15	13	8.4	7.9	26	43	45
Pre-Tax Income	5.0	6.5	8.5	9.2	7.7	11	14	19	16	17	18	12	4.8	7.5	11	19	24	22	17	17	18	18	23	24	29	38	37	29	24	33
Income Tax Expense	1.0	1.6	2.4	2.4	1.8	3.3	4.1	6.3	5.0	5.2	5.4	3.3	0.6	1.9	2.9	5.7	7.6	7.1	5.1	4.9	4.5	11	4.5	5.1	6.8	9.0	7.6	5.4	4.2	6.1
Net Income	4.1	4.9	6.1	6.8	5.8	8.0	9.8	13	11	12	12	8.5	4.2	5.5	8.1	13	16	14	12	13	13	6.6	18	19	22	29	29	24	20	27
EBITDA	6.2	7.7	9.7	10	9.0	13	16	21	18	19	20	14	7.2	9.5	13	21	26	24	20	20	21	21	26	28	33	43	41	33	28	37

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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