Arrow Financial Corporation

Financial Services · Banks - Regional

37.50$ -0.5% vs. previous close Closing price · As of: Sep 22, 2026

Statements

Income Statement

Arrow Financial Corporation (AROW) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 243 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

Download as CSV

All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement AROW
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	79	63	72	77	86	89	86	83	82	87	51	103	107	104	104	103	96	92	95	99	105	112	125	138	145	148	149	192	223	243
Cost of Revenue	23	25	30	31	39	35	27	23	20	25	36	41	34	28	25	20	13	8.1	7.6	6.2	7.4	9.7	15	24	22	5.5	–	61	88	84
Gross Profit	56	38	42	46	47	53	59	60	61	62	16	62	73	76	79	83	84	84	88	93	97	103	110	115	123	142	149	131	135	158
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	15	13	14	15	16	17	19	19	20	21	22	21	25	27	34	36	38	38	38	41	43	40	41	40	45	46	48	50	55	85
Total Operating Expenses	25	22	25	27	28	31	31	32	33	35	-8.2	38	44	44	47	52	52	53	54	57	60	63	65	67	71	78	–	93	97	103
Operating Income	31	16	18	19	19	23	28	28	28	27	24	24	29	32	32	32	32	31	34	35	38	40	45	47	52	64	74	38	37	55
Interest Expense	22	24	28	29	37	33	25	22	19	24	35	40	32	26	24	19	12	7.9	5.8	4.8	5.4	7.0	12	22	13	5.2	11	58	83	77
Pre-Tax Income	31	16	18	19	19	23	28	28	28	27	24	24	29	32	32	32	32	31	34	35	38	40	45	47	52	64	63	38	37	55
Income Tax Expense	11	5.2	5.7	5.7	5.7	7.1	8.8	8.6	9.0	8.1	7.1	6.8	9.0	9.8	9.8	9.7	9.7	9.1	10	11	11	11	9.0	9.6	11	15	14	7.4	7.6	11
Net Income	20	11	12	13	14	16	19	19	19	19	17	17	20	22	22	22	22	22	23	25	27	29	36	37	41	50	49	30	30	44
EBITDA	32	18	19	21	22	26	31	32	32	30	27	27	32	34	35	38	41	40	41	42	44	45	50	53	59	72	–	44	43	61

Data as of: September 22, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

Was this page helpful to you?

Income Statement

Cookie settings