Arrow Financial Corporation

Financial Services · Banks - Regional

37.70$ +0.9% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Balance Sheet

Arrow Financial Corporation (AROW) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Total Assets" came in at 4,446 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size %

Last 12 Full history

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All figures in millions of USD.

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Balance Sheet AROW
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Total Assets	653	832	939	1,001	1,081	1,151	1,271	1,374	1,378	1,520	1,520	1,585	1,665	1,842	1,908	1,963	2,023	2,164	2,217	2,446	2,605	2,760	2,988	3,184	3,689	4,028	3,970	4,170	4,306	4,446
Current Assets	38	47	31	28	27	28	29	28	30	36	44	35	65	74	38	606	533	508	412	453	404	373	402	428	746	1,017	638	640	618	29
Cash	38	47	31	28	27	28	29	28	30	36	44	35	58	67	31	44	49	50	46	51	57	73	84	70	381	458	65	143	155	29
Cash & Short-Term Investments	38	47	31	28	27	28	29	28	30	36	44	35	58	67	31	600	528	508	412	453	404	373	402	428	746	1,017	638	640	618	29
Receivables	–	–	–	–	–	–	–	–	–	–	–	–	6.6	7.1	6.5	6.1	5.5	–	–	–	–	–	–	–	2,566	–	–	–	–	–
Inventory	–	–	–	–	–	0.3	0.1	0.2	–	–	0.2	0.1	0.6	0.1	–	0.5	1.0	0.1	0.3	2.0	1.7	1.8	1.3	1.3	0.2	0.1	0.6	–	–	–
Property, Plant & Equipment	–	–	–	–	12	13	14	14	15	16	16	17	18	19	19	23	29	29	28	27	27	28	30	35	43	46	62	–	–	–
Goodwill	–	–	–	–	–	–	9.3	9.3	11	14	15	15	15	15	16	22	22	22	22	22	22	22	22	22	22	22	22	22	24	24
Intangible Assets	–	–	–	–	10	9.4	0.4	0.2	1.0	2.9	2.4	2.0	1.7	1.4	1.5	4.7	4.5	4.1	3.6	3.1	2.7	2.3	1.9	1.7	2.0	1.9	1.5	1.1	2.1	1.7
Total Liabilities	578	758	862	929	1,001	1,060	1,170	1,268	1,260	1,402	1,402	1,463	1,539	1,701	1,756	1,796	1,847	1,972	2,016	2,232	2,372	2,511	2,719	2,883	3,354	3,657	3,616	3,790	3,905	4,014
Current Liabilities	564	746	800	916	987	1,038	1,152	1,088	1,076	1,209	1,282	1,258	1,338	1,520	1,589	1,713	1,773	1,919	1,963	2,136	2,275	2,415	2,634	2,797	3,252	3,550	27	3,708	3,828	722
Short-Term Debt	23	25	24	121	128	153	193	41	44	43	96	54	60	74	53	68	42	77	60	105	159	170	289	181	17	0.9	27	20	–	–
Accounts Payable	–	–	–	–	859	885	958	1,047	1,032	1,166	1,186	1,204	3.0	2.3	2.0	1.1	0.6	1,842	1,903	2,030	2,117	2,245	2,346	2,616	3,235	3,550	3,498	–	–	–
Long-Term Debt	–	–	–	–	65	120	150	165	95	145	145	180	160	140	90	20	20	20	20	20	20	20	20	20	20	65	48	27	29	24
Shareholders' Equity	74	74	77	72	81	92	101	106	118	117	118	122	126	141	152	166	176	192	201	214	233	250	270	302	334	371	354	380	401	432
Retained Earnings	27	23	6.7	14	22	17	14	24	23	21	18	15	25	24	25	24	26	27	29	32	29	29	29	33	42	54	65	66	77	102
Shares Outstanding	20	19	23	18	17	18	17	17	19	17	17	16	15	15	16	16	16	16	16	16	16	16	16	17	17	17	17	17	17	17

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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