AmeriServ Financial Inc

Financial Services · Banks - Regional

4.70$ +0.2% vs. previous close Closing price · As of: Sep 25, 2026

Statements

Income Statement

AmeriServ Financial Inc (ASRV) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Revenue" came in at 88 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement ASRV
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	156	175	183	190	124	100	86	72	64	56	59	64	64	61	59	56	55	55	55	57	57	59	61	65	63	64	66	77	84	88
Cost of Revenue	76	88	94	101	72	55	48	33	28	22	22	25	22	30	18	6.1	6.9	5.4	6.8	7.8	12	9.6	11	15	13	8.7	8.5	32	31	33
Gross Profit	80	87	88	88	52	45	38	39	36	34	37	39	43	31	41	49	48	50	48	49	45	49	50	49	50	56	57	45	53	55
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Selling, General & Administrative	26	28	30	32	23	20	21	19	19	19	19	19	26	25	24	25	26	27	26	25	25	25	26	26	29	29	29	30	29	33
Total Operating Expenses	53	54	60	61	52	43	46	38	50	49	35	35	36	39	40	40	41	42	43	41	42	41	41	42	44	47	48	49	49	48
Operating Income	27	33	29	27	0.2	2.4	-8.6	0.3	-14	-15	2.8	4.0	7.0	-7.9	1.4	9.4	7.3	7.5	4.6	8.3	3.2	8.7	9.4	7.6	5.8	8.8	9.2	-4.4	4.4	6.8
Interest Expense	76	88	94	100	70	53	39	30	27	22	22	25	19	15	12	9.7	7.7	6.5	6.4	6.5	7.7	8.8	12	14	11	7.6	8.5	25	30	29
Pre-Tax Income	27	33	29	27	0.2	2.4	-8.6	0.3	-14	-15	2.8	4.0	7.0	-7.9	1.4	9.4	7.3	7.5	4.6	8.3	3.2	8.7	9.4	7.6	5.8	8.8	9.2	-4.4	4.4	6.8
Income Tax Expense	7.2	9.3	7.7	6.9	-1.5	0.4	-3.4	-0.2	-5.8	-5.9	0.4	0.9	1.5	-3.1	0.1	2.9	2.2	2.3	1.6	2.3	0.9	5.4	1.7	1.6	1.2	1.7	1.8	-1.0	0.8	1.2
Net Income	20	24	21	20	1.7	2.0	-5.2	0.5	-9.7	-9.1	2.3	3.0	5.5	-4.9	1.3	6.5	5.0	5.2	3.0	6.0	2.3	3.3	7.8	6.0	4.6	7.1	7.4	-3.3	3.6	5.6
EBITDA	34	40	38	36	7.6	11	-1.4	7.8	-9.4	-11	5.5	6.2	8.9	-6.3	2.9	11	8.8	9.2	6.5	10	5.0	10	11	9.5	7.8	11	11	-2.3	6.5	8.9

Data as of: September 25, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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