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Buy Day today: Neutral (53) Mixed market breadth · no major macro event

Ameriprise Financial Inc (AMP)

Financial Services Asset Management
545.80 $
+0.3% vs. previous close
Closing price · As of: 31. Jul 2026
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Trading Day

Previous Close
544.50$
Open
545.50$
Day High
549.40$
Day Low
543.40$
Volume
480,498shares

Key levels of the most recently completed trading day — not a live quote.

52-Week Range

52-Week Low 52-Week High
430.40 $ 546.60 $
04/06/2026 07/28/2026

Current price 545.80 $ — 99% of the range above the low.

Lowest and highest closing price over the last 52 weeks. The marker shows where the current price sits within that range: close to the high speaks for strength, close to the low for weakness.

Basics

Market Cap
49.6$B
Shares Outstanding
88Mio.
Float
99.6%
Beta
1.2

Performance

Perf. 1M
1.60%
Perf. 3M
2.70%
Perf. 6M
-10.20%
YTD Performance (%)
-4.30%
52-Week-High Distance
-17.6%
Perf. 1Y
6.74%
Perf. 3Y
63.18%
Perf. 5Y
128.23%
Perf. 10Y
597.37%
Perf. Since Inception
2,117.52%

Technical Indicators

MA 38 Days
494.50$
MA 50 Days
483.60$
MA 200 Days
476.20$
RSI (14)
69.9
Volatility 30 Days
27.3%
Volatility 250 Days
25.7%

Calculated from the price history · as of 08/03/2026

Valuation

P/E
13.6
Forward P/E
12.3
PEG
1.8
P/B
7.9
P/S
2.6
EV/EBITDA
0.0
Price/FCF
29.7

Profitability

Gross Margin
54.9%
EBIT Margin
37.2%
Net Margin
19.9%
Return on Equity
66.9%
Return on Assets
2.3%

Balance Sheet & Safety

Equity Ratio
3.4%
Debt/Equity
0.5
Altman Z″
3.60
Piotroski
7 out of 9

Growth

Sales Growth Last Quarter
9.00%
EPS Growth Last Quarter
66.00%
Sales Growth (Year)
9.55%
Forward Sales Growth
4.56%
Forward EPS Growth
7.90%

Dividend

Dividend Yield
1.25%
Dividend Per Share (TTM)
6.50$
Payout Ratio
15.3%
Years Without a Cut
20Years
Increase Streak
20Years

Quality & Screener

Stage
1
RS Rating
33
EPS Rating
81
Piotroski
7 out of 9
Fundamental Rating
B (57 out of 100)
Altman Z″
3.60

AI Rating

Uses AI

Ameriprise setzt künstliche Intelligenz im eigenen Betrieb ein: Der Konzern beschleunigt die KI-Einführung im gesamten Haus und bringt KI-Fähigkeiten in die Arbeitsabläufe seiner mehr als 10.000 Finanzberater; die Verwaltungskosten des Beratungssegments stiegen im zweiten Quartal 2026 ausdrücklich auch wegen der KI-Umstellung und Automatisierungsvorhaben. Verkauft wird KI nicht, und eine Bedrohung des Geschäftsmodells nennen die Berichte nur allgemein im Wettbewerbs- und Regulierungsteil.

View the full file — quotes, sources, reviewed filings
„Ameriprise is accelerating AI adoption across the firm, including bringing advanced AI capabilities into advisors’ workflows while keeping human engagement and relationships at the center of advice."

Ameriprise beschleunigt die Einführung künstlicher Intelligenz im gesamten Unternehmen und bringt dabei fortgeschrittene KI-Fähigkeiten in die Arbeitsabläufe der Berater, während menschliche Zuwendung und Beziehungen im Mittelpunkt der Beratung bleiben.

8-K · 2026-07-23 · View SEC filing
„General and administrative expenses increased $28 million to $463 million, primarily driven by volume-related expenses and investments for growth, including bank expansion, AI transformation and automation initiatives."

Die Verwaltungsaufwendungen stiegen um 28 Millionen US-Dollar auf 463 Millionen, überwiegend getrieben von mengenabhängigen Kosten und Wachstumsinvestitionen, darunter der Ausbau der Bank sowie Vorhaben zur KI-Umstellung und Automatisierung.

8-K · 2026-07-23 · View SEC filing
„Furthermore, new and existing competitors may be better able to address trends, structural changes, or movement of assets resulting from new technologies, including Generative AI and blockchain, or adapt to industry changes or in response to the uncertain regulatory environment in the U.S. and around the world."

Darüber hinaus könnten neue und bestehende Wettbewerber besser in der Lage sein, auf Trends, Strukturveränderungen oder Vermögensverschiebungen zu reagieren, die aus neuen Technologien einschließlich generativer künstlicher Intelligenz und der Blockchain entstehen, oder sich an Branchenveränderungen beziehungsweise das unsichere regulatorische Umfeld in den USA und weltweit anzupassen.

10-K · 2026-02-19 · View SEC filing

Filings Reviewed: 8-K 2026-07-23 · 8-K 2026-06-09 · 8-K 2026-05-20 · 10-Q 2026-05-07 · 10-K 2026-02-19 · 10-K 2025-02-20

Rated on July 28, 2026 · How the Rating Is Built

Analysts & Price Target

Current Price 545.80 $
Price Target (average) 578.33 $

The price target sits 6.0% above the current price.

Consensus
Sell
Analyst Ratings
13
Distribution of Recommendations
Strong Buy 5
Buy 1
Hold 6
Sell 1
Strong Sell 0

Combined picture of the price targets and recommendations of every analyst covering the stock. Price targets are expectations for the next 12 months, not promises — and they often follow the price rather than predict it.

Estimates by Fiscal Year

Estimates by Fiscal Year
Fiscal Year EPS Estimate ($) EPS Range ($) Revenue Estimate ($M) Expected Growth Analysts
12/31/2026 46.39 44.91 – 47.65 20,002 18.1% 13
12/31/2027 51.54 48.77 – 53.94 21,151 11.1% 13

Average of the analyst estimates for the coming fiscal years. The range shows how far the most optimistic and the most cautious estimate sit apart — the wider it is, the less certain the expectation.

Next Reporting Date

29. Oct 2026 · before the open · Q3 2026
Expected Earnings per Share
11.72 $

Expected date of the next quarterly or annual figures. Dates do shift occasionally — only the invitation issued by the company is binding.

Revenue & Profit

Cash Flow

Balance Sheet

Margins

Per Share

Click the chart or tab into it, then use ← and → to step through the periods.

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The figures could not be loaded right now.

Sales Per Quarter ($M)
2024: Q4 · 4,501.0 $M Q4 2025: Q1 · 4,354.0 $M Q1 2025: Q2 · 4,375.0 $M Q2 2025: Q3 · 4,874.0 $M Q3 2025: Q4 · 5,048.0 $M Q4 2026: Q1 · 4,886.0 $M Q1

Source: fundamental data

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Quarterly Figures

Quarterly Figures
Quarter EPS (Earnings Per Share) EPS YoY (%) Sales ($M) Sales YoY (%) Net Margin (%) OCF ($M) FCF ($M)
2024: Q4 10.58 196.70 4,501 7.50 23.80 383 325
2025: Q1 5.83 -39.10 4,354 5.00 13.40 1,686 1,650
2025: Q2 10.73 33.80 4,375 3.70 24.20 1,764 1,726
2025: Q3 9.33 86.50 4,874 10.80 18.70 2,204 2,160
2025: Q4 10.47 -1.10 5,048 12.20 20.00 -2,761 -2,643
2026: Q1 9.68 66.10 4,886 12.20 18.70 459 430
What Do These Terms Mean?
EPS (Earnings Per Share):
Quarterly profit divided by the total share count — how much of the profit works out to a single share.
YoY (Year over Year):
Change versus the same quarter a year ago — this is how you compare without seasonal distortion (e.g. the holiday shopping season).
Sales:
All revenue for the quarter, before any costs are deducted — the top line of the income statement.
Net Margin:
What percentage of sales is left over as profit in the end. Negative means the company is posting a loss.
OCF (Operating Cash Flow):
The cash that actually flows into the till from the core business during the quarter — harder to dress up than book profit.
FCF (Free Cash Flow):
Operating cash flow minus capital expenditures — the money that's genuinely free to use, say for paying down debt, buybacks, or dividends.

Annual Figures

Annual Figures
Fiscal Year Revenue ($M) EBIT ($M) Net Income ($M) EPS ($) Operating Cash Flow ($M) Equity ($M) Total Assets ($M)
2016 11,775 1,898 1,314 7.81 1,971 6,292 139,821
2017 12,298 2,540 1,480 9.44 1,701 5,995 147,470
2018 12,978 2,800 2,098 14.20 2,597 5,588 137,216
2019 13,049 2,355 1,893 13.92 2,341 5,729 151,828
2020 11,899 1,831 1,534 12.20 4,623 5,867 165,883
2021 13,377 4,185 3,417 28.48 3,325 5,941 175,910
2022 14,258 3,931 3,149 27.70 4,407 3,803 158,852
2023 15,535 3,234 2,556 23.71 4,685 4,729 175,191
2024 17,264 4,267 3,401 33.05 6,595 5,228 181,403
2025 18,912 4,830 3,563 37.00 2,893 6,549 190,904

Fiscal years from the audited annual reports, oldest first. EBIT is the operating profit before interest and taxes; total assets are everything the company owns.

About the Company

Ameriprise Financial, Inc. ist mit ihren Tochtergesellschaften ein diversifiziertes Finanzdienstleistungsunternehmen in den USA und international.

CEO Insider Trades (12 Mo.)selling own stock
Employees13,600
HeadquartersMinneapolis, MN
Address1099 Ameriprise Financial Center, 55474 Minneapolis, United States
Phone612-671-3131
Websiteameriprise.com
IPO Date3. Oct 2005
ISINUS03076C1062

Management

Management
Name Title Birth Year
James M. Cracchiolo CPA Chairman & CEO 1959
Walter S. Berman Executive VP, CFO & Chief Risk Officer 1943
William F. Truscott CEO of Columbia Threadneedle & Interim Global Chief Investment Officer 1960
Dawn M. Brockman Senior VP, Corporate Controller & Principal Accounting Officer 1973
Stephanie M. Rabe Head of Investor Relations
Heather J. Melloh Executive VP & General Counsel 1972
Deirdre D. Davey McGraw Executive Vice President of Marketing, Strategy & Communications 1971
Kelli Ann Hunter Petruzillo Executive Vice President of Human Resources 1961
David M. Joy Chief Market Strategist
William J. Williams EVP & President Wealth Management Advisor Group 1968

Executives per the latest required filings; titles kept in their original language. Source: fundamental data.

Insider Transactions

Insider Transactions
Date Person Role Type Shares Price Value
28. Jul 2026 Berman Walter Stanley EXECUTIVE VP AND CFO Sell 422 549.76 231,998
28. Jul 2026 Berman Walter Stanley EXECUTIVE VP AND CFO Sell 10,590 548.92 5,813,032
28. Jul 2026 Berman Walter Stanley EXECUTIVE VP AND CFO Other 23,099 550.81 12,723,160
28. Jul 2026 Berman Walter Stanley EXECUTIVE VP AND CFO Other 23,206 197.87 4,591,771
28. Jul 2026 Berman Walter Stanley EXECUTIVE VP AND CFO Other 10,905 165.41 1,803,796
28. Jul 2026 Cracchiolo James M CHAIRMAN AND CEO Sell 1,900 546.67 1,038,665
28. Jul 2026 Cracchiolo James M CHAIRMAN AND CEO Sell 16,120 545.28 8,789,896
28. Jul 2026 Cracchiolo James M CHAIRMAN AND CEO Other 34,912 545.83 19,056,017
28. Jul 2026 Cracchiolo James M CHAIRMAN AND CEO Other 52,932 165.41 8,755,482
28. Jul 2026 Williams William Jerryl Pres, Wealth Mgmt Advisor Grp Sell 908 541.90 492,045

Reportable transactions by officers and major shareholders from SEC Form 4 filings. "Other" includes things like stock grants and option exercises without a buy/sell character.

View all insider transactions →

Chart

Interactive price chart (TradingView).

Data as of: July 31, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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