Zions Bancorporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 15.5 | 25.2 | 35.7 | 26.2 | 33.6 | 17.1 | 14.1 | 16.5 | 15.2 | 14.6 | 15.3 | 10.3 | – | – | – | 9.2 | 11.2 | 21.0 | 13.8 | 18.0 | 18.7 | 18.0 | 9.5 | 11.9 | 13.3 | 9.0 | 8.2 | 9.5 | 10.2 | 9.6 | |
| 2.6 | 3.8 | 4.1 | 3.1 | 3.0 | 2.4 | 2.0 | 2.9 | 3.2 | 3.0 | 2.6 | 1.4 | 0.8 | 0.5 | 1.5 | 1.1 | 1.6 | 2.4 | 2.3 | 2.5 | 3.6 | 3.9 | 2.8 | 3.0 | 2.4 | 3.4 | 2.2 | 1.4 | 1.6 | 1.7 | |
| 3.4 | 4.5 | 3.5 | 3.1 | 3.1 | 2.1 | 1.5 | 2.2 | 2.2 | 1.7 | 1.8 | 1.0 | 0.4 | 0.3 | 0.6 | 0.4 | 0.6 | 0.9 | 0.7 | 0.7 | 1.2 | 1.4 | 1.1 | 1.3 | 0.1 | 0.1 | 1.5 | 1.1 | 1.3 | 1.2 | |
| 3.3 | 4.6 | 4.5 | 4.7 | 5.0 | 3.5 | 3.2 | 4.9 | 5.5 | 4.6 | 4.0 | 3.6 | 1.8 | 0.8 | 0.5 | -0.9 | -0.5 | -0.7 | -0.6 | -0.2 | 3.1 | 4.9 | 4.1 | 3.4 | 3.0 | 0.4 | 4.9 | 1.9 | 1.8 | 2.0 | |
| 11.5 | 17.1 | 19.2 | 19.4 | 25.5 | 12.6 | 10.4 | 14.3 | 14.7 | 12.9 | 13.0 | 15.0 | – | – | – | -3.3 | -1.7 | -2.9 | -2.1 | -1.0 | 9.3 | 11.9 | 9.3 | 8.8 | 11.6 | 0.7 | 13.0 | 8.6 | 7.8 | 7.8 | |
| 18.3 | – | – | – | 20.4 | 6.5 | 20.3 | 15.6 | 10.5 | 10.2 | 9.6 | 8.0 | 2.5 | 1.7 | 2.9 | 3.0 | 5.9 | 7.4 | 26.9 | 18.1 | 21.9 | 14.0 | 8.0 | 16.7 | 13.1 | 23.9 | 5.8 | 8.4 | 7.6 | 8.8 | |
| 5.5% | -0.4% | -1.7% | -1.8% | 4.9% | 15.5% | 4.9% | 6.4% | 9.5% | 9.8% | 10.4% | 12.4% | 40.5% | 59.9% | 34.4% | 33.3% | 17.0% | 13.5% | 3.7% | 5.5% | 4.6% | 7.1% | 12.5% | 6.0% | 7.6% | 4.2% | 17.3% | 11.9% | 13.1% | 11.4% | |
| Margins | ||||||||||||||||||||||||||||||
| 63.2% | 59.2% | 62.0% | 60.9% | 53.0% | 64.4% | 73.1% | 80.2% | 80.5% | 74.6% | 66.6% | 59.2% | 47.8% | 16.4% | 47.6% | 81.1% | 86.9% | 93.1% | 96.8% | 92.8% | 92.7% | 94.7% | 93.0% | 86.1% | 80.8% | 107.3% | 90.8% | 64.5% | 61.2% | 67.1% | |
| 25.1% | 23.0% | 17.1% | 18.7% | 13.3% | 22.3% | 26.5% | 29.3% | 32.5% | 31.6% | 27.1% | 20.4% | -9.9% | -51.5% | -14.6% | 19.4% | 22.0% | 17.8% | 26.5% | 20.6% | 28.5% | 34.2% | 37.7% | 32.4% | 22.8% | 48.7% | 34.5% | 19.2% | 20.3% | 23.8% | |
| 16.8% | 15.2% | 11.5% | 11.9% | 8.9% | 14.1% | 14.0% | 17.9% | 21.1% | 20.5% | 17.3% | 13.6% | -8.4% | -38.6% | -10.6% | 12.1% | 14.2% | 11.6% | 17.0% | 14.1% | 19.0% | 21.6% | 29.1% | 25.1% | 18.3% | 38.0% | 27.2% | 14.7% | 15.7% | 18.2% | |
| 14.2% | -1.4% | -7.0% | -5.7% | 14.7% | 37.4% | 9.7% | 18.9% | 30.7% | 29.2% | 27.4% | 17.4% | 34.2% | 30.3% | 50.1% | 36.9% | 27.1% | 32.8% | 8.7% | 14.0% | 16.2% | 27.7% | 34.5% | 17.9% | 18.6% | 14.2% | 38.4% | 16.7% | 21.0% | 19.8% | |
| Returns | ||||||||||||||||||||||||||||||
| 21.7% | 17.7% | 9.9% | 11.7% | 9.1% | 12.4% | 10.8% | 13.3% | 14.6% | 11.3% | 11.7% | 9.3% | -4.1% | -21.4% | -4.4% | 4.6% | 5.8% | 4.1% | 5.4% | 4.1% | 6.1% | 7.7% | 11.7% | 11.1% | 0.7% | 1.2% | 18.5% | 11.9% | 12.8% | 12.5% | |
| 1.7% | 1.2% | 0.8% | 1.0% | 0.7% | 1.2% | 1.0% | 1.2% | 1.3% | 1.1% | 1.2% | 0.9% | -0.5% | -2.4% | -0.6% | 0.6% | 0.6% | 0.5% | 0.7% | 0.5% | 0.7% | 0.9% | 1.3% | 1.2% | 0.7% | 1.2% | 1.0% | 0.8% | 0.9% | 1.0% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 516 | 689 | 507 | 2,552 | 3,661 | 2,281 | 2,321 | 3,674 | 4,393 | 3,850 | 4,542 | 7,827 | 2,933 | 1,004 | -2,626 | -5,523 | -5,131 | -7,076 | -6,927 | -6,089 | -1,113 | 2,653 | 3,991 | 1,275 | 1,607 | -9,064 | 9,071 | 2,335 | 862 | 1,455 | |
| 2.5 | 3.0 | 1.7 | 6.5 | 10.3 | 4.0 | 4.1 | 5.7 | 6.1 | 4.6 | 4.4 | 9.1 | – | – | – | -7.3 | -7.1 | -13.2 | -10.2 | -11.3 | -1.3 | 2.4 | 3.0 | 1.0 | 2.1 | -6.3 | 7.2 | 2.3 | 0.8 | 1.1 | |
| 7.8% | 6.8% | 8.0% | 8.2% | 8.1% | 9.4% | 8.9% | 8.9% | 8.9% | 9.9% | 10.6% | 10.0% | 11.8% | 11.1% | 13.0% | 13.1% | 10.9% | 11.5% | 12.9% | 12.6% | 12.1% | 11.6% | 11.0% | 10.6% | 98.4% | 98.9% | 5.5% | 6.5% | 6.9% | 8.1% | |
| 1.8 | 2.0 | 1.0 | 2.1 | 2.7 | 1.4 | 1.4 | 1.9 | 1.9 | 1.3 | 1.3 | 2.0 | 1.0 | 0.5 | 0.4 | 0.4 | 0.4 | 0.4 | 0.1 | 0.1 | 0.1 | 0.5 | 0.7 | 0.4 | 0.0 | 0.0 | 2.3 | 0.8 | 0.7 | 0.6 | |
| Per Share | ||||||||||||||||||||||||||||||
| 1.68 | 1.80 | 1.75 | 2.26 | 1.86 | 3.07 | 2.78 | 3.72 | 4.47 | 5.16 | 5.40 | 4.55 | -2.44 | -9.77 | -1.76 | 1.77 | 1.91 | 1.43 | 2.07 | 1.52 | 2.30 | 2.82 | 4.28 | 4.38 | 3.25 | 7.05 | 6.04 | 4.60 | 5.33 | 6.11 | |
| 10.00 | 11.88 | 15.17 | 18.93 | 20.87 | 21.81 | 19.90 | 20.82 | 21.16 | 25.24 | 31.19 | 33.34 | 28.99 | 25.31 | 16.63 | 14.71 | 13.42 | 12.36 | 12.17 | 10.75 | 12.09 | 13.05 | 14.69 | 17.40 | 17.76 | 18.54 | 22.21 | 31.29 | 33.92 | 33.60 | |
| 7.74 | 10.19 | 17.73 | 19.33 | 20.42 | 24.75 | 25.78 | 27.99 | 30.70 | 45.56 | 46.16 | 48.77 | 59.57 | 45.75 | 40.06 | 38.25 | 33.03 | 35.08 | 38.26 | 36.86 | 37.37 | 36.63 | 36.70 | 39.43 | 483.90 | 575.33 | 32.56 | 38.52 | 41.60 | 48.79 | |
| 1.42 | -0.16 | -1.06 | -1.08 | 3.06 | 8.15 | 1.94 | 3.93 | 6.49 | 7.38 | 8.56 | 5.80 | 9.92 | 7.67 | 8.33 | 5.43 | 3.64 | 4.05 | 1.06 | 1.51 | 1.96 | 3.62 | 5.07 | 3.11 | 3.31 | 2.64 | 8.52 | 5.22 | 7.14 | 6.67 | |
Data as of: October 5, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.