WRLD
World Acceptance Corporation
177.00$
+0.4%
vs. previous close
Closing price · As of: Oct 6, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| 5.7 | 8.0 | 6.2 | 9.4 | 11.5 | 13.1 | 18.5 | 18.8 | 17.9 | 14.6 | 14.2 | 21.6 | 18.9 | 14.6 | 14.0 | 12.8 | 15.6 | 9.8 | 9.5 | 11.7 | 13.9 | 19.6 | 22.0 | 21.8 | 35.1 | 27.1 | 24.1 | 19.9 | 13.2 | 11.3 | 10.8 | 8.9 | 7.8 | 7.6 | 7.7 | 10.7 | 15.2 | 16.4 | 18.4 | 26.1 | |
| 0.8 | 1.1 | 0.9 | 1.3 | 1.4 | 1.4 | 1.9 | 2.0 | 2.1 | 1.8 | 1.9 | 2.6 | 1.8 | 1.1 | 0.7 | 0.8 | 1.3 | 1.2 | 1.6 | 1.9 | 2.2 | 2.8 | 2.0 | 1.0 | 0.9 | 0.6 | 0.8 | 1.3 | 1.3 | 1.3 | 1.5 | 1.2 | 1.2 | 1.1 | 1.2 | 1.5 | 1.5 | 1.2 | 1.1 | 1.7 | |
| 1.0 | 1.3 | 1.0 | 1.4 | 1.5 | 1.5 | 1.8 | 2.0 | 1.9 | 1.7 | 1.9 | 2.6 | 2.6 | 1.6 | 1.0 | 1.2 | 2.0 | 1.8 | 2.1 | 2.6 | 2.9 | 3.9 | 3.2 | 1.8 | 1.6 | 1.1 | 1.3 | 2.0 | 1.8 | 1.9 | 2.0 | 1.6 | 1.6 | 1.4 | 1.6 | 2.0 | 2.4 | 2.0 | 1.8 | 2.8 | |
| 1.4 | 1.8 | 1.9 | 2.4 | 2.7 | 2.9 | 2.8 | 2.9 | 2.5 | 2.4 | 2.4 | 3.2 | 2.7 | 2.1 | 1.5 | 1.4 | 2.8 | 3.2 | 2.4 | 2.7 | 3.3 | 4.0 | 3.2 | 2.3 | 2.1 | 1.8 | 1.8 | 2.3 | 2.2 | 2.3 | 2.3 | 2.1 | 2.1 | 2.1 | 2.0 | 2.4 | 2.5 | 2.4 | 2.1 | 2.7 | |
| 5.0 | 6.7 | 7.2 | 9.2 | 10.7 | 11.3 | 11.1 | 16.5 | 14.1 | 15.1 | 16.3 | 16.6 | 16.1 | 13.6 | 11.8 | 9.7 | 16.0 | 14.2 | 8.4 | 9.7 | 12.2 | 16.6 | 17.0 | 13.2 | 13.0 | 10.9 | 10.1 | 14.2 | 12.5 | 9.5 | 9.4 | 8.2 | 7.7 | 10.2 | 9.5 | 12.0 | 17.9 | 21.5 | 22.4 | 26.4 | |
| 2.0 | 2.7 | 2.2 | 3.3 | 3.8 | 3.7 | 4.7 | 4.8 | 5.2 | 4.4 | 4.7 | 6.7 | 4.4 | 2.8 | 1.7 | 1.9 | 3.5 | 3.3 | 4.6 | 5.6 | 5.7 | 6.9 | 4.4 | 2.3 | 1.8 | 1.2 | 1.8 | 2.8 | 2.8 | 2.9 | 3.2 | 2.8 | 2.7 | 2.5 | 2.8 | 3.4 | 3.4 | 2.8 | 2.5 | 3.9 | |
| 50.0% | 37.7% | 45.9% | 30.5% | 26.7% | 26.9% | 21.4% | 20.7% | 19.4% | 22.8% | 21.3% | 15.0% | 22.5% | 36.2% | 58.0% | 51.5% | 28.7% | 30.4% | 21.9% | 17.7% | 17.5% | 14.5% | 22.9% | 43.6% | 54.4% | 80.4% | 55.0% | 36.4% | 36.0% | 34.2% | 31.1% | 36.2% | 36.6% | 39.5% | 36.3% | 29.8% | 29.3% | 35.7% | 39.9% | 25.4% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 76.4% | 75.1% | 75.8% | 76.2% | 76.3% | 75.9% | 76.6% | 76.3% | 75.2% | 74.2% | 72.7% | 71.6% | 70.1% | 69.5% | 69.2% | 71.1% | 75.1% | 79.2% | 82.9% | 82.2% | 79.7% | 75.5% | 68.2% | 60.6% | 56.9% | 56.2% | 57.9% | 63.2% | 67.4% | 74.9% | 75.4% | 73.4% | 70.2% | 62.6% | 62.5% | 61.8% | 60.8% | 59.4% | 59.3% | 60.6% | |
| 28.3% | 26.4% | 26.5% | 25.7% | 24.8% | 25.2% | 25.4% | 17.6% | 17.5% | 15.5% | 14.3% | 18.9% | 16.3% | 14.4% | 11.5% | 13.7% | 16.4% | 21.4% | 27.2% | 27.0% | 25.8% | 23.5% | 18.0% | 16.8% | 15.2% | 15.4% | 17.2% | 15.5% | 17.1% | 23.3% | 23.5% | 24.0% | 25.5% | 18.5% | 19.8% | 17.8% | 12.6% | 9.5% | 7.8% | 8.6% | |
| 14.0% | 13.2% | 13.8% | 13.4% | 12.6% | 10.9% | 10.4% | 10.8% | 11.5% | 12.4% | 13.7% | 12.0% | 9.6% | 7.3% | 4.8% | 6.2% | 8.3% | 12.4% | 16.7% | 16.6% | 16.0% | 14.2% | 9.2% | 4.8% | 2.5% | 2.3% | 3.5% | 6.6% | 9.7% | 11.7% | 13.5% | 13.8% | 15.0% | 14.4% | 15.9% | 14.3% | 10.0% | 7.5% | 5.9% | 6.6% | |
| 40.0% | 40.1% | 39.2% | 38.7% | 38.6% | 38.4% | 41.2% | 41.8% | 40.0% | 41.3% | 41.3% | 38.9% | 40.9% | 38.6% | 39.3% | 40.6% | 37.2% | 37.0% | 34.8% | 34.3% | 38.9% | 40.5% | 46.4% | 45.7% | 48.5% | 50.0% | 46.3% | 48.0% | 46.2% | 45.2% | 45.3% | 44.2% | 43.0% | 43.4% | 44.3% | 45.8% | 44.7% | 43.9% | 43.6% | 44.0% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 18.1% | 16.7% | 16.0% | 14.6% | 13.1% | 11.2% | 9.6% | 10.6% | 10.5% | 11.4% | 13.5% | 12.2% | 14.0% | 10.9% | 6.9% | 9.1% | 12.6% | 18.7% | 21.8% | 21.8% | 20.9% | 19.6% | 14.5% | 8.4% | 4.4% | 4.0% | 5.6% | 10.0% | 13.9% | 16.7% | 18.2% | 18.4% | 20.1% | 18.8% | 20.5% | 19.0% | 15.7% | 12.2% | 9.9% | 10.9% | |
| 9.2% | 8.2% | 9.2% | 8.5% | 7.5% | 6.1% | 6.2% | 6.7% | 7.1% | 7.1% | 8.7% | 6.5% | 5.1% | 3.7% | 2.8% | 3.9% | 5.0% | 6.5% | 9.3% | 8.6% | 7.7% | 6.3% | 4.4% | 2.3% | 1.3% | 1.2% | 1.9% | 3.6% | 5.2% | 6.1% | 7.1% | 7.4% | 8.0% | 7.3% | 8.9% | 7.9% | 5.4% | 3.8% | 3.3% | 3.6% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| 344 | 382 | 575 | 587 | 623 | 729 | 458 | 469 | 225 | 297 | 243 | 335 | 521 | 578 | 462 | 362 | 836 | 1,070 | 415 | 416 | 567 | 708 | 697 | 782 | 739 | 708 | 602 | 587 | 554 | 578 | 507 | 499 | 519 | 550 | 465 | 464 | 582 | 667 | 581 | 562 | |
| 2.2 | 2.7 | 4.0 | 4.3 | 4.9 | 5.7 | 3.6 | 5.2 | 2.4 | 3.6 | 3.1 | 3.1 | 5.4 | 6.6 | 6.3 | 4.3 | 8.6 | 8.8 | 2.8 | 2.8 | 3.9 | 5.1 | 6.3 | 7.2 | 7.4 | 7.1 | 5.4 | 6.0 | 5.3 | 4.1 | 3.6 | 3.5 | 3.4 | 4.8 | 3.8 | 4.2 | 7.2 | 10.4 | 10.7 | 9.4 | |
| 51.1% | 49.0% | 57.6% | 57.9% | 57.2% | 54.0% | 64.3% | 63.7% | 67.3% | 61.9% | 64.6% | 52.9% | 36.6% | 34.3% | 40.3% | 43.3% | 39.4% | 34.7% | 42.4% | 39.6% | 36.7% | 32.2% | 30.6% | 27.7% | 28.6% | 29.6% | 34.5% | 35.6% | 37.1% | 36.4% | 38.7% | 40.3% | 39.8% | 38.6% | 43.3% | 41.8% | 34.4% | 30.8% | 33.3% | 33.6% | |
| 0.9 | 0.9 | 1.3 | 1.3 | 1.3 | 1.5 | 0.9 | 0.9 | 0.4 | 0.5 | 0.5 | 0.6 | 1.3 | 1.5 | 1.1 | 1.0 | 2.3 | 3.0 | 1.1 | 1.0 | 1.4 | 1.8 | 1.9 | 2.2 | 2.1 | 2.0 | 1.6 | 1.5 | 1.4 | 1.5 | 1.2 | 1.2 | 1.3 | 1.3 | 1.1 | 1.1 | 1.6 | 1.9 | 1.7 | 1.6 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 8.57 | 8.01 | 8.40 | 7.94 | 7.22 | 6.14 | 5.68 | 5.92 | 6.39 | 7.02 | 8.27 | 7.59 | 6.75 | 5.93 | 3.90 | 5.11 | 6.76 | 10.40 | 13.67 | 13.70 | 13.66 | 12.51 | 8.72 | 5.15 | 2.76 | 2.43 | 3.45 | 6.73 | 9.61 | 11.59 | 13.44 | 13.96 | 15.10 | 14.74 | 16.48 | 15.39 | 11.11 | 8.56 | 7.34 | 8.59 | |
| 61.35 | 60.50 | 60.70 | 59.06 | 57.31 | 56.59 | 54.72 | 54.99 | 55.53 | 56.61 | 60.56 | 63.12 | 70.07 | 80.88 | 80.63 | 83.06 | 81.43 | 84.04 | 81.82 | 82.65 | 85.38 | 87.94 | 94.74 | 106.93 | 108.70 | 105.91 | 99.00 | 101.55 | 99.14 | 98.97 | 99.62 | 101.19 | 100.56 | 102.28 | 103.72 | 107.41 | 110.73 | 114.18 | 123.39 | 129.21 | |
| 47.45 | 48.05 | 52.63 | 54.21 | 54.98 | 54.70 | 58.90 | 55.90 | 60.68 | 61.44 | 61.40 | 62.03 | 48.15 | 54.31 | 56.64 | 56.47 | 53.57 | 55.62 | 62.70 | 62.73 | 65.34 | 63.70 | 60.35 | 61.69 | 62.27 | 61.40 | 61.82 | 67.37 | 69.04 | 69.46 | 73.76 | 75.90 | 75.24 | 78.36 | 80.24 | 80.89 | 70.89 | 69.97 | 73.97 | 79.06 | |
| 24.52 | 24.25 | 23.79 | 22.84 | 22.10 | 21.73 | 22.52 | 22.97 | 22.19 | 23.35 | 24.98 | 24.57 | 28.68 | 31.25 | 31.66 | 33.71 | 30.26 | 31.06 | 28.45 | 28.37 | 33.23 | 35.59 | 43.97 | 48.86 | 52.68 | 52.96 | 45.85 | 48.71 | 45.82 | 44.70 | 45.16 | 44.74 | 43.24 | 44.42 | 45.99 | 49.21 | 49.50 | 50.16 | 53.84 | 56.82 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 6, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.