Wintrust Financial Corporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| – | 1,633.8 | 26.5 | 13.9 | 12.7 | 16.1 | 19.6 | 22.8 | 24.4 | 19.9 | 18.7 | 14.8 | 24.3 | 11.1 | 16.5 | 15.9 | 15.9 | 16.8 | 15.7 | 16.1 | 19.0 | 18.1 | 11.1 | 11.5 | 12.1 | 11.3 | 10.0 | 9.3 | 11.6 | 11.5 | |
| 112.0 | 112.0 | 1.7 | 1.1 | 0.9 | 1.5 | 2.2 | 3.1 | 3.7 | 2.7 | 1.9 | 1.2 | 0.8 | 1.2 | 1.4 | 1.6 | 2.1 | 2.7 | 2.7 | 2.6 | 3.5 | 3.7 | 2.5 | 2.3 | 1.9 | 2.8 | 2.3 | 2.0 | 2.0 | 2.2 | |
| 122.5 | 114.0 | 2.2 | 1.4 | 1.4 | 2.1 | 2.4 | 2.5 | 2.6 | 2.1 | 1.6 | 1.1 | 0.5 | 0.7 | 0.7 | 0.8 | 1.0 | 1.2 | 1.1 | 1.1 | 1.5 | 1.6 | 1.2 | 1.1 | 0.9 | 1.2 | 1.1 | 1.1 | 1.3 | 1.3 | |
| 110.1 | 110.0 | – | 0.9 | 1.0 | 2.6 | 3.2 | 4.2 | 5.5 | 3.6 | 2.6 | 2.1 | 1.5 | 0.6 | 1.3 | 2.4 | 1.5 | 2.7 | 2.0 | 2.8 | 3.1 | 3.4 | 2.1 | 1.5 | -0.2 | 1.1 | 2.9 | 2.4 | 2.0 | 3.2 | |
| – | 2,851.8 | – | 6.0 | 6.9 | 13.9 | 14.5 | 16.4 | 20.7 | 15.1 | 13.9 | 13.8 | 17.7 | 2.7 | 7.8 | 12.4 | 6.0 | 9.2 | 6.3 | 9.6 | 9.0 | 9.6 | 6.0 | 4.9 | -0.6 | 2.7 | 8.3 | 129.8 | 7.6 | 11.2 | |
| – | – | – | 13.5 | 5.2 | – | 17.1 | 9.0 | 13.3 | 19.1 | – | 11.4 | 4.1 | – | 11.1 | 7.5 | 9.1 | 9.2 | 14.1 | – | 14.2 | 13.6 | 12.3 | 22.2 | – | 4.9 | 3.8 | 3.1 | 12.7 | 11.0 | |
| -0.2% | -0.1% | -14.5% | 7.4% | 19.3% | -15.3% | 5.8% | 11.1% | 7.5% | 5.2% | -1.9% | 8.8% | 24.7% | -105.9% | 9.0% | 13.4% | 11.0% | 10.8% | 7.1% | -0.2% | 7.0% | 7.3% | 8.1% | 4.5% | -16.4% | 20.5% | 26.0% | 32.0% | 7.9% | 9.1% | |
| Margins | ||||||||||||||||||||||||||||||
| 44.0% | 40.4% | 42.2% | 45.2% | 44.6% | 48.6% | 61.1% | 65.8% | 67.8% | 60.4% | 51.0% | 46.7% | 46.4% | 44.1% | 59.0% | 67.2% | 78.1% | 85.1% | 89.4% | 88.8% | 89.0% | 88.6% | 84.2% | 78.5% | 75.4% | 95.1% | 85.0% | 100.0% | 59.3% | 62.2% | |
| -4.9% | 1.4% | 4.9% | 11.9% | 9.9% | 14.9% | 17.5% | 21.5% | 23.6% | 21.1% | 16.2% | 12.2% | 5.0% | 17.1% | 13.7% | 17.0% | 21.4% | 26.5% | 28.0% | 25.6% | 29.4% | 30.9% | 30.2% | 26.8% | 20.5% | 34.3% | 31.7% | 1.8% | 23.9% | 26.4% | |
| -2.1% | 6.9% | 6.5% | 7.9% | 6.7% | 9.4% | 11.5% | 13.8% | 15.0% | 13.5% | 10.3% | 8.1% | 3.4% | 10.6% | 8.6% | 10.3% | 13.2% | 16.2% | 17.2% | 15.9% | 18.3% | 20.4% | 22.5% | 19.9% | 15.4% | 25.0% | 23.1% | 21.5% | 17.5% | 19.5% | |
| -24.0% | -14.4% | -24.8% | 8.1% | 16.4% | -23.2% | 13.1% | 34.8% | 27.4% | 14.1% | -3.6% | 10.6% | 20.1% | -125.2% | 12.7% | 21.9% | 23.1% | 29.4% | 19.1% | -0.5% | 24.5% | 27.2% | 20.3% | 10.3% | -30.7% | 57.7% | 59.8% | 63.7% | 16.0% | 20.3% | |
| Returns | ||||||||||||||||||||||||||||||
| -2.3% | 7.0% | 8.2% | 10.1% | 10.9% | 13.1% | 12.3% | 10.9% | 10.8% | 10.7% | 8.6% | 7.5% | 1.9% | 6.4% | 4.4% | 5.0% | 6.2% | 7.2% | 7.3% | 6.7% | 7.7% | 8.7% | 10.5% | 9.6% | 7.1% | 10.4% | 10.6% | 11.5% | 11.0% | 11.3% | |
| -0.1% | 0.5% | 0.5% | 0.6% | 0.5% | 0.7% | 0.7% | 0.8% | 0.8% | 0.8% | 0.7% | 0.6% | 0.2% | 0.6% | 0.5% | 0.5% | 0.6% | 0.8% | 0.8% | 0.7% | 0.8% | 0.9% | 1.1% | 1.0% | 0.6% | 0.9% | 1.0% | 1.1% | 1.1% | 1.2% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| -87 | -143 | – | -24 | 29 | 212 | 242 | 287 | 628 | 463 | 449 | 606 | 410 | -434 | -118 | 589 | -541 | -9.0 | -589 | 285 | -494 | -320 | -653 | -1,316 | -3,842 | -3,274 | 1,432 | 1,156 | -89 | 4,014 | |
| – | -52.8 | – | -1.3 | 1.2 | 5.8 | 4.5 | 4.1 | 6.9 | 3.9 | 3.7 | 5.8 | 8.0 | -3.1 | -1.0 | 4.0 | -2.6 | 0.0 | -2.1 | 1.0 | -1.3 | -0.7 | -1.2 | -2.3 | -7.9 | -4.4 | 1.8 | 21.7 | -0.1 | 3.3 | |
| 6.0% | 6.5% | 5.6% | 5.5% | 4.9% | 5.2% | 6.1% | 7.4% | 7.4% | 7.7% | 8.1% | 7.9% | 10.0% | 9.3% | 10.3% | 9.7% | 10.3% | 10.5% | 10.3% | 10.3% | 10.5% | 10.7% | 10.5% | 10.1% | 9.1% | 9.0% | 9.1% | 9.6% | 9.8% | 10.2% | |
| 0.2 | 0.5 | – | 0.6 | 0.9 | 2.0 | 1.5 | 1.2 | 1.6 | 1.0 | 0.8 | 1.1 | 0.7 | 0.6 | 0.6 | 1.0 | 0.4 | 0.4 | 0.3 | 0.5 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.6 | 0.8 | 0.7 | 0.8 | 0.6 | |
| Per Share | ||||||||||||||||||||||||||||||
| -0.11 | 0.40 | 0.49 | 0.73 | 0.83 | 1.27 | 1.60 | 1.98 | 2.34 | 2.75 | 2.56 | 2.24 | 0.85 | 2.77 | 2.01 | 1.76 | 2.31 | 2.75 | 2.98 | 3.02 | 3.81 | 4.55 | 6.00 | 6.17 | 5.05 | 8.07 | 8.48 | 10.03 | 10.74 | 12.18 | |
| 5.06 | 5.83 | 7.64 | 9.27 | 12.44 | 13.45 | 13.94 | 14.37 | 15.59 | 20.41 | 24.89 | 27.53 | 25.30 | 26.04 | 23.35 | 17.13 | 17.52 | 16.98 | 17.31 | 18.96 | 20.80 | 22.25 | 26.62 | 31.06 | 32.70 | 32.22 | 36.75 | 46.60 | 61.30 | 62.53 | |
| 4.63 | 5.73 | 5.98 | 7.23 | 7.64 | 9.73 | 13.03 | 18.17 | 21.57 | 25.80 | 29.83 | 29.72 | 44.20 | 43.22 | 45.50 | 35.09 | 37.57 | 38.05 | 40.71 | 45.29 | 49.67 | 52.52 | 57.12 | 64.06 | 70.94 | 77.85 | 79.83 | 86.97 | 98.06 | 107.30 | |
| -1.22 | -0.84 | -1.89 | 0.76 | 2.05 | -3.13 | 1.83 | 5.00 | 4.27 | 2.87 | -0.90 | 2.91 | 5.08 | -32.62 | 2.96 | 3.75 | 4.05 | 5.00 | 3.31 | -0.09 | 5.10 | 6.04 | 5.40 | 3.19 | -10.03 | 18.58 | 21.99 | 29.69 | 9.82 | 12.72 | |
Data as of: September 29, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.