Westamerica Bancorporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 14.6 | 31.0 | 21.3 | 14.4 | 19.9 | 16.8 | 15.8 | 17.5 | 20.3 | 16.5 | 16.3 | 15.0 | 25.0 | 13.0 | 17.3 | 14.4 | 14.5 | 22.6 | 21.1 | 20.4 | 27.4 | 31.5 | 20.8 | 22.8 | 18.5 | 17.9 | 13.0 | 9.3 | 10.1 | 10.2 | |
| 2.2 | 4.8 | 5.1 | 3.7 | 5.1 | 4.7 | 5.0 | 6.2 | 7.2 | 5.9 | 5.3 | 4.6 | 7.3 | 5.3 | 5.8 | 4.7 | 4.9 | 7.2 | 6.7 | 6.5 | 8.9 | 8.1 | 7.5 | 8.9 | 7.2 | 7.2 | 5.9 | 4.6 | 4.5 | 4.4 | |
| 1.8 | 3.7 | 4.2 | 3.6 | 4.7 | 4.5 | 4.0 | 4.9 | 5.3 | 4.0 | 3.8 | 3.4 | 3.7 | 3.2 | 3.0 | 2.3 | 2.1 | 2.8 | 2.4 | 2.2 | 2.9 | 2.7 | 2.4 | 2.5 | 1.8 | 1.9 | 2.6 | 1.9 | 1.6 | 1.3 | |
| 2.1 | 4.9 | 5.1 | 4.4 | 5.5 | 5.3 | 6.8 | 8.2 | 9.5 | 7.9 | 7.3 | 6.7 | 8.9 | 5.0 | 5.1 | 3.7 | 3.3 | 5.7 | 5.6 | 4.7 | 7.0 | 5.7 | 5.9 | 7.4 | 4.7 | 2.6 | 5.1 | 4.2 | 3.0 | 2.8 | |
| 8.3 | 18.2 | 12.8 | 10.5 | 13.6 | 11.7 | 13.8 | 15.6 | 18.7 | 15.2 | 15.2 | 15.2 | 23.3 | 7.9 | 9.7 | 7.3 | 6.5 | 11.5 | 11.4 | 9.3 | 12.7 | 9.9 | 10.2 | 12.1 | 7.5 | 4.2 | 7.4 | 5.9 | 4.6 | 4.7 | |
| 18.2 | 20.3 | 26.5 | 11.8 | 17.5 | 15.0 | 15.5 | 15.0 | 17.5 | 14.8 | 15.0 | 12.6 | 16.4 | 12.1 | 14.4 | 10.8 | 10.3 | 18.2 | 16.3 | 18.2 | 21.3 | 20.2 | 15.9 | 23.9 | 14.1 | 17.7 | 14.1 | 9.6 | 10.0 | 9.9 | |
| 5.5% | 4.9% | 3.8% | 8.4% | 5.7% | 6.7% | 6.5% | 6.7% | 5.7% | 6.7% | 6.7% | 7.9% | 6.1% | 8.3% | 6.9% | 9.3% | 9.7% | 5.5% | 6.1% | 5.5% | 4.7% | 5.0% | 6.3% | 4.2% | 7.1% | 5.6% | 7.1% | 10.4% | 10.0% | 10.1% | |
| Margins | ||||||||||||||||||||||||||||||
| 66.5% | 68.9% | 69.8% | 72.0% | 70.3% | 75.8% | 84.4% | 88.6% | 91.0% | 85.0% | 78.2% | 75.2% | 82.6% | 90.2% | 91.5% | 92.7% | 93.0% | 94.0% | 96.7% | 98.7% | 100.6% | 100.0% | 99.0% | 99.1% | 97.1% | 99.1% | 99.3% | 99.2% | 94.3% | 95.2% | |
| 22.7% | 24.1% | 36.6% | 38.4% | 38.0% | 41.6% | 46.7% | 50.4% | 48.8% | 48.9% | 44.5% | 40.8% | 33.8% | 60.1% | 46.5% | 45.1% | 44.3% | 40.7% | 41.1% | 41.6% | 43.8% | 44.9% | 45.5% | 51.1% | 51.4% | 54.0% | 62.0% | 67.7% | 60.8% | 57.6% | |
| 15.1% | 15.6% | 24.1% | 25.5% | 25.7% | 28.1% | 31.8% | 35.7% | 35.3% | 35.7% | 32.7% | 30.4% | 29.0% | 41.1% | 33.5% | 32.8% | 33.7% | 31.8% | 31.6% | 31.9% | 32.2% | 25.7% | 35.8% | 39.0% | 38.7% | 39.9% | 45.7% | 49.4% | 44.6% | 42.7% | |
| 12.1% | 23.9% | 19.4% | 31.0% | 29.2% | 31.6% | 32.5% | 41.7% | 40.8% | 39.7% | 35.6% | 36.2% | 44.2% | 44.2% | 40.2% | 43.7% | 47.7% | 39.6% | 40.9% | 35.8% | 41.5% | 40.2% | 46.8% | 37.2% | 50.8% | 40.3% | 42.3% | 47.9% | 44.9% | 44.0% | |
| Returns | ||||||||||||||||||||||||||||||
| 12.3% | 11.8% | 19.9% | 25.3% | 23.6% | 26.8% | 25.5% | 27.9% | 26.0% | 24.4% | 23.3% | 22.8% | 14.6% | 24.8% | 17.3% | 15.7% | 14.5% | 12.4% | 11.5% | 11.0% | 10.5% | 8.5% | 11.6% | 11.0% | 9.5% | 10.5% | 20.3% | 20.9% | 15.6% | 12.4% | |
| 1.2% | 1.2% | 1.9% | 2.0% | 2.0% | 2.1% | 2.1% | 2.1% | 2.0% | 2.1% | 2.1% | 2.0% | 1.5% | 2.5% | 1.9% | 1.7% | 1.6% | 1.4% | 1.2% | 1.1% | 1.1% | 0.9% | 1.3% | 1.4% | 1.2% | 1.2% | 1.8% | 2.5% | 2.3% | 1.9% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| -27 | 14 | -26 | 207 | 131 | 161 | 492 | 531 | 631 | 606 | 584 | 626 | 345 | -97 | -205 | -274 | -398 | -316 | -201 | -327 | -344 | -458 | -318 | -312 | -519 | -986 | -236 | -132 | -481 | -431 | |
| -0.3 | 0.2 | -0.2 | 1.7 | 1.0 | 1.2 | 3.6 | 3.8 | 4.7 | 3.9 | 4.1 | 4.8 | 4.4 | -0.5 | -1.4 | -2.0 | -3.3 | -3.0 | -2.1 | -3.5 | -3.4 | -4.0 | -2.8 | -2.5 | -4.0 | -7.4 | -1.3 | -0.6 | -2.4 | -2.6 | |
| 9.8% | 10.6% | 9.6% | 7.7% | 8.4% | 8.0% | 8.1% | 7.4% | 7.6% | 8.4% | 8.9% | 8.7% | 10.2% | 10.2% | 11.1% | 11.1% | 11.3% | 11.2% | 10.5% | 10.3% | 10.5% | 10.7% | 11.1% | 13.0% | 12.5% | 11.1% | 8.7% | 12.1% | 14.6% | 15.7% | |
| 0.9 | 0.7 | 0.6 | 1.5 | 1.2 | 1.1 | 2.1 | 2.1 | 2.1 | 1.9 | 1.8 | 2.1 | 1.2 | 0.5 | 0.2 | 0.5 | 0.2 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | |
| Per Share | ||||||||||||||||||||||||||||||
| 1.32 | 1.10 | 1.73 | 1.94 | 2.16 | 2.36 | 2.55 | 2.85 | 2.87 | 3.22 | 3.11 | 2.98 | 2.04 | 4.27 | 3.21 | 3.06 | 2.93 | 2.50 | 2.32 | 2.30 | 2.29 | 1.89 | 2.67 | 2.98 | 2.98 | 3.22 | 4.54 | 6.06 | 5.20 | 4.68 | |
| 8.76 | 7.04 | 7.17 | 7.60 | 8.41 | 8.38 | 8.01 | 7.98 | 8.14 | 9.04 | 9.51 | 9.78 | 7.05 | 10.39 | 9.58 | 9.33 | 8.68 | 7.87 | 7.34 | 7.21 | 7.11 | 7.36 | 7.47 | 7.63 | 7.71 | 8.07 | 9.92 | 12.26 | 11.66 | 10.94 | |
| 10.70 | 9.31 | 8.67 | 7.67 | 9.14 | 8.79 | 9.98 | 10.20 | 11.05 | 13.23 | 13.37 | 13.08 | 14.00 | 17.22 | 18.50 | 19.44 | 20.22 | 20.20 | 20.13 | 20.81 | 21.86 | 22.34 | 23.01 | 27.08 | 31.34 | 30.78 | 22.38 | 28.94 | 33.35 | 37.57 | |
| 1.06 | 1.68 | 1.39 | 2.36 | 2.45 | 2.65 | 2.60 | 3.33 | 3.32 | 3.58 | 3.38 | 3.54 | 3.12 | 4.59 | 3.85 | 4.07 | 4.14 | 3.11 | 3.00 | 2.58 | 2.95 | 2.95 | 3.49 | 2.84 | 3.91 | 3.25 | 4.20 | 5.88 | 5.24 | 4.81 | |
Data as of: October 7, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.