Unity Bancorp Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 1,419,854.7 | 19.0 | 17.6 | – | – | 14.4 | 12.9 | 14.1 | 15.4 | 16.0 | 18.3 | 12.9 | 14.7 | – | 20.3 | 19.4 | 11.4 | 11.8 | 11.7 | 11.2 | 11.4 | 16.5 | 10.4 | 10.5 | 8.0 | 7.7 | 7.6 | 7.7 | 10.7 | 9.1 | |
| 106,756.0 | 2.1 | 1.7 | 0.9 | 0.2 | 1.0 | 1.5 | 1.9 | 2.4 | 2.4 | 2.1 | 1.1 | 0.5 | 0.5 | 0.9 | 1.1 | 1.2 | 1.5 | 1.7 | 2.2 | 2.7 | 3.4 | 3.0 | 3.0 | 2.1 | 2.9 | 2.7 | 2.0 | 2.7 | 2.8 | |
| 78,880.8 | 1.9 | 1.4 | 1.2 | 0.3 | 1.2 | 1.8 | 2.1 | 2.3 | 2.4 | 2.3 | 1.3 | 0.4 | 0.4 | 0.6 | 0.7 | 0.6 | 1.1 | 1.1 | 1.4 | 1.4 | 1.8 | 1.6 | 1.6 | 1.1 | 1.3 | 1.2 | 1.2 | 1.5 | 1.5 | |
| – | – | – | – | 0.2 | 0.9 | 1.8 | 2.2 | 3.2 | 3.3 | 3.3 | 2.6 | 3.9 | 2.4 | 3.9 | 2.8 | 2.0 | 2.4 | 3.2 | 4.2 | 4.7 | 6.9 | 5.6 | 5.7 | 6.4 | 0.9 | 8.4 | 5.5 | 4.0 | 3.1 | |
| – | – | – | – | – | 8.8 | 8.2 | 8.8 | 11.6 | 12.5 | 17.3 | 18.3 | 68.4 | – | 46.6 | 28.1 | 10.9 | 10.8 | 12.9 | 13.9 | 12.2 | 18.4 | 14.6 | 15.1 | 17.5 | 1.7 | 16.9 | 15.0 | 11.3 | 7.4 | |
| – | – | – | – | – | – | 5.8 | 20.7 | 11.9 | – | 20.7 | – | 10.5 | 7.1 | 2.7 | 3.4 | 4.2 | 9.0 | 6.7 | 52.5 | – | 16.4 | 6.1 | 7.7 | 5.7 | 12.5 | 7.1 | 6.7 | 9.4 | 11.9 | |
| 0.0% | -1.8% | -4.3% | -43.9% | -99.9% | -12.8% | 17.1% | 4.8% | 8.4% | -0.8% | 4.8% | -8.9% | 9.5% | 14.1% | 36.4% | 29.6% | 23.8% | 11.1% | 14.9% | 1.9% | -0.5% | 6.1% | 16.3% | 13.0% | 17.4% | 8.0% | 14.1% | 15.0% | 10.6% | 8.4% | |
| Margins | ||||||||||||||||||||||||||||||
| 60.9% | 62.2% | 63.5% | 50.9% | 52.3% | 55.3% | 66.2% | 74.0% | 75.8% | 68.0% | 58.7% | 52.5% | 49.1% | 45.4% | 56.7% | 60.7% | 71.9% | 78.1% | 77.6% | 83.5% | 81.8% | 82.4% | 79.6% | 76.0% | 76.4% | 91.7% | 86.2% | 65.7% | 62.5% | 67.9% | |
| 12.0% | 18.3% | 15.5% | -19.8% | -14.2% | 5.7% | 18.0% | 21.9% | 24.8% | 23.6% | 17.3% | 12.2% | 4.6% | -3.7% | 5.8% | 7.5% | 15.5% | 18.9% | 21.7% | 29.1% | 37.2% | 35.6% | 35.7% | 36.0% | 34.2% | 50.3% | 47.5% | 35.2% | 33.4% | 40.1% | |
| 7.5% | 11.1% | 9.6% | -11.6% | -16.6% | 7.0% | 11.5% | 13.8% | 15.8% | 14.8% | 11.5% | 8.6% | 3.5% | -2.0% | 4.6% | 5.8% | 10.1% | 12.6% | 14.5% | 19.4% | 24.0% | 20.5% | 28.7% | 28.1% | 26.0% | 37.7% | 35.5% | 26.3% | 25.4% | 30.8% | |
| -17.3% | -3.9% | -7.3% | -40.3% | -20.8% | -12.8% | 25.3% | 9.4% | 20.4% | -1.9% | 10.2% | -9.8% | 4.9% | 7.4% | 33.7% | 33.1% | 27.4% | 16.4% | 25.2% | 4.1% | -1.5% | 20.6% | 48.5% | 38.6% | 36.5% | 23.2% | 38.0% | 30.5% | 29.0% | 23.5% | |
| Returns | ||||||||||||||||||||||||||||||
| 5.6% | 10.0% | 8.0% | -15.6% | -27.7% | 8.2% | 13.7% | 14.9% | 14.9% | 15.2% | 12.6% | 10.0% | 2.8% | -1.6% | 3.2% | 3.5% | 5.5% | 8.9% | 9.1% | 12.2% | 12.4% | 10.9% | 15.8% | 14.7% | 13.6% | 17.6% | 16.1% | 15.2% | 14.0% | 16.8% | |
| 0.6% | 0.9% | 0.8% | -0.8% | -1.7% | 0.5% | 0.9% | 1.0% | 1.0% | 1.0% | 0.8% | 0.6% | 0.2% | -0.1% | 0.3% | 0.3% | 0.5% | 0.6% | 0.6% | 0.9% | 1.1% | 0.9% | 1.4% | 1.4% | 1.2% | 1.8% | 1.6% | 1.5% | 1.6% | 2.0% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| – | – | – | – | -0.8 | -4.0 | 9.5 | 7.4 | 27 | 37 | 60 | 81 | 187 | 102 | 148 | 73 | 37 | 36 | 66 | 100 | 109 | 222 | 200 | 233 | 388 | -194 | 622 | 524 | 202 | 50 | |
| – | – | – | – | – | -1.4 | 1.4 | 0.9 | 2.9 | 3.4 | 6.2 | 10.4 | 59.4 | – | 35.7 | 16.7 | 4.7 | 4.0 | 6.0 | 6.7 | 5.2 | 9.4 | 6.8 | 7.3 | 11.8 | -3.9 | 11.5 | 9.5 | 3.5 | 0.6 | |
| 10.4% | 9.4% | 10.3% | 5.0% | 6.0% | 6.5% | 6.3% | 6.6% | 7.0% | 6.7% | 6.7% | 6.3% | 7.5% | 7.3% | 8.6% | 9.1% | 9.5% | 6.2% | 7.0% | 7.2% | 8.9% | 8.1% | 8.8% | 9.3% | 8.9% | 10.1% | 9.8% | 10.1% | 11.1% | 11.7% | |
| – | – | – | – | 0.6 | 0.5 | 0.8 | 0.6 | 1.1 | 1.2 | 1.6 | 2.0 | 3.0 | 2.6 | 2.4 | 1.2 | 0.8 | 1.1 | 1.4 | 1.6 | 1.2 | 2.1 | 1.6 | 1.6 | 2.4 | 0.2 | 3.1 | 2.7 | 1.3 | 0.8 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.30 | 0.43 | 0.42 | -0.52 | -1.08 | 0.31 | 0.43 | 0.58 | 0.62 | 0.69 | 0.66 | 0.57 | 0.24 | -0.14 | 0.27 | 0.30 | 0.50 | 0.60 | 0.73 | 1.02 | 1.38 | 1.20 | 2.01 | 2.14 | 2.19 | 3.42 | 3.59 | 3.84 | 4.06 | 5.67 | |
| 4.03 | 3.91 | 4.42 | 4.44 | 6.53 | 4.40 | 3.77 | 4.19 | 3.93 | 4.65 | 5.77 | 6.62 | 6.88 | 6.91 | 5.99 | 5.20 | 4.88 | 4.72 | 5.05 | 5.26 | 5.75 | 5.85 | 7.00 | 7.63 | 8.42 | 9.08 | 10.11 | 14.58 | 15.98 | 18.43 | |
| 5.46 | 4.34 | 5.31 | 3.30 | 3.90 | 3.73 | 3.16 | 3.87 | 4.18 | 4.53 | 5.25 | 5.71 | 8.48 | 8.66 | 8.56 | 8.65 | 9.04 | 6.65 | 8.02 | 8.36 | 11.10 | 10.99 | 12.69 | 14.57 | 16.08 | 19.51 | 22.35 | 25.29 | 28.97 | 33.81 | |
| -0.70 | -0.15 | -0.32 | -1.79 | -1.36 | -0.57 | 0.95 | 0.39 | 0.80 | -0.09 | 0.59 | -0.65 | 0.34 | 0.51 | 2.02 | 1.72 | 1.34 | 0.77 | 1.27 | 0.22 | -0.08 | 1.20 | 3.40 | 2.95 | 3.07 | 2.10 | 3.85 | 4.45 | 4.64 | 4.34 | |
Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.