TRST
TrustCo Bank Corp NY
55.10$
-0.1%
vs. previous close
Closing price · As of: Oct 6, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 11.8 | 15.5 | 23.8 | 19.5 | 18.6 | 20.3 | 16.4 | 18.8 | 18.3 | 15.9 | 18.4 | 18.9 | 21.1 | 17.1 | 16.5 | 14.4 | 13.2 | 17.0 | 15.7 | 13.8 | 19.8 | 20.5 | 10.9 | 14.6 | 12.3 | 10.4 | 9.6 | 10.1 | 13.0 | 12.4 | |
| 1.9 | 2.6 | 4.2 | 4.1 | 4.1 | 4.8 | 4.5 | 6.0 | 6.1 | 5.3 | 4.5 | 3.6 | 3.8 | 2.7 | 2.6 | 2.7 | 2.8 | 4.0 | 3.9 | 3.3 | 4.7 | 4.7 | 3.4 | 4.0 | 3.3 | 3.5 | 3.5 | 2.4 | 2.4 | 2.7 | |
| 2.1 | 2.8 | 4.5 | 4.5 | 4.0 | 4.5 | 3.4 | 4.4 | 4.6 | 4.1 | 3.5 | 3.1 | 3.1 | 2.0 | 1.9 | 1.4 | 1.4 | 1.9 | 1.8 | 1.4 | 1.9 | 1.9 | 1.4 | 1.6 | 1.1 | 1.1 | 1.2 | 0.9 | 0.9 | 1.1 | |
| 0.5 | 1.0 | 2.8 | 4.6 | 4.9 | 5.6 | 4.9 | 6.2 | 6.2 | 5.5 | 4.8 | 3.8 | 4.2 | 3.0 | 3.1 | 3.2 | 3.4 | 4.9 | 4.7 | 4.1 | 5.6 | 5.8 | 3.9 | 4.5 | 4.2 | 4.5 | 4.5 | 2.6 | 2.6 | 3.0 | |
| 1.9 | 3.5 | 9.8 | 13.8 | 14.1 | 15.9 | 12.9 | 13.0 | 12.4 | 10.5 | 12.5 | 12.7 | 14.6 | 11.4 | 11.6 | 10.1 | 9.2 | 12.2 | 11.0 | 10.2 | 13.9 | 13.5 | 9.3 | 10.9 | 10.2 | 9.0 | 8.4 | 7.1 | 8.9 | 9.2 | |
| 13.3 | 9.8 | 17.2 | 18.5 | 14.5 | 22.9 | 16.3 | 28.3 | 25.5 | 22.9 | 19.3 | 7.3 | 5.0 | – | 10.8 | 8.5 | 9.1 | 10.7 | 14.9 | 10.3 | 15.9 | 15.2 | 10.4 | 14.1 | 11.1 | 12.2 | 9.6 | 10.1 | 11.6 | 16.5 | |
| 7.5% | 10.2% | 5.8% | 5.4% | 6.9% | 4.4% | 6.1% | 3.5% | 3.9% | 4.4% | 5.2% | 13.7% | 20.1% | -1.4% | 9.3% | 11.8% | 11.0% | 9.4% | 6.7% | 9.7% | 6.3% | 6.6% | 9.6% | 7.1% | 9.0% | 8.2% | 10.4% | 9.9% | 8.6% | 6.0% | |
| Margins | ||||||||||||||||||||||||||||||
| 49.7% | 51.4% | 52.6% | 56.7% | 58.0% | 60.0% | 67.2% | 74.9% | 77.0% | 77.5% | 63.4% | 53.9% | 58.7% | 66.4% | 68.2% | 74.9% | 81.8% | 87.0% | 88.4% | 88.8% | 89.9% | 91.1% | 89.1% | 82.8% | 84.5% | 98.9% | 97.0% | 77.3% | 64.5% | 67.1% | |
| 26.0% | 27.0% | 27.7% | 31.7% | 32.9% | 33.7% | 36.6% | 45.8% | 48.8% | 51.2% | 36.7% | 28.0% | 26.6% | 24.0% | 24.0% | 29.2% | 34.1% | 37.2% | 40.5% | 37.7% | 37.9% | 41.0% | 40.0% | 36.3% | 35.5% | 44.2% | 48.3% | 31.7% | 24.3% | 29.2% | |
| 16.2% | 17.0% | 17.8% | 20.9% | 21.9% | 23.4% | 27.2% | 31.8% | 33.1% | 33.6% | 24.6% | 19.0% | 18.0% | 15.6% | 16.0% | 18.4% | 21.3% | 23.3% | 25.0% | 23.8% | 23.6% | 23.0% | 30.9% | 27.4% | 26.8% | 33.1% | 36.5% | 24.0% | 18.6% | 22.0% | |
| 14.4% | 26.7% | 24.7% | 22.1% | 28.1% | 20.7% | 27.3% | 21.1% | 23.8% | 23.2% | 23.5% | 49.1% | 76.5% | -3.8% | 24.5% | 31.3% | 30.9% | 37.2% | 26.3% | 31.7% | 29.3% | 31.0% | 32.2% | 28.4% | 29.8% | 28.3% | 36.4% | 23.9% | 20.7% | 16.4% | |
| Returns | ||||||||||||||||||||||||||||||
| 17.7% | 18.0% | 18.8% | 23.0% | 21.3% | 22.1% | 21.0% | 23.4% | 25.0% | 25.8% | 18.9% | 16.6% | 14.4% | 11.4% | 11.5% | 9.8% | 10.5% | 11.0% | 11.2% | 10.2% | 9.8% | 9.4% | 12.5% | 10.7% | 9.2% | 10.2% | 12.5% | 9.1% | 7.2% | 8.9% | |
| 1.3% | 1.4% | 1.4% | 1.6% | 1.7% | 1.8% | 1.8% | 1.9% | 2.0% | 2.0% | 1.4% | 1.2% | 1.0% | 0.8% | 0.7% | 0.8% | 0.9% | 0.9% | 1.0% | 0.9% | 0.9% | 0.9% | 1.2% | 1.1% | 0.9% | 1.0% | 1.3% | 1.0% | 0.8% | 0.9% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| -244 | -310 | -277 | 88 | 148 | 159 | 78 | 34 | 24 | 32 | 48 | 34 | 68 | 62 | 81 | 103 | 104 | 158 | 146 | 150 | 161 | 199 | 113 | 100 | 168 | 196 | 202 | 40 | 37 | 69 | |
| -5.0 | -5.7 | -4.9 | 1.5 | 2.3 | 2.3 | 1.1 | 0.4 | 0.3 | 0.3 | 0.7 | 0.6 | 1.3 | 1.3 | 1.7 | 1.8 | 1.6 | 2.3 | 1.9 | 2.1 | 2.2 | 2.5 | 1.3 | 1.2 | 2.1 | 2.1 | 1.8 | 0.4 | 0.5 | 0.8 | |
| 7.2% | 7.5% | 7.5% | 7.0% | 8.0% | 8.0% | 8.7% | 8.2% | 7.9% | 7.9% | 7.6% | 7.0% | 6.7% | 6.7% | 6.5% | 8.0% | 8.3% | 8.0% | 8.5% | 8.7% | 8.9% | 9.3% | 9.9% | 10.3% | 9.6% | 9.7% | 10.0% | 10.5% | 10.8% | 10.7% | |
| 0.7 | 0.7 | 0.8 | 0.9 | 1.0 | 1.1 | 0.6 | 0.4 | 0.3 | 0.4 | 0.4 | 0.4 | 0.5 | 0.4 | 0.5 | 0.4 | 0.4 | 0.6 | 0.5 | 0.5 | 0.5 | 0.5 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.1 | 0.1 | 0.2 | |
| Per Share | ||||||||||||||||||||||||||||||
| 2.60 | 2.90 | 2.38 | 2.58 | 2.86 | 3.10 | 3.30 | 3.52 | 3.77 | 3.91 | 3.02 | 2.63 | 2.25 | 1.84 | 1.91 | 1.94 | 2.00 | 2.11 | 2.33 | 2.22 | 2.23 | 2.24 | 3.18 | 2.98 | 2.72 | 3.19 | 3.93 | 3.08 | 2.57 | 3.34 | |
| 16.03 | 17.04 | 13.35 | 12.35 | 13.02 | 13.25 | 12.13 | 11.07 | 11.37 | 11.63 | 12.24 | 13.78 | 12.49 | 11.81 | 11.89 | 10.55 | 9.39 | 9.07 | 9.33 | 9.31 | 9.43 | 9.73 | 10.30 | 10.87 | 10.13 | 9.65 | 10.76 | 12.85 | 13.82 | 15.19 | |
| 14.71 | 16.10 | 12.64 | 11.25 | 13.41 | 14.02 | 15.74 | 15.05 | 15.04 | 15.16 | 15.93 | 15.77 | 15.57 | 16.06 | 16.60 | 19.90 | 19.16 | 19.20 | 20.76 | 21.70 | 22.62 | 23.82 | 25.34 | 27.77 | 29.43 | 31.21 | 31.36 | 33.92 | 35.53 | 37.46 | |
| 2.30 | 4.56 | 3.30 | 2.72 | 3.66 | 2.75 | 3.31 | 2.33 | 2.71 | 2.70 | 2.88 | 6.76 | 9.56 | -0.44 | 2.92 | 3.30 | 2.90 | 3.37 | 2.45 | 2.95 | 2.76 | 3.02 | 3.31 | 3.09 | 3.02 | 2.73 | 3.91 | 3.07 | 2.87 | 2.50 | |
Data as of: October 6, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.