The Hanover Insurance Group Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 9.2 | 13.1 | 17.4 | 10.4 | 19.6 | – | – | 18.8 | 14.1 | – | 15.0 | 9.5 | 107.9 | 11.5 | 14.0 | 43.7 | 31.4 | 10.7 | 11.4 | 11.0 | 25.3 | 25.0 | 12.8 | 13.1 | 12.4 | 11.3 | 42.0 | 124.2 | 13.2 | 9.9 | |
| 0.5 | 0.9 | 1.1 | 1.0 | 1.2 | 0.8 | 0.2 | 0.6 | 0.6 | 0.9 | 1.0 | 0.9 | 0.8 | 0.8 | 0.7 | 0.4 | 0.4 | 0.6 | 0.6 | 0.7 | 1.0 | 1.1 | 1.1 | 1.1 | 0.9 | 0.9 | 0.9 | 0.7 | 0.9 | 1.0 | |
| 1.0 | 1.1 | 1.4 | 1.4 | 1.6 | 1.0 | 0.3 | 0.7 | 0.8 | 1.2 | 1.3 | 1.0 | 1.2 | 1.0 | 0.9 | 0.6 | 0.7 | 1.0 | 1.1 | 1.3 | 1.4 | 1.6 | 1.7 | 1.9 | 1.4 | 1.5 | 2.1 | 1.8 | 2.0 | 1.8 | |
| 0.5 | 0.8 | 1.0 | 0.8 | 1.2 | 0.8 | 0.1 | 0.6 | 0.6 | 0.8 | 1.0 | 1.0 | 0.9 | 0.8 | 0.8 | 0.4 | 0.4 | 0.6 | 0.9 | 1.0 | 1.3 | 1.4 | 1.1 | 1.2 | 1.2 | 1.2 | 1.0 | 0.8 | 1.0 | 1.0 | |
| 0.5 | 1.0 | 9.9 | 2.7 | 16.1 | 4.7 | 2.3 | 18.3 | 7.9 | 20.1 | 8.9 | 6.5 | 13.1 | 8.4 | 9.1 | 16.4 | 16.1 | 7.2 | 9.7 | 9.3 | 35.3 | 15.9 | 13.6 | 10.3 | 11.8 | 10.7 | 28.0 | 59.5 | 10.4 | 7.5 | |
| 11.7 | – | 94.2 | – | 27.0 | 4.1 | 17.4 | – | 13.1 | 15.6 | 77.2 | 37.6 | 11.1 | 27.9 | 29.7 | 7.8 | 4.5 | 7.4 | 5.8 | 8.7 | 5.4 | 6.8 | 9.3 | 9.4 | 6.4 | 5.9 | 6.9 | 12.5 | 7.1 | 5.6 | |
| 8.5% | -6.9% | 1.1% | -0.5% | 3.7% | 24.1% | 5.7% | -11.0% | 7.6% | 6.4% | 1.3% | 2.7% | 9.0% | 3.6% | 3.4% | 12.8% | 22.1% | 13.5% | 17.3% | 11.5% | 18.4% | 14.8% | 10.7% | 10.6% | 15.6% | 17.1% | 14.4% | 8.0% | 14.1% | 17.9% | |
| Margins | ||||||||||||||||||||||||||||||
| 26.5% | 19.7% | 24.7% | 29.2% | 22.9% | 15.9% | 16.7% | 19.7% | 23.5% | 17.3% | 26.2% | 25.9% | 18.6% | 8.3% | 19.9% | 15.3% | 14.8% | 22.1% | 21.7% | 22.4% | 15.5% | 19.9% | 19.0% | 22.5% | 21.2% | 20.2% | 13.2% | 10.9% | 19.9% | 43.5% | |
| 86.1% | 86.4% | 9.6% | 29.2% | 6.9% | 15.9% | 4.5% | 2.1% | 6.0% | 2.7% | 10.6% | 12.8% | 6.1% | 9.6% | 6.7% | 0.5% | 0.6% | 6.9% | 7.5% | 8.7% | 1.7% | 6.9% | 6.3% | 10.7% | 9.2% | 10.1% | 2.7% | 0.7% | 8.7% | 12.8% | |
| 5.5% | 7.0% | 6.4% | 9.1% | 6.3% | -0.1% | -10.6% | 3.1% | 4.0% | -12.4% | 6.4% | 9.5% | 0.8% | 7.0% | 4.9% | 0.9% | 1.2% | 5.2% | 5.6% | 6.6% | 3.9% | 4.4% | 8.8% | 8.7% | 7.4% | 8.2% | 2.1% | 0.6% | 6.9% | 10.0% | |
| 4.4% | -6.3% | 1.2% | -0.5% | 4.6% | 19.6% | 1.1% | -6.4% | 4.3% | 5.5% | 1.2% | 2.4% | 7.5% | 2.9% | 2.3% | 5.2% | 8.4% | 7.5% | 10.9% | 8.3% | 18.2% | 16.1% | 12.1% | 12.1% | 14.4% | 15.8% | 13.0% | 5.9% | 12.8% | 17.7% | |
| Returns | ||||||||||||||||||||||||||||||
| 10.5% | 8.8% | 8.2% | 13.2% | 8.3% | -0.1% | -14.8% | 3.9% | 5.4% | -16.7% | 8.5% | 11.0% | 1.1% | 8.4% | 6.3% | 1.5% | 2.2% | 9.7% | 9.9% | 11.7% | 5.4% | 6.2% | 13.2% | 14.6% | 11.2% | 13.4% | 5.0% | 1.4% | 15.0% | 18.5% | |
| 1.0% | 0.9% | 0.7% | 1.0% | 0.6% | 0.0% | -1.1% | 0.3% | 0.5% | -3.1% | 1.7% | 2.6% | 0.2% | 2.5% | 1.8% | 0.3% | 0.4% | 1.9% | 2.0% | 2.4% | 1.1% | 1.2% | 3.2% | 3.4% | 2.7% | 3.0% | 0.8% | 0.2% | 2.8% | 3.9% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| -140 | -182 | -329 | -397 | -23 | -67 | -190 | 119 | 22 | -193 | 136 | 237 | 134 | 117 | 316 | 91 | 285 | 418 | 1,434 | 1,277 | 1,290 | 1,197 | -243 | 438 | 1,440 | 1,332 | 477 | 467 | 349 | 96 | |
| 0.0 | -0.1 | -1.0 | -0.4 | -0.1 | -0.1 | -1.3 | 1.2 | 0.1 | -1.9 | 0.5 | 0.6 | 0.7 | 0.4 | 1.2 | 0.9 | 2.3 | 1.0 | 3.0 | 2.4 | 8.7 | 3.3 | -0.7 | 0.8 | 2.9 | 2.3 | 2.5 | 5.7 | 0.6 | 0.1 | |
| 9.1% | 10.6% | 8.9% | 7.3% | 7.6% | 7.9% | 7.8% | 8.7% | 9.9% | 18.3% | 20.3% | 23.4% | 20.4% | 29.3% | 28.7% | 19.7% | 19.2% | 19.4% | 20.7% | 20.6% | 20.1% | 19.4% | 23.8% | 23.3% | 23.8% | 22.1% | 16.7% | 16.9% | 18.6% | 21.1% | |
| 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.3 | 0.3 | 0.2 | 0.3 | 0.2 | 0.2 | 0.4 | 0.3 | 0.3 | 0.6 | 0.6 | 0.6 | 0.5 | 0.3 | 0.2 | 0.5 | 0.5 | 0.3 | 0.3 | 0.3 | 0.3 | |
| Per Share | ||||||||||||||||||||||||||||||
| 3.63 | 3.82 | 3.33 | 5.33 | 3.70 | -0.06 | -5.79 | 1.64 | 2.33 | -6.02 | 3.26 | 4.83 | 0.40 | 3.86 | 3.34 | 0.80 | 1.23 | 5.59 | 6.28 | 7.40 | 3.59 | 4.33 | 9.09 | 10.47 | 9.41 | 11.62 | 3.21 | 0.98 | 11.70 | 18.56 | |
| 65.56 | 54.90 | 51.65 | 58.39 | 58.53 | 54.93 | 54.61 | 52.76 | 57.77 | 48.56 | 50.62 | 51.03 | 51.85 | 55.46 | 68.08 | 85.84 | 101.34 | 106.76 | 112.86 | 112.69 | 91.80 | 99.25 | 103.86 | 120.46 | 126.47 | 141.75 | 150.50 | 165.19 | 170.79 | 184.80 | |
| 34.42 | 43.48 | 40.64 | 40.37 | 44.59 | 45.46 | 39.17 | 41.81 | 43.57 | 36.14 | 38.30 | 43.87 | 36.50 | 46.16 | 53.14 | 54.24 | 57.29 | 57.78 | 63.34 | 63.49 | 66.15 | 69.71 | 68.71 | 71.83 | 84.05 | 86.40 | 64.65 | 68.30 | 78.07 | 100.04 | |
| 2.86 | -3.44 | 0.61 | -0.27 | 2.69 | 10.75 | 0.58 | -3.38 | 2.51 | 2.68 | 0.63 | 1.22 | 3.87 | 1.59 | 1.57 | 4.48 | 8.54 | 8.04 | 12.33 | 9.35 | 16.71 | 15.95 | 12.52 | 14.52 | 18.18 | 22.41 | 19.52 | 9.69 | 21.87 | 32.78 | |
Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.