STEL
Stellar Bancorp, Inc.
39.20$
+0.6%
vs. previous close
Closing price · As of: Jul 2, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q2 16 | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | 25.6 | 24.6 | 25.7 | 25.3 | 15.6 | 16.7 | 13.5 | 13.4 | 15.4 | 9.4 | 14.7 | 14.0 | 23.9 | 26.2 | 17.5 | 14.0 | 20.0 | 17.2 | 13.4 | 14.7 | 15.7 | 15.5 | 11.9 | 9.5 | 11.4 | 10.9 | 10.8 | 11.9 | 13.2 | 13.0 | 13.1 | 15.3 | 15.4 | 17.8 | |
| – | – | – | – | – | – | 5.5 | 5.5 | 6.1 | 6.3 | 5.0 | 5.3 | 4.3 | 4.1 | 4.6 | 2.6 | 3.2 | 2.6 | 4.1 | 5.1 | 4.5 | 4.4 | 4.9 | 4.4 | 3.2 | 3.0 | 2.5 | 2.6 | 2.1 | 1.7 | 2.4 | 2.1 | 2.0 | 2.2 | 2.4 | 2.4 | 2.4 | 2.6 | 2.7 | 3.2 | |
| – | – | – | – | – | – | 1.6 | 1.6 | 1.8 | 1.9 | 1.5 | 1.6 | 1.4 | 1.3 | 1.5 | 0.8 | 1.0 | 0.7 | 1.2 | 1.4 | 1.2 | 1.1 | 0.9 | 1.4 | 1.2 | 1.4 | 0.7 | 0.9 | 0.8 | 0.8 | 1.0 | 0.9 | 0.8 | 0.9 | 0.9 | 0.9 | 0.9 | 0.9 | 0.9 | 1.1 | |
| – | – | – | – | – | – | 2.9 | 3.4 | 4.3 | 4.3 | 2.4 | 3.5 | 2.7 | 2.4 | 2.4 | 1.0 | 0.2 | 0.2 | – | – | – | -2.0 | 0.0 | 0.3 | 0.8 | 1.5 | 1.9 | 2.3 | 1.8 | 1.9 | 2.0 | 2.3 | 1.7 | 1.7 | 1.1 | 1.8 | 1.7 | 1.5 | 2.0 | 2.5 | |
| – | – | – | – | – | – | 7.9 | 9.1 | 11.3 | 11.3 | 5.7 | 8.3 | 6.3 | 5.9 | 6.0 | 2.5 | 0.6 | 0.7 | – | – | – | -4.8 | 0.1 | 0.7 | 2.5 | 5.1 | 8.1 | 9.2 | 6.6 | 6.9 | 6.4 | 8.0 | 6.2 | 5.8 | 3.9 | 6.3 | 6.0 | 5.7 | 7.7 | 9.4 | |
| – | – | – | – | – | – | 20.4 | 23.2 | 21.6 | 20.9 | 15.3 | 16.1 | 13.9 | 12.5 | 14.5 | 8.3 | 9.6 | 15.1 | 23.5 | 23.5 | 24.8 | 9.9 | 20.9 | 22.2 | 12.9 | 13.5 | 7.4 | 7.6 | 6.3 | 5.8 | 9.2 | 9.0 | 9.2 | 8.9 | 11.9 | 16.2 | 18.0 | 18.2 | 16.6 | 15.9 | |
| – | – | – | – | – | – | 4.9% | 4.3% | 4.6% | 4.8% | 6.5% | 6.2% | 7.2% | 8.0% | 6.9% | 12.1% | 10.4% | 6.6% | 4.3% | 4.3% | 4.0% | 10.1% | 4.8% | 4.5% | 7.7% | 7.4% | 13.5% | 13.1% | 15.9% | 17.4% | 10.9% | 11.1% | 10.8% | 11.2% | 8.4% | 6.2% | 5.6% | 5.5% | 6.0% | 6.3% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| – | – | – | 90.0% | 91.3% | 93.6% | 93.4% | 93.7% | 92.9% | 92.1% | 93.7% | 92.7% | 91.8% | 90.1% | 88.4% | 85.9% | 80.8% | 79.6% | 80.9% | 85.3% | 95.8% | 102.3% | 103.3% | 99.9% | 94.5% | 89.9% | 75.5% | 75.3% | 73.3% | 71.1% | 73.5% | 70.2% | 69.2% | 69.7% | 69.4% | 69.6% | 69.7% | 69.2% | 69.3% | 69.9% | |
| – | – | – | 32.1% | 33.8% | 36.4% | 34.1% | 34.3% | 34.5% | 35.0% | 39.5% | 39.1% | 39.2% | 37.9% | 36.4% | 34.3% | 27.0% | 22.6% | 21.3% | 23.8% | 31.9% | 38.3% | 31.1% | 32.2% | 30.3% | 26.2% | 19.1% | 20.7% | 21.5% | 21.8% | 26.3% | 23.7% | 22.7% | 23.4% | 23.2% | 23.1% | 22.7% | 21.3% | 21.4% | 22.0% | |
| – | – | – | 22.2% | 23.8% | 25.9% | 21.3% | 22.5% | 23.5% | 24.9% | 31.9% | 31.5% | 31.7% | 30.8% | 29.6% | 27.9% | 21.9% | 18.4% | 17.3% | 19.3% | 26.0% | 31.3% | 24.3% | 25.5% | 24.1% | 20.6% | 15.7% | 16.8% | 17.5% | 17.8% | 21.2% | 19.2% | 18.2% | 18.6% | 18.4% | 18.4% | 18.1% | 16.9% | 17.3% | 17.8% | |
| – | – | – | – | 30.4% | 25.9% | 26.8% | 23.9% | 28.0% | 30.1% | 32.3% | 32.8% | 30.8% | 33.1% | 31.4% | 31.6% | 33.4% | 17.1% | 17.6% | 21.5% | 18.3% | 44.4% | 23.2% | 19.8% | 24.9% | 22.5% | 33.5% | 34.2% | 33.1% | 29.4% | 26.2% | 23.2% | 21.3% | 24.7% | 20.5% | 14.7% | 13.2% | 14.2% | 15.9% | 19.9% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| – | – | – | 7.6% | 8.0% | 8.7% | 6.2% | 6.6% | 7.0% | 7.4% | 9.7% | 9.8% | 10.1% | 9.9% | 9.4% | 8.9% | 6.6% | 5.3% | 4.8% | 5.3% | 6.9% | 8.2% | 4.4% | 8.2% | 9.3% | 9.7% | 4.8% | 5.8% | 7.1% | 8.2% | 8.6% | 7.8% | 7.3% | 7.2% | 7.2% | 7.0% | 6.9% | 6.2% | 6.2% | 6.3% | |
| – | – | – | 0.9% | 1.0% | 1.1% | 0.9% | 1.0% | 1.0% | 1.1% | 1.4% | 1.5% | 1.5% | 1.5% | 1.5% | 1.4% | 0.9% | 0.8% | 0.7% | 0.7% | 0.9% | 1.1% | 0.5% | 1.0% | 1.1% | 1.1% | 0.6% | 0.8% | 1.0% | 1.1% | 1.2% | 1.1% | 1.1% | 1.1% | 1.1% | 1.1% | 1.0% | 1.0% | 1.0% | 1.0% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| – | – | -380 | – | -306 | -347 | -325 | -279 | -244 | -280 | -380 | -275 | -266 | -288 | -372 | -283 | -490 | -375 | – | – | – | -947 | -706 | -719 | -482 | -369 | -258 | -151 | -192 | 133 | -235 | 143 | -138 | -345 | -837 | -367 | -421 | -657 | -375 | -374 | |
| – | – | – | – | -6.5 | -6.8 | -6.7 | -5.6 | -4.7 | -5.2 | -6.0 | -4.2 | -3.8 | -4.2 | -5.5 | -4.4 | -10.0 | -9.2 | – | – | – | -15.1 | -13.8 | -11.6 | -7.1 | -5.4 | -2.7 | -1.2 | -1.2 | 0.7 | -1.2 | 0.8 | -0.8 | -1.9 | -4.7 | -2.1 | -2.5 | -4.2 | -2.4 | -2.4 | |
| – | – | 12.1% | 12.5% | 12.6% | 12.7% | 14.5% | 14.7% | 14.9% | 14.8% | 14.9% | 15.2% | 15.2% | 15.3% | 15.4% | 15.7% | 13.8% | 14.2% | 13.8% | 13.5% | 13.7% | 13.4% | 11.5% | 12.1% | 12.2% | 11.7% | 12.7% | 13.6% | 13.5% | 13.7% | 14.3% | 14.3% | 14.6% | 15.3% | 14.7% | 15.4% | 15.3% | 15.6% | 15.4% | 15.3% | |
| – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | – | – | – | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | 0.1 | 0.1 | 0.3 | 0.1 | 0.4 | 0.2 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | 0.0 | 0.1 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| – | – | – | 1.23 | 1.34 | 1.49 | 1.16 | 1.20 | 1.29 | 1.40 | 1.89 | 1.94 | 2.07 | 2.08 | 2.01 | 1.90 | 1.43 | 1.16 | 1.07 | 1.17 | 1.56 | 1.89 | 1.45 | 1.80 | 1.99 | 2.00 | 1.88 | 1.59 | 1.93 | 2.24 | 2.45 | 2.24 | 2.13 | 2.18 | 2.15 | 2.13 | 2.14 | 1.98 | 2.01 | 2.06 | |
| – | – | – | 5.56 | 5.62 | 5.74 | 5.44 | 5.30 | 5.47 | 5.64 | 5.93 | 6.17 | 6.54 | 6.75 | 6.80 | 6.81 | 6.53 | 6.32 | 6.16 | 6.06 | 6.01 | 6.03 | 5.96 | 7.05 | 8.28 | 9.67 | 11.94 | 9.44 | 11.02 | 12.62 | 11.53 | 11.65 | 11.70 | 11.75 | 11.67 | 11.63 | 11.82 | 11.72 | 11.66 | 11.58 | |
| – | – | 16.02 | 16.29 | 16.66 | 17.07 | 18.79 | 18.10 | 18.45 | 18.83 | 19.47 | 19.90 | 20.49 | 20.97 | 21.37 | 21.43 | 21.69 | 21.84 | 22.14 | 22.15 | 22.64 | 23.00 | 33.22 | 21.94 | 21.42 | 20.50 | 39.51 | 27.22 | 27.33 | 27.37 | 28.50 | 28.66 | 29.21 | 30.35 | 30.01 | 30.28 | 31.10 | 32.19 | 32.63 | 32.61 | |
| – | – | – | – | 1.71 | 1.49 | 1.46 | 1.27 | 1.53 | 1.70 | 1.92 | 2.02 | 2.02 | 2.23 | 2.14 | 2.15 | 2.18 | 1.08 | 1.09 | 1.31 | 1.10 | 2.68 | 1.39 | 1.40 | 2.06 | 2.18 | 3.99 | 3.23 | 3.65 | 3.70 | 3.02 | 2.70 | 2.49 | 2.90 | 2.39 | 1.71 | 1.56 | 1.67 | 1.86 | 2.30 | |
Data as of: July 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.