South Plains Financial Inc

Financial Services · Banks - Regional

42.30$ -1.1% vs. previous close Closing price · As of: Oct 9, 2026

Statements

Income Statement

South Plains Financial Inc (SPFI) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 81 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement SPFI
Line item	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	38	41	43	45	43	45	47	51	54	58	65	59	58	54	59	56	55	58	61	58	57	60	67	65	69	70	71	73	69	76	74	74	74	81	303
Cost of Revenue	5.3	6.5	9.4	8.2	8.1	8.5	7.5	7.0	12	17	9.3	3.8	3.5	1.4	3.3	3.2	1.0	3.6	5.2	10	14	20	20	23	24	25	25	24	22	24	22	22	20	21	85
Gross Profit	33	34	34	37	35	37	39	44	42	41	56	55	55	53	56	53	54	55	55	47	43	40	47	42	45	45	46	49	47	52	52	52	54	60	218
Selling, General & Administrative	18	18	18	18	19	19	18	19	21	22	24	23	24	23	24	22	23	22	23	19	19	23	19	18	19	19	19	17	19	20	19	22	24	25	90
Total Operating Expenses	27	28	28	30	29	29	29	31	33	34	35	35	36	36	37	35	37	35	36	31	31	2.3	30	29	31	31	32	28	32	34	31	33	36	36	136
Operating Income	5.5	6.4	6.0	7.4	6.0	7.7	10	13	8.8	7.0	21	20	19	17	19	18	18	20	19	16	12	37	17	13	14	14	14	21	16	19	21	19	18	24	82
Interest Expense	4.6	5.0	5.9	7.0	7.5	7.7	7.1	6.1	5.5	3.6	3.2	3.6	3.4	3.4	3.3	3.2	3.1	3.6	6.0	9.9	13	16	21	22	23	23	24	23	21	22	22	20	20	25	86
Pre-Tax Income	5.5	6.4	6.0	7.4	6.0	7.7	10	13	8.8	7.0	21	20	19	17	19	18	18	20	19	16	12	37	17	13	14	14	14	21	16	19	21	19	18	24	82
Income Tax Expense	0.0	-6.6	1.1	1.5	1.2	1.7	2.0	2.6	1.7	1.4	4.1	4.0	3.7	3.4	3.7	3.6	3.5	4.0	4.0	3.4	2.4	7.8	3.7	2.8	3.1	3.1	3.1	4.2	3.4	4.0	4.3	3.8	3.8	5.3	17
Net Income	5.5	13	4.9	5.9	4.8	6.1	8.3	10	7.1	5.6	17	16	15	14	15	15	14	16	15	13	9.2	30	13	10	11	11	11	16	12	15	16	15	15	19	65
EBITDA	6.9	7.7	7.3	8.7	7.2	9.0	11	14	10	8.7	23	22	21	19	21	20	20	22	21	18	13	39	19	15	16	16	16	22	17	20	22	21	20	27	90

LTM = last twelve months (sum of the four most recent quarters).

Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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