SPFI
South Plains Financial Inc
42.30$
-1.1%
vs. previous close
Closing price · As of: Oct 9, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||
| – | – | – | – | – | 12.6 | 12.0 | 13.2 | 9.1 | 8.3 | 5.7 | 7.7 | 7.9 | 7.0 | 7.5 | 8.7 | 8.5 | 7.2 | 8.2 | 8.4 | 7.1 | 5.8 | 7.0 | 7.9 | 7.1 | 10.0 | 13.3 | 12.0 | 11.0 | 11.1 | 11.0 | 11.3 | 11.8 | 13.1 | |
| – | – | – | – | – | 1.5 | 1.7 | 2.1 | 1.5 | 1.2 | 1.0 | 1.5 | 1.7 | 1.8 | 2.0 | 2.3 | 2.2 | 1.9 | 2.1 | 2.1 | 1.6 | 1.7 | 1.9 | 2.0 | 1.7 | 1.7 | 2.1 | 2.1 | 2.0 | 2.1 | 2.2 | 2.2 | 2.4 | 2.8 | |
| – | – | – | – | – | 0.9 | 1.0 | 1.3 | 0.9 | 0.8 | 0.6 | 0.9 | 1.1 | 1.1 | 1.1 | 1.3 | 1.3 | 1.2 | 1.4 | 1.4 | 1.0 | 1.0 | 1.2 | 1.2 | 1.1 | 1.1 | 1.3 | 1.4 | 1.3 | 1.3 | 1.4 | 1.3 | 1.4 | 1.4 | |
| – | – | – | – | – | 0.3 | 1.3 | 2.3 | 1.7 | 1.2 | 0.6 | 1.2 | 0.8 | 0.7 | 1.4 | 1.0 | 0.4 | 0.8 | 1.2 | 1.6 | 0.7 | 0.9 | 0.9 | 1.1 | 0.7 | 1.0 | 0.8 | 1.2 | 0.5 | 0.9 | 0.3 | 0.6 | 0.2 | 0.4 | |
| – | – | – | – | – | 1.4 | 6.4 | 10.3 | 7.4 | 5.7 | 2.5 | 4.3 | 2.6 | 2.1 | 3.9 | 2.8 | 1.1 | 2.2 | 3.5 | 4.7 | 2.3 | 2.4 | 2.6 | 3.2 | 2.2 | 4.1 | 3.5 | 5.0 | 1.9 | 3.3 | 1.0 | 2.1 | 0.6 | 1.4 | |
| – | – | – | – | – | 11.4 | 740.9 | 14.5 | 212.1 | – | 6.0 | 150.6 | 58.2 | 5.3 | 9.6 | 5.5 | 3.2 | 3.9 | 3.7 | 4.1 | 5.1 | 7.3 | 9.0 | 9.2 | 9.3 | 6.8 | 9.7 | 10.7 | 9.1 | 10.4 | 10.3 | 9.2 | 11.6 | 11.3 | |
| – | – | – | – | – | 8.8% | 0.1% | 6.9% | 0.5% | -1.4% | 16.8% | 0.7% | 1.7% | 19.0% | 10.4% | 18.2% | 31.6% | 26.0% | 27.0% | 24.4% | 19.6% | 13.8% | 11.1% | 10.9% | 10.7% | 14.7% | 10.3% | 9.4% | 11.0% | 9.6% | 9.7% | 10.9% | 8.6% | 8.8% | |
| Margins | ||||||||||||||||||||||||||||||||||
| – | – | – | 82.5% | 81.4% | 80.8% | 82.2% | 83.3% | 82.2% | 79.4% | 80.3% | 82.4% | 86.2% | 92.4% | 94.8% | 95.0% | 96.0% | 95.1% | 94.3% | 91.3% | 85.8% | 78.9% | 73.3% | 69.1% | 66.6% | 66.0% | 64.8% | 65.3% | 66.2% | 67.2% | 68.6% | 69.3% | 70.4% | 72.0% | |
| – | – | – | 15.2% | 15.0% | 15.3% | 17.3% | 19.7% | 20.1% | 18.6% | 21.8% | 24.0% | 27.7% | 32.4% | 32.5% | 32.1% | 32.1% | 32.7% | 32.7% | 31.5% | 28.7% | 36.0% | 34.1% | 32.0% | 31.4% | 21.6% | 20.3% | 22.4% | 22.9% | 24.0% | 25.9% | 25.2% | 25.7% | 27.2% | |
| – | – | – | 17.5% | 16.5% | 12.2% | 13.8% | 15.7% | 16.1% | 14.9% | 17.4% | 19.3% | 22.2% | 26.0% | 26.0% | 25.8% | 25.7% | 26.2% | 26.1% | 25.1% | 22.8% | 28.5% | 27.0% | 25.2% | 24.7% | 16.9% | 15.8% | 17.6% | 18.0% | 18.9% | 20.4% | 19.9% | 20.3% | 21.5% | |
| – | – | – | 14.2% | 21.5% | 13.6% | 0.2% | 14.2% | 0.7% | -1.8% | 16.7% | 1.0% | 3.0% | 34.4% | 20.4% | 41.0% | 68.9% | 49.3% | 58.0% | 51.4% | 31.6% | 23.0% | 21.1% | 21.7% | 18.7% | 24.8% | 21.6% | 19.8% | 22.0% | 20.1% | 21.7% | 24.4% | 20.7% | 24.9% | |
| Returns | ||||||||||||||||||||||||||||||||||
| – | – | – | 18.9% | 17.8% | 7.4% | 8.4% | 9.5% | 9.6% | 9.2% | 11.2% | 12.3% | 14.3% | 15.6% | 15.0% | 14.4% | 14.9% | 16.5% | 17.6% | 16.3% | 14.5% | 17.1% | 17.5% | 15.4% | 15.8% | 11.0% | 9.8% | 11.3% | 11.5% | 12.0% | 12.5% | 11.8% | 12.0% | 10.3% | |
| – | – | – | 1.1% | 1.0% | 0.8% | 0.9% | 0.9% | 1.0% | 0.9% | 1.1% | 1.3% | 1.4% | 1.7% | 1.6% | 1.5% | 1.4% | 1.5% | 1.5% | 1.5% | 1.3% | 1.6% | 1.6% | 1.5% | 1.5% | 1.1% | 1.0% | 1.2% | 1.2% | 1.3% | 1.3% | 1.3% | 1.3% | 1.2% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||
| – | – | – | -228 | -248 | -229 | -66 | 47 | 49 | -3.7 | -85 | -77 | -231 | -254 | -130 | -289 | -406 | -253 | -208 | -111 | -204 | -172 | -229 | -218 | -262 | -188 | -361 | -247 | -426 | -359 | -575 | -492 | -662 | -727 | |
| – | – | – | -7.5 | -8.0 | -7.1 | -1.8 | 1.1 | 1.1 | -0.1 | -1.5 | -1.2 | -3.2 | -3.1 | -1.6 | -3.6 | -5.2 | -3.1 | -2.5 | -1.4 | -2.8 | -1.9 | -2.6 | -2.5 | -3.0 | -2.9 | -5.8 | -3.5 | -6.0 | -4.7 | -7.0 | -6.2 | -8.0 | -8.1 | |
| – | – | – | 5.7% | 5.8% | 10.5% | 10.7% | 9.5% | 10.2% | 9.4% | 10.0% | 10.3% | 10.0% | 10.6% | 10.6% | 10.4% | 9.7% | 9.2% | 8.6% | 9.1% | 9.1% | 9.4% | 8.9% | 9.7% | 9.7% | 9.9% | 10.2% | 10.4% | 10.1% | 10.4% | 10.7% | 11.0% | 10.9% | 11.7% | |
| – | – | – | 0.1 | 0.6 | 0.6 | 0.6 | 0.7 | 0.6 | 0.8 | 0.6 | 0.6 | 0.5 | 0.3 | 0.5 | 0.5 | 0.3 | 0.3 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.3 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | |
| Per Share | ||||||||||||||||||||||||||||||||||
| – | – | – | 1.68 | 1.63 | 1.31 | 1.36 | 1.59 | 1.71 | 1.70 | 2.17 | 2.47 | 2.89 | 3.31 | 3.25 | 3.18 | 3.14 | 3.33 | 3.36 | 3.28 | 3.03 | 3.85 | 3.75 | 3.69 | 3.80 | 2.71 | 2.55 | 2.90 | 3.00 | 3.23 | 3.51 | 3.44 | 3.56 | 3.29 | |
| – | – | – | 9.59 | 9.89 | 10.71 | 9.86 | 10.11 | 10.64 | 11.46 | 12.44 | 12.83 | 12.99 | 12.75 | 12.48 | 12.34 | 12.21 | 12.70 | 12.88 | 13.07 | 13.28 | 13.50 | 13.90 | 14.61 | 15.38 | 16.01 | 16.11 | 16.50 | 16.61 | 17.13 | 17.22 | 17.29 | 17.53 | 15.30 | |
| 9.06 | – | – | 8.85 | 9.18 | 17.58 | 16.28 | 16.63 | 17.71 | 18.47 | 19.31 | 20.15 | 20.24 | 21.25 | 21.57 | 22.10 | 21.05 | 20.20 | 19.09 | 20.11 | 20.95 | 22.55 | 21.42 | 23.94 | 24.13 | 24.69 | 25.98 | 25.58 | 26.00 | 26.89 | 28.12 | 29.06 | 29.64 | 31.79 | |
| – | – | – | 1.36 | 2.13 | 1.45 | 0.02 | 1.44 | 0.07 | -0.21 | 2.08 | 0.13 | 0.39 | 4.38 | 2.55 | 5.06 | 8.41 | 6.26 | 7.46 | 6.71 | 4.19 | 3.10 | 2.93 | 3.17 | 2.88 | 3.98 | 3.49 | 3.26 | 3.65 | 3.45 | 3.74 | 4.23 | 3.62 | 3.81 | |
Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.