SLM Corp
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 3.3 | 5.1 | 5.8 | 4.9 | 8.6 | 12.8 | 7.4 | 4.1 | 4.7 | 6.6 | 6.8 | – | – | 5.9 | 4.1 | 3.9 | 13.6 | 16.3 | 22.7 | 10.2 | 19.0 | 17.2 | 7.5 | 6.6 | 5.5 | 5.4 | 9.3 | 7.9 | 10.0 | 7.5 | |
| 1.4 | 2.1 | 2.6 | 2.2 | 3.0 | 2.7 | 1.7 | 2.0 | 1.7 | 1.4 | 0.9 | 0.3 | 0.8 | 0.3 | 0.3 | 0.4 | 3.9 | 5.0 | 5.3 | 2.8 | 4.2 | 3.5 | 1.9 | 1.6 | 2.1 | 2.6 | 1.8 | 2.5 | 2.0 | 1.8 | |
| 1.3 | 3.9 | 4.5 | 2.9 | 2.8 | 2.9 | 2.9 | 2.4 | 2.9 | 2.4 | 1.8 | 0.6 | 0.3 | 0.4 | 0.4 | 0.5 | 0.6 | 0.7 | 2.4 | 1.3 | 2.0 | 2.0 | 1.2 | 1.2 | 0.2 | 0.3 | 2.5 | 2.4 | 2.8 | 2.3 | |
| 23.0 | 20.4 | 25.8 | 34.4 | 25.4 | 19.1 | 8.9 | 7.4 | 1.5 | 1.6 | 1.0 | 3.4 | 21.4 | 5.7 | 29.2 | 5.6 | 225.9 | 167.6 | 2.5 | 1.5 | 16.1 | 15.5 | 12.9 | 1.2 | 4.6 | 5.7 | 4.3 | 6.0 | 2.6 | 2.3 | |
| 7.3 | 7.8 | 11.0 | 13.8 | 9.5 | 12.9 | 25.1 | 7.0 | 3.1 | 4.9 | 4.4 | – | 6.9 | 41.0 | 175.3 | 33.6 | 473.1 | 335.1 | 6.0 | 3.3 | 43.5 | 44.2 | 42.4 | 3.8 | 9.2 | 8.9 | 15.7 | 7.7 | 9.6 | 7.2 | |
| 2.4 | 47.2 | 23.5 | 120.3 | 13.5 | 5.8 | 8.3 | 9.3 | – | – | – | – | – | – | – | 0.8 | 1.1 | 2.1 | – | – | – | – | – | – | 2.2 | – | 869.6 | – | – | 9.8 | |
| 41.1% | 2.1% | 4.3% | 0.8% | 7.4% | 17.1% | 12.1% | 10.8% | -3.5% | -7.7% | -165.3% | -1.7% | -1,283.1% | -834.8% | -304.5% | 124.4% | 89.3% | 47.4% | -9.9% | -3.2% | -4.2% | -3.4% | -2.8% | -0.4% | 44.7% | -0.8% | 0.1% | -3.2% | -5.4% | 10.3% | |
| Margins | ||||||||||||||||||||||||||||||
| 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 61.6% | 100.0% | 70.4% | 50.0% | 38.2% | 11.2% | 100.0% | 31.8% | 45.5% | 34.7% | 80.3% | 81.4% | 78.2% | 78.4% | 69.9% | 65.6% | 59.3% | 55.4% | 72.9% | 85.5% | 50.3% | 111.6% | 48.2% | 53.1% | |
| 313.8% | 260.4% | 233.8% | 249.5% | 266.1% | 148.2% | 35.6% | 106.3% | 49.0% | 32.5% | 22.8% | -5.4% | 309.7% | 13.3% | 16.1% | 16.3% | 45.1% | 49.0% | 40.1% | 43.3% | 36.2% | 34.3% | 29.7% | 31.3% | 49.3% | 63.9% | 26.7% | 77.4% | 26.7% | 31.9% | |
| 41.4% | 40.4% | 44.0% | 43.8% | 35.0% | 20.8% | 23.0% | 48.9% | 36.7% | 21.2% | 13.2% | -9.8% | -11.9% | 5.3% | 7.8% | 11.2% | 28.7% | 30.5% | 23.4% | 27.1% | 21.8% | 20.1% | 25.9% | 24.3% | 37.6% | 48.2% | 19.8% | 31.2% | 20.4% | 24.0% | |
| 56.6% | 4.4% | 10.9% | 1.8% | 22.3% | 45.5% | 20.7% | 21.5% | -6.1% | -10.7% | -148.6% | -0.6% | -1,067.6% | -261.3% | -98.8% | 54.4% | 347.9% | 235.4% | -52.5% | -9.0% | -17.5% | -11.6% | -5.5% | -0.7% | 91.7% | -2.1% | 0.2% | -8.0% | -11.0% | 18.5% | |
| Returns | ||||||||||||||||||||||||||||||
| 40.0% | 75.3% | 76.7% | 59.6% | 32.9% | 23.0% | 39.6% | 58.3% | 61.7% | 36.5% | 26.5% | -17.2% | -4.3% | 6.1% | 10.6% | 12.1% | 4.3% | 4.6% | 10.6% | 13.1% | 10.7% | 11.7% | 16.4% | 17.5% | 3.4% | 5.0% | 27.2% | 30.0% | 28.2% | 30.4% | |
| 0.9% | 1.3% | 1.3% | 1.1% | 1.0% | 0.7% | 1.5% | 2.4% | 2.3% | 1.4% | 1.0% | -0.6% | -0.1% | 0.2% | 0.3% | 0.3% | 0.1% | 0.2% | 1.5% | 1.8% | 1.4% | 1.3% | 1.8% | 1.8% | 2.9% | 4.0% | 1.6% | 1.9% | 2.0% | 2.5% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| 21,886 | 23,122 | 26,473 | 36,902 | 29,730 | 30,350 | 24,861 | 17,083 | -1,188 | 1,310 | 907 | 28,365 | 36,715 | 32,786 | 195,686 | 29,296 | 168,222 | 138,185 | -2,335 | -1,337 | 13,685 | 17,246 | 20,668 | -921 | 5,923 | 7,527 | 5,854 | 6,305 | 1,740 | 1,620 | |
| 6.9 | 7.1 | 9.9 | 12.9 | 8.4 | 11.1 | 20.3 | 5.1 | -0.5 | 0.6 | 0.5 | – | 6.6 | 38.7 | 173.3 | 31.0 | 464.9 | 325.2 | -6.8 | -3.0 | 32.3 | 34.3 | 36.1 | -1.2 | 5.1 | 4.8 | 9.0 | 4.5 | 2.1 | 1.6 | |
| 2.2% | 1.7% | 1.8% | 1.9% | 2.9% | 3.2% | 3.8% | 4.1% | 3.7% | 3.8% | 3.8% | 3.4% | 3.0% | 3.1% | 2.4% | 2.7% | 2.8% | 3.5% | 14.1% | 13.8% | 12.7% | 11.4% | 11.2% | 10.1% | 83.1% | 79.7% | 6.0% | 6.4% | 7.2% | 8.2% | |
| 21.1 | 34.4 | 40.7 | 44.6 | 21.5 | 18.6 | 12.8 | 7.1 | 0.7 | 1.0 | 0.8 | 6.9 | 8.2 | 7.4 | 39.9 | 6.1 | 34.2 | 25.6 | 0.0 | 0.5 | 6.6 | 7.6 | 7.8 | 1.4 | 0.4 | 0.5 | 6.1 | 5.6 | 3.0 | 2.4 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.95 | 0.93 | 0.98 | 1.02 | 0.94 | 0.78 | 1.66 | 3.31 | 4.02 | 3.00 | 2.56 | -2.17 | -0.46 | 0.69 | 1.09 | 1.22 | 0.45 | 0.58 | 0.45 | 0.63 | 0.58 | 0.66 | 1.11 | 1.34 | 2.27 | 3.63 | 1.79 | 2.41 | 2.77 | 3.60 | |
| 2.30 | 2.29 | 2.23 | 2.34 | 2.70 | 3.76 | 7.22 | 6.77 | 10.97 | 14.16 | 19.40 | 22.12 | 3.82 | 12.90 | 13.89 | 10.95 | 1.57 | 1.89 | 1.92 | 2.35 | 2.65 | 3.27 | 4.28 | 5.53 | 6.05 | 7.53 | 9.05 | 7.73 | 13.58 | 15.01 | |
| 2.38 | 1.23 | 1.28 | 1.72 | 2.87 | 3.41 | 4.20 | 5.68 | 6.52 | 8.24 | 9.66 | 12.67 | 10.71 | 11.18 | 10.27 | 10.14 | 10.49 | 12.57 | 4.23 | 4.85 | 5.42 | 5.64 | 6.76 | 7.69 | 66.07 | 72.80 | 6.60 | 8.04 | 9.82 | 11.83 | |
| 1.30 | 0.10 | 0.24 | 0.04 | 0.60 | 1.71 | 1.50 | 1.46 | -0.67 | -1.52 | -28.83 | -0.12 | -40.81 | -33.72 | -13.71 | 5.96 | 5.46 | 4.45 | -1.01 | -0.21 | -0.46 | -0.38 | -0.23 | -0.04 | 5.55 | -0.15 | 0.02 | -0.62 | -1.50 | 2.78 | |
Data as of: September 30, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.