Radian Group Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 14.5 | 12.8 | 7.9 | 12.2 | 11.5 | 11.0 | 8.7 | 12.5 | 10.0 | 9.9 | 7.6 | – | – | – | – | 1.0 | – | – | 4.1 | 11.5 | 13.4 | 37.5 | 5.9 | 7.9 | 10.1 | 6.7 | 4.4 | 7.6 | 8.1 | 8.5 | |
| 4.0 | 3.8 | 2.3 | 3.3 | 4.7 | 4.4 | 3.5 | 3.8 | 3.8 | 4.0 | 3.3 | 4.6 | 0.2 | 0.5 | 2.2 | 0.2 | 0.9 | 3.1 | 3.6 | 2.8 | 3.3 | 3.7 | 2.8 | 3.5 | 2.8 | 3.0 | 2.7 | 3.7 | 3.8 | 4.0 | |
| 2.5 | 3.1 | 1.2 | 1.7 | 2.1 | 1.7 | 1.3 | 1.5 | 1.4 | 1.4 | 1.1 | 0.3 | 0.1 | 0.3 | 1.1 | 0.3 | 1.1 | 2.5 | 1.8 | 1.3 | 1.4 | 1.5 | 1.0 | 0.9 | 0.6 | 0.7 | 0.8 | 1.0 | 1.1 | 1.0 | |
| – | – | – | – | – | 4.7 | 3.9 | 4.3 | 4.3 | 4.6 | 3.9 | 8.3 | 0.7 | 1.2 | 5.3 | 0.6 | 1.9 | 4.7 | 5.9 | 4.8 | 4.3 | 5.6 | 3.9 | 4.2 | 4.0 | 4.1 | 4.1 | 5.8 | 5.5 | 4.9 | |
| – | – | – | – | – | 8.0 | 6.6 | 9.3 | 7.4 | 7.2 | 5.7 | – | – | – | – | 2.5 | – | – | 11.1 | 9.3 | 8.4 | 13.7 | 6.1 | 6.6 | 9.2 | 5.9 | 4.4 | 9.3 | 7.5 | 7.0 | |
| 10.6 | 11.1 | 6.1 | 7.3 | 10.6 | 8.4 | 6.8 | 9.6 | 13.0 | 9.3 | 9.4 | 3.1 | – | 25.7 | – | – | – | – | – | – | 11.9 | 13.7 | 5.5 | 7.9 | 6.2 | 7.4 | 8.8 | 8.9 | – | 43.0 | |
| 9.4% | 9.0% | 16.3% | 13.8% | 9.4% | 11.9% | 14.7% | 10.4% | 7.7% | 10.8% | 10.7% | 32.0% | -113.6% | 3.9% | -93.1% | -292.6% | -63.4% | -28.6% | -4.2% | -0.4% | 8.4% | 7.3% | 18.2% | 12.6% | 16.1% | 13.6% | 11.4% | 11.2% | -13.6% | 2.3% | |
| Margins | ||||||||||||||||||||||||||||||
| 87.9% | 89.3% | 87.9% | 89.4% | 91.6% | 90.7% | 90.6% | 90.0% | 91.1% | 91.1% | 91.6% | -795.5% | -49.7% | -11.3% | -329.4% | 31.1% | -5.9% | 21.2% | 70.6% | 73.6% | 72.5% | 78.4% | 82.1% | 82.6% | 58.2% | 88.4% | 119.5% | 68.9% | 95.1% | 92.3% | |
| 37.1% | 89.3% | 40.9% | 39.7% | 57.3% | 55.7% | 56.3% | 41.5% | 53.2% | 57.0% | 61.2% | -1,029.0% | -37.3% | -18.4% | -378.4% | 18.9% | -30.2% | -23.1% | 38.0% | 36.7% | 39.1% | 28.4% | 53.7% | 55.6% | 33.3% | 57.5% | 80.0% | 61.9% | 59.8% | 61.2% | |
| 28.0% | 29.7% | 29.4% | 26.8% | 40.4% | 39.7% | 40.0% | 30.2% | 38.0% | 40.3% | 43.8% | -641.8% | -22.7% | -11.3% | -432.6% | 15.5% | -50.0% | -26.3% | 89.5% | 24.0% | 24.9% | 9.9% | 47.6% | 44.0% | 27.3% | 45.2% | 62.4% | 48.6% | 46.8% | 46.7% | |
| 38.0% | 34.1% | 38.0% | 45.1% | 44.0% | 52.1% | 51.1% | 39.1% | 29.4% | 43.3% | 35.6% | 148.2% | -18.7% | 1.8% | -207.2% | -46.2% | -56.8% | -89.5% | -15.4% | -1.2% | 28.0% | 27.2% | 51.2% | 43.7% | 44.5% | 41.0% | 31.1% | 41.4% | -51.7% | 9.3% | |
| Returns | ||||||||||||||||||||||||||||||
| 17.5% | 24.6% | 15.3% | 14.0% | 18.3% | 15.6% | 15.5% | 12.0% | 14.1% | 14.3% | 14.3% | -47.4% | -20.2% | -7.4% | -210.0% | 25.6% | -61.3% | -21.0% | 44.2% | 11.5% | 10.7% | 4.0% | 17.4% | 11.6% | 6.4% | 10.1% | 19.0% | 13.7% | 13.1% | 12.2% | |
| 10.5% | 14.8% | 9.4% | 8.3% | 11.0% | 8.1% | 7.9% | 6.0% | 7.4% | 7.2% | 7.3% | -15.7% | -5.1% | -1.8% | -23.7% | 4.5% | -7.6% | -3.5% | 14.0% | 5.1% | 5.3% | 2.1% | 9.6% | 9.9% | 5.0% | 7.7% | 10.5% | 7.9% | 7.0% | 7.2% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| – | – | – | – | – | 264 | 447 | 650 | 687 | 740 | 690 | 747 | 939 | 953 | 1,304 | 909 | 899 | 1,214 | 2,372 | 2,392 | 1,196 | 2,262 | 1,414 | 1,165 | 1,725 | 1,480 | 1,618 | 2,575 | 2,268 | 1,125 | |
| – | – | – | – | – | 0.5 | 0.7 | 1.1 | 0.9 | 0.9 | 0.8 | – | – | – | – | 1.8 | – | – | 4.2 | 3.9 | 1.9 | 4.6 | 1.7 | 1.2 | 2.8 | 1.6 | 1.5 | 3.4 | 2.4 | 1.3 | |
| 60.1% | 60.1% | 61.6% | 59.5% | 59.9% | 52.0% | 51.1% | 50.0% | 52.7% | 50.7% | 51.1% | 33.1% | 25.0% | 24.9% | 11.3% | 17.8% | 12.5% | 16.7% | 31.7% | 44.2% | 49.0% | 50.8% | 55.2% | 85.0% | 77.4% | 75.8% | 55.5% | 57.9% | 53.4% | 58.9% | |
| – | – | – | – | – | 0.1 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.5 | 0.5 | 1.5 | 0.8 | 1.3 | 1.3 | 1.1 | 1.0 | 0.4 | 0.8 | 0.4 | 0.2 | 0.3 | 0.3 | 0.4 | 0.6 | 0.5 | 0.2 | |
| Per Share | ||||||||||||||||||||||||||||||
| 1.27 | 2.36 | 2.90 | 1.96 | 3.26 | 3.92 | 4.29 | 3.92 | 5.30 | 5.89 | 7.08 | -16.22 | -5.12 | -1.80 | -15.74 | 2.26 | -3.41 | -1.18 | 4.10 | 1.16 | 1.34 | 0.55 | 2.77 | 3.20 | 2.00 | 3.16 | 4.35 | 3.77 | 3.92 | 4.22 | |
| 4.55 | 7.96 | 9.86 | 7.31 | 8.07 | 9.86 | 10.73 | 12.99 | 13.93 | 14.63 | 16.14 | 2.53 | 22.53 | 15.99 | 3.64 | 14.55 | 6.81 | 4.51 | 4.59 | 4.84 | 5.40 | 5.54 | 5.82 | 7.26 | 7.32 | 6.99 | 6.98 | 7.75 | 8.37 | 9.04 | |
| 7.29 | 9.59 | 19.01 | 13.98 | 17.85 | 25.07 | 27.67 | 32.75 | 37.68 | 41.27 | 49.45 | 34.20 | 25.30 | 24.41 | 7.50 | 8.83 | 5.56 | 5.65 | 9.28 | 10.14 | 12.53 | 13.61 | 15.96 | 27.51 | 31.29 | 31.23 | 22.97 | 27.46 | 29.99 | 34.65 | |
| 1.73 | 2.71 | 3.74 | 3.29 | 3.55 | 5.14 | 5.48 | 5.08 | 4.09 | 6.33 | 5.75 | 3.75 | -4.20 | 0.28 | -7.54 | -6.73 | -3.87 | -4.03 | -0.70 | -0.06 | 1.51 | 1.51 | 2.98 | 3.17 | 3.26 | 2.86 | 2.17 | 3.20 | -4.32 | 0.84 | |
Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.