Pioneer Bancorp Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | – | – | 23.3 | 30.8 | 30.6 | 44.3 | 29.4 | 47.3 | 48.0 | 279.3 | 304.0 | 52.5 | 60.5 | 24.0 | 16.9 | 20.4 | 12.6 | 10.3 | 10.6 | 14.7 | 15.6 | 16.5 | 15.2 | 15.9 | 15.1 | 13.5 | 16.3 | 16.2 | 17.1 | 24.7 | |
| – | – | – | – | – | – | – | – | 4.5 | 5.3 | 3.7 | 3.3 | 3.4 | 4.3 | 4.8 | 5.0 | 5.4 | 4.9 | 4.7 | 4.3 | 3.8 | 4.1 | 3.2 | 2.7 | 2.4 | 2.9 | 2.6 | 2.6 | 2.7 | 2.6 | 2.5 | 2.5 | 2.6 | 2.6 | 2.6 | 3.1 | |
| – | – | – | – | – | – | – | – | 1.4 | 1.7 | 1.1 | 1.0 | 1.0 | 1.2 | 1.3 | 1.3 | 1.3 | 1.2 | 1.1 | 1.0 | 1.0 | 1.1 | 1.0 | 0.8 | 0.8 | 0.9 | 0.9 | 0.9 | 0.9 | 1.0 | 0.9 | 0.9 | 1.0 | 1.0 | 1.0 | 1.3 | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.9 | 0.0 | 1.3 | 0.0 | 1.0 | – | – | – | – | – | 1.9 | – | – | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 2.6 | 0.0 | 4.8 | 0.1 | 4.6 | – | – | – | – | – | 8.6 | – | – | |
| – | – | – | – | – | – | – | – | – | 41.9 | – | 715.5 | – | – | 8.1 | 9.4 | 7.9 | 8.9 | 8.0 | 5.0 | 4.7 | 5.3 | 7.4 | 8.8 | 7.1 | 9.5 | 9.0 | 11.0 | 21.7 | 9.4 | 12.8 | 15.9 | 15.8 | 37.3 | 26.2 | 18.4 | |
| – | – | – | – | – | – | – | – | -0.7% | 2.4% | -3.6% | 0.1% | -0.1% | -1.5% | 12.3% | 10.7% | 12.6% | 11.2% | 12.5% | 20.0% | 21.5% | 18.9% | 13.6% | 11.4% | 14.0% | 10.6% | 11.1% | 9.1% | 4.6% | 10.7% | 7.8% | 6.3% | 6.3% | 2.7% | 3.8% | 5.4% | |
| Margins | ||||||||||||||||||||||||||||||||||||
| – | – | – | 95.2% | 92.9% | 90.6% | 90.3% | 92.0% | 91.8% | 90.6% | 87.4% | 83.4% | 83.0% | 83.2% | 86.4% | 89.7% | 91.0% | 93.8% | 96.1% | 98.4% | 98.5% | 98.6% | 97.5% | 93.6% | 89.0% | 82.0% | 78.1% | 75.2% | 75.7% | 76.3% | 75.3% | 74.7% | 72.8% | 73.1% | 73.0% | 73.1% | |
| – | – | – | 36.1% | 34.5% | 32.9% | 34.2% | 35.7% | 24.1% | 22.2% | 15.4% | 8.7% | 14.2% | 11.1% | 12.2% | 4.5% | 4.6% | 14.5% | 12.7% | 23.0% | 28.6% | 25.6% | 32.1% | 32.7% | 28.6% | 24.6% | 21.5% | 19.7% | 22.5% | 20.9% | 21.7% | 23.5% | 20.7% | 20.9% | 19.2% | 15.9% | |
| – | – | – | 20.2% | 23.1% | 26.3% | 27.3% | 28.1% | 19.4% | 17.3% | 12.1% | 7.5% | 11.6% | 9.1% | 10.0% | 1.8% | 1.8% | 9.4% | 7.7% | 17.7% | 22.4% | 20.1% | 25.3% | 25.8% | 22.4% | 19.4% | 16.9% | 15.5% | 17.5% | 16.3% | 16.9% | 18.3% | 16.2% | 16.0% | 15.3% | 12.5% | |
| – | – | – | 26.4% | 29.2% | 21.2% | 12.9% | 8.6% | -3.3% | 12.7% | -13.2% | 0.5% | -0.4% | -6.4% | 59.3% | 53.7% | 67.7% | 54.9% | 58.5% | 84.9% | 81.4% | 77.1% | 43.1% | 30.4% | 33.4% | 30.1% | 29.4% | 23.3% | 12.3% | 27.6% | 20.0% | 15.6% | 16.7% | 6.9% | 10.0% | 16.7% | |
| Returns | ||||||||||||||||||||||||||||||||||||
| – | – | – | 9.7% | 11.8% | 13.3% | 13.8% | 13.9% | 6.0% | 5.5% | 3.7% | 2.3% | 3.4% | 2.5% | 2.7% | 0.5% | 0.4% | 2.2% | 1.8% | 4.2% | 5.9% | 5.6% | 7.6% | 8.2% | 7.4% | 6.0% | 5.5% | 5.1% | 6.0% | 6.0% | 6.2% | 6.9% | 6.3% | 6.3% | 6.0% | 5.1% | |
| – | – | – | 0.9% | 1.1% | 1.3% | 1.3% | 1.4% | 0.9% | 0.9% | 0.6% | 0.3% | 0.5% | 0.4% | 0.3% | 0.1% | 0.1% | 0.3% | 0.2% | 0.5% | 0.7% | 0.8% | 1.1% | 1.2% | 1.0% | 0.9% | 0.8% | 0.8% | 0.9% | 0.9% | 0.9% | 1.0% | 0.9% | 0.9% | 0.9% | 0.7% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -148 | -213 | -136 | -245 | -151 | – | – | – | – | – | -83 | – | – | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | -4.8 | -7.5 | -5.6 | -10.8 | -6.9 | – | – | – | – | – | -2.9 | – | – | |
| – | – | 9.2% | 9.2% | 9.2% | 9.8% | 9.5% | 9.7% | 15.4% | 16.4% | 15.2% | 14.7% | 13.8% | 14.4% | 12.8% | 13.2% | 12.2% | 13.2% | 12.0% | 12.4% | 11.7% | 13.6% | 13.9% | 14.4% | 13.8% | 15.3% | 14.6% | 15.6% | 15.1% | 15.4% | 15.0% | 15.0% | 14.0% | 15.0% | 14.8% | 13.9% | |
| – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | – | – | – | – | – | 0.2 | – | – | |
| Per Share | ||||||||||||||||||||||||||||||||||||
| – | – | – | 1.03 | 1.25 | 1.50 | 1.63 | 1.68 | 0.54 | 0.50 | 0.34 | 0.21 | 0.30 | 0.22 | 0.24 | 0.04 | 0.04 | 0.22 | 0.17 | 0.41 | 0.56 | 0.56 | 0.79 | 0.87 | 0.80 | 0.68 | 0.63 | 0.61 | 0.72 | 0.72 | 0.77 | 0.89 | 0.81 | 0.84 | 0.81 | 0.69 | |
| – | – | – | 5.09 | 5.41 | 5.72 | 5.96 | 5.99 | 2.76 | 2.88 | 2.81 | 2.77 | 2.61 | 2.47 | 2.43 | 2.38 | 2.35 | 2.30 | 2.25 | 2.30 | 2.51 | 2.79 | 3.11 | 3.38 | 3.57 | 3.51 | 3.71 | 3.92 | 4.11 | 4.44 | 4.59 | 4.84 | 4.98 | 5.21 | 5.31 | 5.54 | |
| – | – | 10.57 | 10.57 | 10.57 | 11.32 | 11.80 | 12.08 | 8.96 | 9.12 | 9.14 | 8.94 | 9.00 | 9.08 | 9.12 | 9.49 | 9.53 | 9.72 | 9.44 | 9.65 | 9.61 | 9.93 | 10.32 | 10.59 | 10.79 | 11.26 | 11.46 | 11.76 | 12.08 | 12.05 | 12.46 | 12.79 | 12.76 | 13.33 | 13.50 | 13.49 | |
| – | – | – | 1.34 | 1.58 | 1.22 | 0.77 | 0.52 | -0.09 | 0.37 | -0.37 | 0.01 | -0.01 | -0.16 | 1.44 | 1.28 | 1.59 | 1.26 | 1.32 | 1.96 | 2.04 | 2.15 | 1.34 | 1.03 | 1.19 | 1.06 | 1.09 | 0.91 | 0.51 | 1.23 | 0.92 | 0.76 | 0.83 | 0.36 | 0.53 | 0.93 | |
Data as of: October 9, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.