OPRT
Oportun Financial Corp
8.70$
+4.0%
vs. previous close
Closing price · As of: Oct 8, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | – | – | – | – | 7.0 | 11.0 | 8.5 | – | – | – | – | 47.2 | 18.3 | 13.3 | 5.3 | 3.7 | – | – | – | – | – | – | – | – | – | – | – | – | 9.8 | 10.1 | 12.5 | 14.3 | |
| – | – | – | – | – | – | – | – | – | – | 0.9 | 1.4 | 0.6 | 0.8 | 0.8 | 1.4 | 1.5 | 1.2 | 1.4 | 1.1 | 0.7 | 0.4 | 0.2 | 0.2 | 0.2 | 0.4 | 0.5 | 0.3 | 0.2 | 0.2 | 0.2 | 0.3 | 0.5 | 0.6 | 0.5 | 0.4 | 0.4 | 0.4 | |
| – | – | – | – | – | – | – | – | – | – | 1.0 | 1.4 | 0.6 | 0.8 | 0.7 | 1.2 | 1.3 | 1.2 | 1.5 | 1.0 | 0.7 | 0.4 | 0.3 | 0.3 | 0.3 | 0.5 | 0.6 | 0.4 | 0.2 | 0.3 | 0.3 | 0.5 | 0.7 | 0.9 | 0.8 | 0.7 | 0.6 | 0.7 | |
| – | – | – | – | – | – | – | – | – | – | 3.8 | 4.3 | 3.3 | 3.7 | 3.7 | 2.4 | 1.5 | 4.3 | 3.1 | 4.6 | 2.0 | 1.7 | 1.3 | 1.0 | 1.5 | 5.5 | 6.0 | 6.5 | 5.2 | 5.7 | 5.9 | 5.5 | 5.3 | 4.9 | 4.5 | 4.6 | 4.4 | 4.1 | |
| – | – | – | – | – | – | – | – | – | – | 18.1 | 21.9 | 26.0 | – | – | – | – | 46.4 | 20.0 | 29.6 | 8.9 | 9.5 | – | – | – | – | – | – | – | – | – | – | – | 87.2 | 34.6 | 34.6 | 36.9 | 36.1 | |
| – | – | – | – | – | – | – | – | – | – | 2.5 | 3.5 | 1.5 | 2.0 | 2.0 | 4.5 | 6.6 | 7.0 | 8.4 | 4.6 | 3.1 | 1.6 | 0.8 | 0.9 | 0.6 | 0.8 | 0.8 | 0.4 | 0.2 | 0.3 | 0.3 | 0.5 | 0.7 | 0.9 | 0.8 | 0.6 | 0.6 | 0.7 | |
| – | – | – | – | – | – | – | – | – | – | 40.1% | 28.3% | 68.0% | 50.3% | 49.9% | 22.3% | 15.1% | 14.4% | 11.8% | 21.8% | 32.1% | 60.9% | 121.7% | 108.9% | 178.2% | 132.4% | 122.5% | 240.9% | 406.2% | 334.5% | 347.8% | 220.4% | 149.6% | 114.4% | 128.1% | 157.1% | 180.6% | 146.4% | |
| Margins | ||||||||||||||||||||||||||||||||||||||
| – | – | – | 100.0% | 93.9% | 91.2% | 88.3% | 87.9% | 88.2% | 88.5% | 89.5% | 88.9% | 88.1% | 85.8% | 85.4% | 85.2% | 86.8% | 89.3% | 90.7% | 91.8% | 92.9% | 92.5% | 90.5% | 87.3% | 78.8% | 74.4% | 68.3% | 61.0% | 64.6% | 58.8% | 55.9% | 55.3% | 57.2% | 59.8% | 62.3% | 63.7% | 64.0% | 70.2% | |
| – | – | – | 3.6% | 17.6% | 26.5% | 29.2% | 32.7% | 27.7% | 21.6% | 18.2% | 16.8% | 9.5% | -4.5% | -10.1% | -14.8% | -8.6% | 4.2% | 10.6% | 10.9% | 17.3% | 13.4% | -6.4% | -10.3% | -49.1% | -50.2% | -39.7% | -55.1% | -25.9% | -34.6% | -36.0% | -21.6% | -12.7% | -2.0% | 6.3% | 6.9% | 5.6% | 5.8% | |
| – | – | – | -1.4% | 10.2% | 17.4% | 19.4% | 23.7% | 20.1% | 15.6% | 13.2% | 12.2% | 6.9% | -3.3% | -7.4% | -11.5% | -6.8% | 2.6% | 7.8% | 8.2% | 13.4% | 10.5% | -7.6% | -10.6% | -40.4% | -41.5% | -28.5% | -39.1% | -19.0% | -23.9% | -26.4% | -14.8% | -7.5% | -0.7% | 4.7% | 4.0% | 2.9% | 2.8% | |
| – | – | – | 57.9% | 43.2% | 35.4% | 28.1% | 23.1% | 26.6% | 30.4% | 37.1% | 38.2% | 40.0% | 42.3% | 39.3% | 32.1% | 22.1% | 17.6% | 16.9% | 23.8% | 22.9% | 23.6% | 24.3% | 27.1% | 42.3% | 52.4% | 65.6% | 78.6% | 69.0% | 76.6% | 79.4% | 70.2% | 68.7% | 64.4% | 58.5% | 62.9% | 65.3% | 59.6% | |
| Returns | ||||||||||||||||||||||||||||||||||||||
| – | – | – | -1.5% | 14.5% | 22.7% | 27.4% | 35.6% | 27.4% | 19.7% | 13.8% | 12.6% | 7.0% | -3.2% | -6.7% | -9.7% | -6.1% | 2.6% | 8.2% | 7.9% | 13.9% | 11.4% | -10.0% | -14.2% | -49.4% | -50.4% | -33.2% | -44.5% | -27.3% | -34.0% | -39.5% | -22.2% | -11.6% | -1.2% | 8.0% | 6.5% | 4.5% | 4.8% | |
| – | – | – | -0.3% | – | 4.9% | 5.8% | 7.1% | 5.5% | 4.0% | 3.0% | 2.8% | 1.6% | -0.7% | -1.6% | -2.2% | -1.4% | 0.6% | 1.8% | 1.6% | 3.0% | 2.2% | -1.6% | -2.2% | -6.4% | -6.7% | -4.3% | -5.3% | -3.2% | -3.7% | -4.0% | -2.4% | -1.3% | -0.1% | 1.0% | 0.8% | 0.6% | 0.6% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | 1,094 | 1,325 | 986 | 1,310 | 1,379 | 1,477 | 1,333 | 1,255 | 1,207 | 363 | -2.2 | 1,521 | 883 | 2,029 | 837 | 945 | 796 | 536 | 732 | 2,829 | 2,812 | 2,819 | 2,745 | 2,740 | 2,768 | 2,762 | 2,720 | 2,658 | 2,639 | 2,705 | 2,501 | 2,523 | |
| – | – | – | – | – | – | 7.6 | 7.3 | 6.6 | 11.4 | 13.7 | 15.0 | 21.4 | – | – | – | – | 33.2 | 10.7 | 22.6 | 5.7 | 7.3 | – | – | – | – | – | – | – | – | – | – | – | 77.1 | 31.1 | 31.6 | 33.9 | 32.5 | |
| – | – | – | 17.8% | – | 21.4% | 21.1% | 19.9% | 20.1% | 20.3% | 22.0% | 22.2% | 22.8% | 23.0% | 23.6% | 23.2% | 23.7% | 21.8% | 21.8% | 20.5% | 21.7% | 19.3% | 15.5% | 15.2% | 13.0% | 13.2% | 12.9% | 11.9% | 11.7% | 10.9% | 10.1% | 11.0% | 11.3% | 11.7% | 12.0% | 12.0% | 12.5% | 13.0% | |
| – | – | – | – | – | – | 3.5 | 4.0 | 2.9 | 3.6 | 3.3 | 3.2 | 3.1 | 3.1 | 2.9 | 1.1 | 0.3 | 3.4 | 2.1 | 3.6 | 1.5 | 1.6 | 1.8 | 1.2 | 1.8 | 6.3 | 6.6 | 7.2 | 7.4 | 7.9 | 8.7 | 8.0 | 7.6 | 7.3 | 7.1 | 7.2 | 6.8 | 6.5 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||
| – | – | – | -0.14 | 1.43 | 3.07 | 3.98 | 5.60 | 4.52 | 2.79 | 2.31 | 2.16 | 1.25 | -0.53 | -1.11 | -1.54 | -0.97 | 0.42 | 1.37 | 1.52 | 2.70 | 2.24 | -1.67 | -2.34 | -6.64 | -6.30 | -3.83 | -4.68 | -2.68 | -3.02 | -3.23 | -1.81 | -0.90 | -0.10 | 0.63 | 0.52 | 0.37 | 0.40 | |
| – | – | – | 9.99 | 13.98 | 17.67 | 20.59 | 23.64 | 22.50 | 17.83 | 17.53 | 17.63 | 18.02 | 15.95 | 15.00 | 13.46 | 14.19 | 16.35 | 17.52 | 18.59 | 20.20 | 21.41 | 22.01 | 22.08 | 16.45 | 15.17 | 13.45 | 11.95 | 14.14 | 12.66 | 12.27 | 12.25 | 11.97 | 12.79 | 13.58 | 13.23 | 12.72 | 14.01 | |
| 9.90 | – | – | 9.60 | 9.82 | 13.52 | 14.54 | 15.74 | 16.46 | 14.19 | 16.70 | 17.13 | 17.90 | 16.68 | 16.50 | 15.97 | 15.93 | 16.12 | 16.77 | 19.41 | 19.50 | 19.74 | 16.63 | 16.48 | 13.42 | 12.49 | 11.53 | 10.51 | 9.82 | 8.89 | 8.20 | 8.12 | 7.78 | 7.85 | 7.95 | 8.10 | 8.17 | 8.32 | |
| – | – | – | 5.78 | 6.04 | 6.26 | 5.78 | 5.47 | 5.97 | 5.42 | 6.50 | 6.74 | 7.21 | 6.74 | 5.89 | 4.32 | 3.13 | 2.88 | 2.96 | 4.43 | 4.62 | 5.05 | 5.36 | 5.99 | 6.95 | 7.95 | 8.82 | 9.39 | 9.75 | 9.70 | 9.74 | 8.60 | 8.23 | 8.24 | 7.94 | 8.33 | 8.31 | 8.35 | |
Data as of: October 8, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.