Open Lending Corp
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | |||||||||||||||||||||||||||||
| – | – | – | 26.1 | 16.2 | – | – | – | – | 165.4 | 34.2 | 19.4 | 15.3 | 12.4 | 10.2 | 12.8 | 15.4 | 28.8 | 39.0 | 46.0 | 51.5 | 108.7 | 159.0 | – | – | – | – | – | – | |
| – | – | – | 10.4 | 10.3 | 8.5 | 30.8 | 37.0 | 33.1 | 31.2 | 22.4 | 13.2 | 10.8 | 6.1 | 4.9 | 4.8 | 5.1 | 8.3 | 6.8 | 8.6 | 6.8 | 6.8 | 7.6 | 29.8 | 19.0 | 14.0 | 14.6 | 2.0 | 1.7 | |
| 118.9 | 3.4 | 3.4 | – | – | – | 85.7 | 151.4 | 111.7 | 56.1 | 35.7 | 17.9 | 13.0 | 6.2 | 4.3 | 4.0 | 4.2 | 5.8 | 4.1 | 4.9 | 3.6 | 3.1 | 3.3 | 9.2 | 4.2 | 2.9 | 3.4 | 2.5 | 2.0 | |
| – | – | – | 10.3 | 9.9 | 10.1 | 31.3 | 37.5 | 33.5 | 31.7 | 22.7 | 13.3 | 10.8 | 5.9 | 4.7 | 4.4 | 4.8 | 7.8 | 6.2 | 7.8 | 5.9 | 5.7 | 6.5 | 26.7 | 15.6 | 10.1 | 12.3 | 1.4 | 0.8 | |
| – | – | – | 15.3 | 15.3 | – | – | – | – | 70.0 | 25.1 | 14.5 | 11.4 | 8.9 | 7.4 | 7.9 | 9.1 | 16.4 | 15.2 | 22.6 | 20.3 | 26.8 | 32.8 | – | – | – | – | 18.9 | 17.2 | |
| – | – | – | 23.1 | 23.2 | 20.6 | 105.4 | 172.0 | 127.3 | 123.7 | 60.9 | 30.5 | 22.5 | 11.3 | 9.1 | 8.0 | 8.3 | 13.0 | 10.2 | 12.6 | 12.2 | 15.3 | 21.2 | 52.3 | – | 81.6 | – | – | – | |
| – | – | – | 4.3% | 4.3% | 4.8% | 0.9% | 0.6% | 0.8% | 0.8% | 1.6% | 3.3% | 4.4% | 8.9% | 11.0% | 12.5% | 12.1% | 7.7% | 9.8% | 7.9% | 8.2% | 6.5% | 4.7% | 1.9% | -0.3% | 1.2% | -5.4% | -2.2% | -0.5% | |
| Margins | |||||||||||||||||||||||||||||
| – | – | – | 91.6% | 90.3% | 90.3% | 90.4% | 91.0% | 92.1% | 92.6% | 91.7% | 91.4% | 91.0% | 90.1% | 90.3% | 88.9% | 87.7% | 85.9% | 83.1% | 81.0% | 79.4% | 77.4% | 76.1% | 0.7% | -36.9% | -47.6% | -36.7% | 76.9% | 77.2% | |
| – | – | – | 67.4% | 64.6% | 51.4% | 52.2% | 52.1% | 57.0% | 67.7% | 68.4% | 69.7% | 69.0% | 66.3% | 62.7% | 54.4% | 49.1% | 42.5% | 32.6% | 24.8% | 17.6% | 7.7% | 5.1% | -272.1% | -407.1% | -459.9% | -497.5% | -5.4% | -7.2% | |
| – | – | – | 39.8% | 63.7% | -10.8% | -100.0% | -89.6% | -68.6% | 18.8% | 65.5% | 67.7% | 70.5% | 48.7% | 48.3% | 37.1% | 33.4% | 28.7% | 17.6% | 18.8% | 13.3% | 6.2% | 4.8% | -562.0% | -789.3% | -869.6% | -887.1% | -4.5% | -5.9% | |
| – | – | – | 44.9% | 44.4% | 41.4% | 29.2% | 21.5% | 26.0% | 25.2% | 36.7% | 43.2% | 47.8% | 53.7% | 54.3% | 59.5% | 62.1% | 63.8% | 67.1% | 68.5% | 56.1% | 44.3% | 35.9% | 57.0% | -6.3% | 17.1% | -78.6% | -4.4% | -0.8% | |
| Returns | |||||||||||||||||||||||||||||
| – | – | – | – | – | – | -278.1% | -366.5% | -231.1% | 33.9% | 104.6% | 91.9% | 85.3% | 49.9% | 42.3% | 31.3% | 27.2% | 20.2% | 10.6% | 10.7% | 6.9% | 2.8% | 2.1% | -172.9% | -174.7% | -179.0% | -206.5% | -5.7% | -7.1% | |
| – | – | – | 46.6% | 50.2% | -5.1% | -32.3% | -33.2% | -28.4% | 12.6% | 45.5% | 45.8% | 45.6% | 28.2% | 24.7% | 17.5% | 15.0% | 11.4% | 5.9% | 5.9% | 3.8% | 1.6% | 1.2% | -45.6% | -45.8% | -47.6% | -52.3% | -1.8% | -2.3% | |
| Balance Sheet & Debt | |||||||||||||||||||||||||||||
| – | – | – | -4.4 | -34 | 133 | 44 | 57 | 46 | 90 | 56 | 30 | -1.8 | -23 | -54 | -56 | -64 | -79 | -88 | -96 | -104 | -105 | -109 | -74 | -59 | -63 | -41 | -63 | -77 | |
| – | – | – | -0.1 | -0.6 | – | – | – | – | 1.1 | 0.3 | 0.2 | 0.0 | -0.2 | -0.4 | -0.6 | -0.7 | -1.1 | -1.7 | -2.3 | -3.2 | -5.0 | -5.7 | – | – | – | – | -9.5 | -17.5 | |
| 2.8% | 96.3% | 96.2% | -296.5% | -49.1% | -248.9% | 11.6% | 9.1% | 12.3% | 37.2% | 43.5% | 49.9% | 53.5% | 56.6% | 58.5% | 56.1% | 55.1% | 56.7% | 56.0% | 55.0% | 55.6% | 56.6% | 55.7% | 26.3% | 26.2% | 26.6% | 25.3% | 31.7% | 32.6% | |
| – | – | – | – | – | – | 4.6 | 5.9 | 4.3 | 1.5 | 1.2 | 0.9 | 0.8 | 0.7 | 0.6 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.6 | 2.2 | 2.2 | 2.1 | 2.5 | 1.5 | 1.4 | |
| Per Share | |||||||||||||||||||||||||||||
| – | – | – | 0.40 | 0.63 | -0.19 | -0.83 | -0.85 | -0.73 | 0.26 | 1.06 | 1.16 | 1.24 | 0.82 | 0.78 | 0.53 | 0.45 | 0.36 | 0.19 | 0.18 | 0.12 | 0.05 | 0.04 | -1.13 | -1.17 | -1.18 | -1.27 | -0.04 | -0.05 | |
| – | – | – | 1.01 | 0.99 | 1.77 | 0.83 | 0.95 | 1.07 | 1.38 | 1.61 | 1.71 | 1.76 | 1.68 | 1.62 | 1.43 | 1.36 | 1.27 | 1.07 | 0.98 | 0.92 | 0.82 | 0.80 | 0.20 | 0.15 | 0.14 | 0.14 | 0.79 | 0.76 | |
| 0.08 | 2.95 | 2.96 | -2.56 | -0.62 | -9.37 | 0.30 | 0.23 | 0.32 | 0.77 | 1.01 | 1.26 | 1.45 | 1.64 | 1.85 | 1.69 | 1.67 | 1.80 | 1.77 | 1.72 | 1.77 | 1.82 | 1.85 | 0.65 | 0.67 | 0.66 | 0.62 | 0.63 | 0.64 | |
| – | – | – | 0.45 | 0.44 | 0.73 | 0.24 | 0.20 | 0.28 | 0.35 | 0.59 | 0.74 | 0.84 | 0.91 | 0.88 | 0.85 | 0.84 | 0.81 | 0.72 | 0.67 | 0.52 | 0.37 | 0.29 | 0.11 | -0.01 | 0.02 | -0.11 | -0.03 | -0.01 | |
Data as of: August 7, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.