Lake Shore Bancorp Inc

Financial Services · Banks - Regional

18.40$ +1.5% vs. previous close Closing price · As of: Sep 29, 2026

Statements

Balance Sheet

Lake Shore Bancorp Inc (LSBK) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Total Assets" came in at 727 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size %

Last 12 Full history

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All figures in millions of USD.

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Balance Sheet LSBK
Line item	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Total Assets	214	238	304	330	334	354	358	408	426	479	489	482	482	487	473	489	519	546	611	686	714	700	725	686	727
Current Assets	14	16	17	13	13	12	12	13	17	25	179	173	170	432	419	422	455	100	104	125	159	85	117	92	64
Cash	14	16	17	12	11	10	10	11	15	23	12	12	10	36	34	45	41	12	30	43	68	9.6	54	33	64
Cash & Short-Term Investments	14	16	17	12	11	10	10	11	15	23	177	171	168	165	133	101	95	98	101	122	156	83	114	90	117
Receivables	–	–	–	1.2	1.3	1.4	1.5	1.7	1.7	1.8	1.9	1.8	1.8	1.7	1.6	1.6	1.8	1.9	2.2	3.0	2.5	2.8	2.8	2.8	3.0
Inventory	–	–	0.5	0.1	0.1	0.2	0.1	0.0	0.3	0.3	0.3	0.6	0.6	0.4	0.7	272	315	-33	-33	-46	-70	61	-505	–	–
Property, Plant & Equipment	–	–	6.5	6.6	7.7	7.2	6.9	8.2	8.0	9.0	8.5	9.7	9.6	9.5	9.1	8.7	9.4	9.4	9.4	9.6	9.2	–	–	–	–
Goodwill	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–
Intangible Assets	–	–	–	–	–	–	–	–	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	0.2	0.2	–
Total Liabilities	192	214	279	303	306	300	304	354	370	424	425	415	417	416	400	413	441	466	35	600	626	619	639	596	586
Current Liabilities	183	199	242	255	262	260	259	299	325	381	387	390	400	397	378	191	211	235	269	560	593	583	591	573	0.3
Short-Term Debt	1.1	4.0	12	12	11	11	19	5.5	6.9	5.0	6.9	11	12	19	21	1.9	3.9	6.4	6.2	7.9	2.3	13	25	–	–
Accounts Payable	–	–	230	244	251	250	241	293	318	376	380	379	388	387	369	386	405	432	0.0	560	594	9.3	0.0	–	–
Long-Term Debt	–	–	31	37	29	26	23	32	25	23	14	6.1	3.8	16	21	19	27	25	35	30	22	25	35	10	–
Shareholders' Equity	22	24	25	27	28	54	53	54	55	55	64	67	65	72	74	76	78	80	576	86	88	81	86	90	142
Retained Earnings	–	–	25	26	28	30	32	33	34	37	40	42	46	48	51	54	56	59	62	65	71	75	79	83	88
Shares Outstanding	8.6	8.6	8.6	8.7	8.6	9.0	8.4	8.2	8.0	7.8	7.7	7.7	7.7	5.7	6.0	6.1	6.1	6.1	6.0	8.1	8.0	8.0	7.9	7.6	7.4

Data as of: September 29, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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