Lake Shore Bancorp Inc

Financial Services · Banks - Regional

18.40$ +1.3% vs. previous close Closing price · As of: Oct 2, 2026

Statements

Balance Sheet

Lake Shore Bancorp Inc (LSBK) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Total Assets" came in at 737 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size %

Last 12 Full history

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All figures in millions of USD.

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Balance Sheet LSBK
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26
Total Assets	478	489	494	505	513	519	530	543	546	546	554	578	597	611	628	678	683	686	706	711	709	714	707	694	696	700	730	714	714	725	718	711	698	686	689	735	743	727	722	737
Current Assets	112	103	103	90	95	97	91	95	95	100	118	102	98	104	119	155	156	125	55	49	147	159	118	107	94	85	39	104	107	117	117	121	112	92	85	126	134	120	115	6.0
Cash	19	15	18	12	20	14	11	8.1	10	12	31	22	21	30	46	79	71	43	52	46	61	68	31	27	20	9.6	39	36	46	54	55	61	50	33	30	75	84	64	62	3.1
Cash & Short-Term Investments	110	101	101	88	93	95	89	93	93	98	116	100	96	101	117	152	153	122	52	46	145	156	115	105	91	83	39	101	104	114	114	118	109	90	82	123	131	117	112	57
Receivables	1.7	1.6	1.8	1.6	1.8	1.8	1.9	1.8	2.0	1.9	2.1	2.1	2.2	2.2	2.2	3.2	3.1	3.0	3.0	2.9	2.6	2.5	2.4	2.4	2.6	2.8	577	2.7	2.9	2.8	3.0	2.8	2.9	2.8	2.9	2.9	3.0	3.0	3.0	3.0
Inventory	0.8	0.4	0.4	0.2	0.5	0.4	0.5	0.5	1.7	0.7	0.7	0.8	0.8	0.8	0.7	0.2	0.2	0.1	0.1	-49	-64	-70	-33	-32	-23	61	-619	-611	-617	51	-613	-608	–	–	–	–	–	–	–	–
Property, Plant & Equipment	8.7	8.7	8.6	9.3	9.4	9.4	9.3	9.4	9.4	9.4	9.3	9.4	10	9.4	9.5	9.2	9.1	9.6	10	9.9	9.9	9.2	8.6	8.5	8.4	–	8.2	8.2	–	–	–	–	–	–	–	–	–	–	–	–
Goodwill	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Intangible Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.2	–	0.2	0.2	0.2	0.2	0.2	0.2	–	–	–
Total Liabilities	401	413	417	428	435	441	452	465	467	25	25	496	35	35	35	593	598	600	620	624	623	626	625	614	618	619	646	631	632	639	631	624	608	596	598	642	603	586	580	592
Current Liabilities	374	386	391	393	401	405	418	432	436	441	449	8.0	480	493	510	550	556	560	583	586	592	593	593	578	583	583	2.0	582	584	591	595	589	588	573	583	627	590	573	567	578
Short-Term Debt	19	19	19	27	27	27	27	25	25	25	25	8.0	35	35	35	32	31	30	30	27	–	2.3	–	–	25	13	2.0	–	–	25	–	–	–	8.6	–	–	–	–	–	–
Accounts Payable	374	386	391	393	401	405	514	432	436	432	441	457	471	483	501	550	556	560	583	586	592	594	593	578	583	9.3	-0.4	582	–	0.0	–	–	–	–	–	–	–	–	–	–
Long-Term Debt	19	19	19	27	27	27	33	25	25	18	25	22	35	35	35	32	31	30	28	27	22	22	22	25	25	25	39	36	36	35	25	23	10	10	4.0	2.0	2.0	–	–	–
Shareholders' Equity	77	76	77	77	78	78	78	79	79	80	81	82	82	83	84	85	85	86	86	86	86	88	83	81	78	81	84	83	82	86	87	87	90	90	91	93	139	142	142	145
Retained Earnings	54	54	54	55	56	56	57	58	58	59	60	60	61	62	62	64	65	65	67	68	69	71	71	73	74	75	76	77	78	79	80	81	82	83	84	85	87	88	90	91
Shares Outstanding	6.0	7.0	6.1	8.3	8.3	8.7	8.3	8.3	8.3	5.9	6.0	6.0	6.0	5.9	6.0	8.1	8.1	7.9	8.0	8.0	8.0	7.7	7.9	8.0	8.0	7.7	5.9	7.9	7.9	7.7	7.9	8.0	7.6	7.8	7.7	7.7	7.7	7.4	7.4	7.5

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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