International Bancshares Corporation
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 10.3 | 16.5 | 12.6 | 11.9 | 9.8 | 13.6 | 12.8 | 15.3 | 16.8 | 13.5 | 16.8 | 12.0 | 11.3 | 9.1 | 10.5 | 9.7 | 11.3 | 14.1 | 11.6 | 12.5 | 20.2 | 16.8 | 10.6 | 13.8 | 14.3 | 10.6 | 9.6 | 8.2 | 9.6 | 10.0 | |
| 3.2 | 2.6 | 1.8 | 2.0 | 1.5 | 2.4 | 2.9 | 4.2 | 4.1 | 2.8 | 2.5 | 1.8 | 2.0 | 1.8 | 2.0 | 2.0 | 2.1 | 3.2 | 3.1 | 3.1 | 4.9 | 4.7 | 3.6 | 4.4 | 4.1 | 4.3 | 4.0 | 3.5 | 3.8 | 3.9 | |
| 1.6 | 2.4 | 1.8 | 2.2 | 1.8 | 2.3 | 2.4 | 3.2 | 2.7 | 2.4 | 2.3 | 1.5 | 1.2 | 0.9 | 0.9 | 0.8 | 0.8 | 1.2 | 1.1 | 1.0 | 1.6 | 1.4 | 1.2 | 1.3 | 1.1 | 0.2 | 1.4 | 1.4 | 1.4 | 1.3 | |
| – | 3.4 | 1.9 | 5.4 | 5.2 | 3.7 | 3.9 | 5.4 | 6.6 | 4.0 | 3.3 | 3.3 | 5.1 | 5.1 | 4.1 | 4.1 | 3.9 | 4.8 | 4.5 | 4.3 | 6.2 | 6.8 | 3.8 | 4.6 | 1.7 | 0.1 | 1.9 | 3.5 | 4.1 | 4.1 | |
| – | 11.6 | 6.7 | 16.8 | 18.6 | 11.1 | 8.8 | 10.1 | 14.0 | 9.9 | 12.2 | 12.2 | 15.7 | 14.2 | 11.6 | 10.9 | 11.9 | 12.4 | 10.0 | 10.2 | 15.3 | 15.6 | 7.9 | 10.2 | 4.0 | 0.2 | 3.3 | 6.2 | 8.0 | 7.9 | |
| 9.0 | 14.5 | 10.0 | 13.5 | 10.3 | 15.0 | 10.8 | 20.3 | 18.8 | 16.8 | 22.6 | 14.1 | 17.7 | 16.1 | 8.4 | 7.7 | 12.5 | 11.2 | 12.5 | 9.3 | 16.5 | 14.5 | 11.0 | 10.0 | 8.0 | 9.6 | 7.8 | 7.6 | 8.6 | 8.7 | |
| 11.2% | 6.9% | 10.0% | 7.4% | 9.7% | 6.7% | 9.3% | 4.9% | 5.3% | 5.9% | 4.4% | 7.1% | 5.6% | 6.2% | 11.9% | 13.0% | 8.0% | 9.0% | 8.0% | 10.7% | 6.1% | 6.9% | 9.1% | 10.0% | 12.5% | 10.4% | 12.8% | 13.2% | 11.7% | 11.4% | |
| Margins | ||||||||||||||||||||||||||||||
| 20.9% | 51.0% | 48.2% | 52.3% | 46.0% | 55.4% | 71.6% | 76.9% | 76.4% | 69.4% | 58.9% | 59.0% | 66.7% | 72.7% | 79.8% | 82.0% | 82.2% | 86.0% | 89.3% | 87.6% | 88.5% | 91.1% | 90.7% | 88.0% | 85.4% | 94.4% | 91.6% | 82.3% | 76.9% | 78.3% | |
| 44.7% | 23.6% | 21.3% | 25.7% | 22.7% | 26.6% | 36.3% | 41.0% | 36.3% | 31.4% | 22.1% | 21.9% | 26.7% | 30.3% | 29.7% | 30.9% | 27.5% | 33.0% | 40.2% | 37.4% | 35.8% | 39.2% | 43.2% | 40.2% | 36.7% | 52.0% | 53.7% | 54.0% | 48.8% | 49.4% | |
| 30.8% | 15.6% | 14.6% | 16.5% | 15.7% | 17.7% | 22.9% | 27.4% | 24.4% | 20.8% | 14.9% | 15.0% | 17.5% | 19.6% | 19.2% | 20.5% | 18.7% | 22.9% | 26.8% | 24.7% | 24.4% | 27.8% | 34.2% | 31.7% | 29.0% | 40.9% | 42.1% | 42.4% | 39.2% | 39.1% | |
| 35.2% | 17.9% | 18.3% | 14.5% | 15.0% | 16.1% | 27.2% | 20.6% | 21.8% | 16.7% | 11.1% | 12.7% | 11.2% | 11.1% | 23.9% | 25.9% | 17.0% | 28.8% | 24.9% | 33.3% | 29.9% | 32.3% | 33.0% | 43.6% | 51.7% | 45.3% | 51.7% | 46.1% | 44.1% | 44.9% | |
| Returns | ||||||||||||||||||||||||||||||
| 15.6% | 14.3% | 14.5% | 18.7% | 18.0% | 16.8% | 18.4% | 21.2% | 15.8% | 17.8% | 13.9% | 13.0% | 10.5% | 10.1% | 8.9% | 7.9% | 7.5% | 8.9% | 9.7% | 8.2% | 7.8% | 8.6% | 11.1% | 9.7% | 7.7% | 1.6% | 14.7% | 16.8% | 14.6% | 12.7% | |
| 1.3% | 1.1% | 1.1% | 1.2% | 1.3% | 1.3% | 1.5% | 1.9% | 1.2% | 1.4% | 1.1% | 1.1% | 1.1% | 1.2% | 1.1% | 1.1% | 0.9% | 1.0% | 1.3% | 1.2% | 1.1% | 1.3% | 1.8% | 1.7% | 1.2% | 1.6% | 1.9% | 2.7% | 2.6% | 2.5% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| – | 239 | 14 | 1,380 | 1,735 | 604 | 439 | 521 | 1,224 | 781 | 649 | 1,196 | 2,348 | 2,420 | 1,437 | 1,277 | 1,037 | 873 | 779 | 662 | 680 | 1,194 | 74 | 114 | -1,434 | -2,635 | -1,522 | -1.0 | 302 | 168 | |
| – | 2.6 | 0.1 | 10.7 | 13.1 | 3.9 | 2.2 | 2.2 | 5.3 | 2.9 | 3.0 | 5.5 | 9.6 | 9.2 | 5.9 | 5.5 | 5.5 | 4.1 | 3.0 | 2.8 | 3.1 | 4.8 | 0.2 | 0.4 | -6.0 | -7.6 | -3.8 | 0.0 | 0.6 | 0.3 | |
| 8.5% | 7.6% | 7.4% | 6.5% | 7.1% | 7.8% | 8.4% | 8.8% | 7.6% | 7.6% | 7.7% | 8.4% | 10.1% | 12.0% | 12.2% | 13.6% | 12.1% | 11.8% | 13.0% | 14.1% | 14.6% | 15.1% | 16.3% | 17.5% | 15.5% | 96.4% | 13.2% | 16.2% | 17.8% | 19.5% | |
| – | 1.4 | 0.4 | 4.3 | 4.5 | 1.6 | 1.1 | 1.2 | 1.9 | 1.3 | 1.1 | 1.6 | 2.1 | 1.9 | 1.1 | 1.0 | 0.9 | 0.8 | 0.7 | 0.6 | 0.6 | 0.8 | 0.2 | 0.2 | 0.3 | 0.0 | 0.3 | 0.3 | 0.2 | 0.2 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.59 | 0.71 | 0.77 | 0.89 | 1.03 | 1.15 | 1.43 | 1.80 | 1.71 | 1.98 | 1.67 | 1.75 | 1.92 | 2.09 | 1.91 | 1.88 | 1.60 | 1.88 | 2.28 | 2.05 | 2.02 | 2.36 | 3.24 | 3.12 | 2.62 | 4.00 | 4.78 | 6.62 | 6.57 | 6.62 | |
| 1.93 | 4.51 | 5.25 | 5.39 | 6.58 | 6.49 | 6.26 | 6.56 | 6.99 | 9.51 | 11.20 | 11.66 | 10.98 | 10.65 | 9.96 | 9.17 | 8.56 | 8.21 | 8.53 | 8.29 | 8.29 | 8.47 | 9.47 | 9.85 | 9.05 | 9.77 | 11.35 | 15.59 | 16.74 | 16.92 | |
| 3.80 | 4.92 | 5.28 | 4.74 | 5.72 | 6.87 | 7.79 | 8.51 | 10.80 | 11.15 | 12.00 | 13.49 | 18.30 | 20.58 | 21.46 | 23.68 | 21.33 | 21.16 | 23.57 | 24.99 | 26.01 | 27.54 | 29.11 | 32.25 | 34.11 | 243.76 | 32.55 | 39.34 | 44.89 | 52.23 | |
| 0.68 | 0.81 | 0.96 | 0.78 | 0.98 | 1.05 | 1.70 | 1.35 | 1.53 | 1.59 | 1.24 | 1.48 | 1.23 | 1.18 | 2.38 | 2.37 | 1.45 | 2.36 | 2.13 | 2.76 | 2.48 | 2.73 | 3.13 | 4.29 | 4.67 | 4.43 | 5.87 | 7.18 | 7.38 | 7.60 | |
Data as of: September 24, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.