Intercorp Financial Services Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| – | – | – | – | – | – | – | 4.7 | – | – | – | – | 3.6 | 3.3 | 2.6 | 6.7 | 6.1 | 9.3 | 4.5 | 1.7 | 1.4 | 1.7 | 2.3 | 1.8 | 1.5 | 1.6 | 1.7 | 1.8 | 2.2 | 2.3 | 2.9 | 2.8 | 2.7 | 2.6 | 2.4 | 2.3 | 2.3 | 2.5 | 2.7 | 3.0 | |
| – | – | – | – | – | – | – | 0.8 | – | – | – | – | 0.8 | 0.8 | 0.5 | 0.5 | 0.4 | 0.6 | 0.5 | 0.5 | 0.4 | 0.5 | 0.6 | 0.4 | 0.3 | 0.4 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.7 | |
| – | – | – | – | – | – | – | 0.7 | – | – | – | – | 0.6 | 0.5 | 0.4 | 0.4 | 0.3 | 0.4 | 0.4 | 0.3 | 0.3 | 0.4 | 0.4 | 0.3 | 0.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.5 | 0.5 | |
| – | – | – | – | – | – | – | -0.1 | – | – | – | – | 0.7 | 0.7 | 0.5 | -0.2 | -0.8 | -0.8 | -0.9 | -0.8 | -1.0 | -0.7 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.3 | 0.0 | 0.5 | 0.2 | 0.6 | 0.1 | 1.2 | 0.9 | 0.4 | 0.5 | 0.0 | 0.5 | 0.5 | |
| – | – | – | – | – | – | – | -0.3 | – | – | – | – | 2.2 | 1.6 | 1.2 | -1.2 | -4.1 | -8.1 | -5.3 | -2.2 | -2.4 | -1.5 | 0.2 | 0.2 | 0.3 | 0.4 | -0.1 | 1.2 | -0.1 | 2.3 | 1.1 | 3.3 | 0.6 | – | – | – | – | 0.0 | 1.5 | 1.2 | |
| – | – | – | – | – | – | – | 19.6 | – | – | – | – | 2.0 | 3.1 | 1.7 | 0.4 | 0.2 | 0.3 | 0.3 | 0.4 | 0.4 | 2.8 | – | – | – | – | 0.9 | 1.1 | 2.4 | 1.0 | 1.1 | 1.4 | 0.9 | 1.2 | – | 3.6 | – | 3.6 | 3.6 | 1.6 | |
| – | – | – | – | – | – | – | 5.1% | – | – | – | – | 50.5% | 31.8% | 59.8% | 249.4% | 460.8% | 357.2% | 395.3% | 261.1% | 224.0% | 35.7% | -71.4% | -105.5% | -79.4% | -50.5% | 117.3% | 91.5% | 41.3% | 97.2% | 87.6% | 72.0% | 107.5% | 85.1% | -3.0% | 27.9% | -49.1% | 28.0% | 28.0% | 60.8% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 67.4% | 66.9% | 66.6% | 66.8% | 66.6% | 66.1% | 66.9% | 69.0% | 67.2% | 67.0% | 66.5% | 64.5% | 65.7% | 73.6% | 71.3% | 50.8% | 48.0% | 41.9% | 47.7% | 68.7% | 74.9% | 78.2% | 77.5% | 75.7% | 72.9% | 67.3% | 62.7% | 59.2% | 52.4% | 59.3% | 56.2% | 56.1% | 59.9% | 58.8% | 64.0% | 70.3% | 71.6% | 62.9% | 67.3% | 64.1% | |
| 18.3% | 20.8% | 23.2% | 23.8% | 23.9% | 21.7% | 23.7% | 24.0% | 27.4% | 28.5% | 28.7% | 30.7% | 29.2% | 38.4% | 35.3% | 15.8% | 14.0% | 5.8% | 12.0% | 32.1% | 36.4% | 38.0% | 36.9% | 33.4% | 32.5% | 29.6% | 26.0% | 24.6% | 18.3% | 19.1% | 16.3% | 15.3% | 18.2% | 22.2% | 25.9% | 26.6% | 27.9% | 26.7% | 26.8% | 29.4% | |
| 12.0% | 15.0% | 18.0% | 18.5% | 18.6% | 16.1% | 17.1% | 16.7% | 19.6% | 20.1% | 20.5% | 22.9% | 21.5% | 23.9% | 20.7% | 7.3% | 7.0% | 6.3% | 12.1% | 26.1% | 29.3% | 28.4% | 28.3% | 24.6% | 24.0% | 23.4% | 19.5% | 19.2% | 14.1% | 15.4% | 13.4% | 12.6% | 15.3% | 16.4% | 19.4% | 20.3% | 21.1% | 20.9% | 21.1% | 23.3% | |
| 60.3% | 21.4% | -10.3% | 47.8% | 14.8% | 54.1% | 55.7% | 4.0% | -26.6% | -43.5% | 10.4% | 56.6% | 39.4% | 25.2% | 32.0% | 122.4% | 196.4% | 209.0% | 214.7% | 117.8% | 88.6% | 17.3% | -46.4% | -45.7% | -27.7% | -18.5% | 39.4% | 31.4% | 12.7% | 35.1% | 33.7% | 25.7% | 44.7% | 35.8% | -1.4% | 13.0% | -24.1% | 14.4% | 15.9% | 42.9% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 13.5% | 17.0% | 19.3% | 20.8% | 19.7% | 15.7% | 15.1% | 14.7% | 15.0% | 15.4% | 14.2% | 17.4% | 15.5% | 16.3% | 14.5% | 5.6% | 5.0% | 4.3% | 8.6% | 18.0% | 19.5% | 20.6% | 19.4% | 17.1% | 16.9% | 19.1% | 16.8% | 17.2% | 12.4% | 10.8% | 9.2% | 8.9% | 10.5% | 11.9% | 14.5% | 16.3% | 16.2% | 15.3% | 16.8% | 16.2% | |
| 1.3% | 1.6% | 2.0% | 2.1% | 2.1% | 1.5% | 1.6% | 1.6% | 1.7% | 1.7% | 1.7% | 1.9% | 1.8% | 2.0% | 1.7% | 0.5% | 0.5% | 0.4% | 0.9% | 1.8% | 2.1% | 2.0% | 2.0% | 1.8% | 1.8% | 2.0% | 1.7% | 1.8% | 1.3% | 1.2% | 1.0% | 1.0% | 1.1% | 1.4% | 1.7% | 1.9% | 2.0% | 1.9% | 2.0% | 2.0% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| -6,493 | -10,156 | -4,598 | -5,521 | -4,921 | -8,187 | -6,404 | -5,014 | -2,562 | -6,195 | -6,741 | -7,882 | -314 | -691 | -412 | -4,367 | -7,054 | -8,648 | -8,882 | -8,075 | -8,947 | -7,149 | -3,592 | -2,328 | -1,655 | -1,616 | -2,977 | 8.6 | -2,847 | 1,186 | -1,114 | 1,997 | -1,967 | 5,878 | 3,451 | -400 | 264 | -4,565 | -1,084 | -1,991 | |
| -5.7 | -7.9 | -3.2 | -3.7 | -3.3 | -6.0 | -4.3 | -3.3 | -1.6 | -3.6 | -3.8 | -4.1 | -0.2 | -0.3 | -0.2 | -3.6 | -6.4 | -13.8 | -8.6 | -3.5 | -3.4 | -2.7 | -1.4 | -1.0 | -0.7 | -0.6 | -1.2 | 0.0 | -1.5 | 0.7 | -0.8 | 1.4 | -1.2 | – | – | – | – | -1.6 | -0.4 | -0.5 | |
| 9.5% | 9.4% | 10.6% | 9.9% | 10.5% | 9.6% | 10.4% | 10.7% | 11.5% | 11.1% | 12.3% | 11.0% | 11.8% | 12.4% | 11.8% | 9.5% | 9.6% | 10.1% | 9.9% | 10.2% | 10.6% | 9.7% | 10.5% | 10.5% | 10.7% | 10.3% | 10.3% | 10.6% | 10.7% | 11.1% | 11.1% | 10.8% | 10.9% | 11.4% | 11.4% | 11.7% | 12.2% | 12.5% | 12.1% | 12.2% | |
| 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.4 | 0.2 | 0.3 | 0.2 | 1.2 | 1.0 | 1.2 | 1.3 | 1.2 | 1.1 | 1.1 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.1 | 1.0 | 1.1 | 0.8 | 1.1 | 1.1 | 1.2 | 1.2 | 0.8 | 0.7 | 1.0 | 1.0 | 0.6 | 1.0 | 1.1 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 6.19 | 7.74 | 9.41 | 9.78 | 9.65 | 8.31 | 8.77 | 8.66 | 9.44 | 9.80 | 10.36 | 11.67 | 11.34 | 12.48 | 10.69 | 3.93 | 3.79 | 3.48 | 6.64 | 14.50 | 16.51 | 15.51 | 15.07 | 13.30 | 13.83 | 15.03 | 13.21 | 13.91 | 10.31 | 9.38 | 8.28 | 7.89 | 9.59 | 11.41 | 14.00 | 16.55 | 17.29 | 17.19 | 18.60 | 18.83 | |
| 51.36 | 51.68 | 52.37 | 52.92 | 51.99 | 51.58 | 51.17 | 51.95 | 48.28 | 48.82 | 50.45 | 50.87 | 52.84 | 52.27 | 51.72 | 53.80 | 54.21 | 55.36 | 55.03 | 55.62 | 56.39 | 54.54 | 53.23 | 54.02 | 57.66 | 64.19 | 67.80 | 72.38 | 73.26 | 60.99 | 61.94 | 62.75 | 62.75 | 69.60 | 72.24 | 81.55 | 81.92 | 82.20 | 88.15 | 80.76 | |
| 45.76 | 45.63 | 48.85 | 47.02 | 48.95 | 52.90 | 57.99 | 58.95 | 62.89 | 63.67 | 73.10 | 66.86 | 73.08 | 76.72 | 73.62 | 70.78 | 75.29 | 80.89 | 76.89 | 80.33 | 84.48 | 75.25 | 77.75 | 77.68 | 81.99 | 78.71 | 78.71 | 80.91 | 83.10 | 86.96 | 89.53 | 88.64 | 91.41 | 95.83 | 96.31 | 101.71 | 106.74 | 112.20 | 111.04 | 116.05 | |
| 30.95 | 11.07 | -5.39 | 25.28 | 7.68 | 27.91 | 28.48 | 2.09 | -12.84 | -21.24 | 5.24 | 28.78 | 20.81 | 13.15 | 16.58 | 65.85 | 106.44 | 115.73 | 118.19 | 65.54 | 49.96 | 9.43 | -24.71 | -24.68 | -15.96 | -11.87 | 26.74 | 22.70 | 9.30 | 21.39 | 20.85 | 16.13 | 28.05 | 24.93 | -1.00 | 10.63 | -19.78 | 11.88 | 14.06 | 34.68 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.