Independent Bank Corporation

Financial Services · Banks - Regional

35.60$ +0.9% vs. previous close Closing price · As of: Sep 24, 2026

Statements

Balance Sheet

Independent Bank Corporation (IBCP) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (2025), "Total Assets" came in at 5,506 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size %

Last 12 Full history

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All figures in millions of USD.

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Balance Sheet IBCP
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Total Assets	889	984	1,661	1,725	1,784	1,888	2,058	2,359	3,094	3,356	3,430	3,276	2,956	2,965	2,535	2,307	2,024	2,210	2,249	2,409	2,549	2,789	3,353	3,565	4,204	4,705	5,000	5,264	5,338	5,506
Current Assets	51	30	54	59	58	51	61	62	73	68	73	79	58	316	469	540	416	607	1,655	1,766	1,882	2,210	2,830	627	1,253	1,588	983	849	145	162
Cash	51	30	54	59	58	51	61	62	73	68	73	79	58	289	385	341	180	137	88	98	89	57	71	66	119	109	74	170	120	138
Cash & Short-Term Investments	51	30	54	59	58	51	61	62	73	68	73	79	58	289	385	499	388	600	621	683	699	580	499	584	1,191	1,522	854	849	145	162
Receivables	–	–	–	–	–	–	–	–	–	–	–	–	–	5.4	68	29	18	7.7	7.2	7.2	36	30	35	43	62	66	129	–	–	19
Inventory	–	–	–	–	23	79	133	36	41	31	35	44	48	66	90	45	22	23	24	24	26	1.6	1.3	-78	-132	-123	-91	–	–	–
Property, Plant & Equipment	–	–	–	–	35	36	41	44	57	63	68	74	73	73	68	63	47	49	46	43	40	39	39	38	36	36	36	–	–	–
Goodwill	–	–	–	–	–	–	7.3	17	53	52	49	67	17	–	–	0.0	0.0	0.0	0.0	0.0	0.0	0.0	28	28	28	28	28	28	28	28
Intangible Assets	–	–	–	–	15	14	14	24	67	67	57	82	24	26	24	19	15	17	15	15	16	17	28	24	21	30	45	44	48	32
Total Liabilities	837	924	1,544	1,612	1,655	1,757	1,920	2,198	2,864	3,108	3,172	3,007	2,761	2,856	2,416	2,205	1,889	1,978	1,998	2,158	2,300	2,524	3,014	3,215	109	109	4,652	4,859	4,883	5,003
Current Liabilities	674	728	1,278	1,353	1,417	1,422	1,559	1,783	2,343	2,757	2,720	2,560	2,126	2,610	2,295	2,134	1,813	1,921	23	23	721	20	10	29	1,156	1,593	4,548	4,623	4,654	4,762
Short-Term Debt	1.7	28	23	42	28	35	24	54	118	80	84	54	0.8	–	–	12	–	4.2	48	48	1.6	20	10	29	1.7	1.6	61	1.1	1.3	–
Accounts Payable	–	–	–	–	1,390	1,387	1,536	1,703	2,177	2,641	2,603	2,505	2,066	2,566	12	6.6	1,780	1,885	1,924	2,086	2,226	2,401	2,913	3,037	3,637	4,117	4,379	–	–	–
Long-Term Debt	–	–	–	–	86	250	229	241	300	152	125	154	532	183	77	50	50	41	48	48	45	90	65	128	109	109	165	129	124	117
Shareholders' Equity	52	60	117	114	128	132	138	162	230	248	258	241	195	110	119	103	135	232	250	251	249	265	339	350	4,095	4,596	348	404	455	503
Retained Earnings	25	23	39	34	38	39	42	17	42	41	31	23	-74	-169	-190	-214	-192	-110	-96	-82	-66	-54	-28	1.6	40	75	119	159	206	253
Shares Outstanding	1.6	1.6	1.6	2.5	2.5	2.5	2.4	2.4	2.5	2.4	2.3	2.3	2.3	2.4	41	70	31	22	23	23	22	22	24	23	22	22	21	21	21	21

Data as of: September 24, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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