Horace Mann Educators Corporation

Financial Services · Insurance - Property & Casualty

46.50$ -1.4% vs. previous close Closing price · As of: Sep 23, 2026

Statements

Income Statement

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures per share in USD.

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Income Statement HMN
Line item	1996	1997	1998	1999	2000	2001	2002	2003	2004	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	15.57	16.06	17.78	18.59	19.07	19.80	19.07	19.77	18.55	18.16	19.35	19.88	20.57	23.13	23.77	24.09	24.42	24.77	25.12	25.48	27.20	28.16	28.44	33.53	30.70	29.63	32.08	34.61	37.36	39.06
Cost of Revenue	8.58	–	–	–	18.17	13.13	12.65	13.51	11.71	10.74	10.11	10.85	14.86	14.76	15.16	17.88	0.00	0.00	0.00	0.00	0.00	0.00	0.00	21.65	20.80	19.94	24.13	25.99	25.83	25.31
Gross Profit	6.99	16.06	17.78	18.59	19.07	6.67	6.41	6.26	6.84	7.42	9.24	9.03	5.70	8.37	8.61	6.22	24.42	24.77	25.12	25.48	27.20	28.16	28.44	11.88	9.91	9.69	7.95	8.62	11.53	13.75
Research & Development	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	0.00	0.00	0.00	0.00	0.00	0.00	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	–	–	–	–	–	–	–	–	–	–	–	–	3.26	3.48	3.48	3.38	0.00	0.00	3.84	3.71	4.17	4.51	4.90	5.60	–	–	–	–	–	–
Total Operating Expenses	-8.34	13.48	15.12	16.35	18.83	5.97	6.22	5.82	5.37	5.45	6.18	6.41	5.70	5.82	5.90	3.93	20.46	20.73	21.31	22.08	24.17	25.75	27.67	6.24	6.11	4.71	7.56	7.33	8.43	8.91
Operating Income	15.33	2.57	2.66	2.24	0.24	0.70	0.19	0.44	1.47	1.96	3.06	2.62	0.00	2.55	2.71	2.29	3.95	4.04	3.80	3.36	3.04	2.42	0.78	5.64	3.80	4.98	0.39	1.29	3.10	4.84
Interest Expense	0.23	2.29	2.38	2.43	2.51	0.23	0.21	0.15	2.44	2.61	2.96	0.32	0.36	0.34	0.34	0.34	0.34	0.34	0.34	0.31	0.28	0.29	0.31	0.37	0.36	0.33	0.46	0.72	0.83	0.88
Pre-Tax Income	2.22	2.57	2.66	2.24	0.24	0.70	0.19	0.44	1.47	1.96	3.06	2.62	0.00	2.55	2.71	2.29	3.60	3.70	3.46	3.05	2.75	2.13	0.47	5.64	3.80	4.98	0.39	1.29	3.10	4.84
Income Tax Expense	0.59	0.70	0.72	0.69	-0.06	0.10	-0.09	0.00	0.28	0.35	0.91	0.77	-0.26	0.74	0.74	0.59	1.09	1.04	0.99	0.85	0.73	-1.94	0.03	1.24	0.63	0.94	-0.08	0.20	0.62	0.94
Net Income	1.43	1.80	1.95	1.07	0.51	0.63	0.28	0.44	1.19	1.61	2.16	1.86	0.27	1.81	1.97	1.70	2.51	2.66	2.47	2.21	2.02	4.07	0.44	4.40	3.17	4.04	0.47	1.09	2.48	3.90
EBITDA	0.52	5.09	5.16	4.64	2.91	1.13	0.71	0.85	4.15	4.78	6.16	3.23	0.70	3.10	3.26	2.84	3.95	4.04	3.80	3.36	3.04	2.42	0.78	6.39	4.72	5.74	1.52	2.64	4.57	6.36

Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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