HQY
HealthEquity Inc
93.10$
+1.3%
vs. previous close
Closing price · As of: Oct 8, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| 78.4 | 106.5 | 86.4 | 69.1 | 68.2 | 66.5 | 73.7 | 77.9 | 88.0 | 53.7 | 46.5 | 59.8 | 75.6 | 118.1 | – | – | 1,223.4 | 743.4 | 1,414.2 | 8,544.4 | – | – | – | – | – | – | – | 457.1 | 214.4 | 118.6 | 86.6 | 65.9 | 78.2 | 101.2 | 62.2 | 58.4 | 42.9 | 34.8 | 30.2 | 35.7 | |
| 11.9 | 15.7 | 14.7 | 14.0 | 14.4 | 13.7 | 16.9 | 18.5 | 21.6 | 13.8 | 14.2 | 16.8 | 9.9 | 8.8 | 6.4 | 5.2 | 5.4 | 9.0 | 8.5 | 8.3 | 7.5 | 5.9 | 6.7 | 6.2 | 7.9 | 6.0 | 5.1 | 6.3 | 6.4 | 6.6 | 6.7 | 6.3 | 6.6 | 8.2 | 6.1 | 6.7 | 6.4 | 5.7 | 5.2 | 6.2 | |
| 7.9 | 10.7 | 9.6 | 9.0 | 9.3 | 9.1 | 10.4 | 11.1 | 12.8 | 8.3 | 8.2 | 5.3 | 3.9 | 4.5 | 3.9 | 2.8 | 3.0 | 4.8 | 3.4 | 3.3 | 3.0 | 2.4 | 2.8 | 2.6 | 3.5 | 2.7 | 2.4 | 3.0 | 3.1 | 3.2 | 3.3 | 3.2 | 3.6 | 4.6 | 3.6 | 4.0 | 3.9 | 3.6 | 3.4 | 4.2 | |
| 11.2 | 15.0 | 13.9 | 13.2 | 13.5 | 12.9 | 15.9 | 17.5 | 20.5 | – | 13.3 | 14.3 | 12.5 | 10.8 | 8.1 | 6.2 | 6.3 | 9.9 | 8.9 | 8.7 | 7.9 | 6.9 | 7.7 | 7.1 | 8.8 | 6.8 | 5.8 | 6.9 | 7.0 | 7.1 | 7.3 | 7.0 | 7.2 | 8.8 | 6.7 | 7.3 | 6.9 | 6.2 | 5.7 | 6.7 | |
| 37.4 | 49.0 | 45.8 | 43.1 | 43.6 | 42.0 | 51.2 | 55.3 | 64.7 | – | 32.3 | 35.7 | 48.7 | 46.5 | 47.1 | 38.3 | 29.6 | 46.7 | 44.4 | 45.4 | 43.8 | 50.4 | 58.7 | 52.4 | 59.7 | 34.0 | 25.8 | 27.9 | 28.0 | 26.4 | 26.5 | 23.6 | 24.8 | 31.1 | 22.0 | 22.7 | 19.3 | 17.1 | 16.7 | 19.5 | |
| 99.8 | 85.3 | 62.7 | 58.4 | 66.5 | 65.2 | 73.0 | 71.8 | 71.8 | 40.4 | 45.0 | 55.9 | 55.5 | 65.6 | 93.1 | 88.2 | 55.1 | 77.6 | 57.8 | 62.6 | 535.6 | 1,142.1 | – | – | 320.4 | 163.7 | 38.1 | 34.7 | 35.5 | 33.6 | – | – | – | – | 86.6 | 25.1 | 20.6 | 17.1 | 14.3 | 17.9 | |
| 1.0% | 1.2% | 1.6% | 1.7% | 1.5% | 1.5% | 1.4% | 1.4% | 1.4% | 2.5% | 2.2% | 1.8% | 1.8% | 1.5% | 1.1% | 1.1% | 1.8% | 1.3% | 1.7% | 1.6% | 0.2% | 0.1% | -1.4% | -1.4% | 0.3% | 0.6% | 2.6% | 2.9% | 2.8% | 3.0% | -0.4% | -2.8% | -2.1% | -1.7% | 1.2% | 4.0% | 4.9% | 5.9% | 7.0% | 5.6% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 58.8% | 57.8% | 57.0% | 57.0% | 57.0% | 56.7% | 57.5% | 58.4% | 59.7% | 61.0% | 62.0% | 62.7% | 58.8% | 54.7% | 51.1% | 48.3% | 47.2% | 46.2% | 45.8% | 46.2% | 45.9% | 45.1% | 44.4% | 43.6% | 44.1% | 45.9% | 48.0% | 49.8% | 51.4% | 52.8% | 54.2% | 55.5% | 55.9% | 57.7% | 58.6% | 60.0% | 61.5% | 69.5% | 72.7% | 75.2% | |
| 23.5% | 23.1% | 23.1% | 23.5% | 24.2% | 23.7% | 24.2% | 24.8% | 25.6% | 27.0% | 27.9% | 28.4% | 24.5% | 20.5% | 17.2% | 13.9% | 12.5% | 10.9% | 9.0% | 8.3% | 7.4% | 5.4% | 3.8% | 2.4% | 2.2% | 4.4% | 6.9% | 8.9% | 10.8% | 12.8% | 13.9% | 16.3% | 17.4% | 19.2% | 21.8% | 23.7% | 25.3% | 24.6% | 25.5% | 25.6% | |
| 15.2% | 14.8% | 17.0% | 20.3% | 21.1% | 20.6% | 22.9% | 23.8% | 24.5% | 25.7% | 30.6% | 28.1% | 13.0% | 7.5% | -0.1% | -2.7% | 0.4% | 1.2% | 0.6% | 0.1% | -0.8% | -5.9% | -7.1% | -7.8% | -7.1% | -3.0% | -0.9% | 1.4% | 3.0% | 5.6% | 7.7% | 9.6% | 8.4% | 8.1% | 9.8% | 11.5% | 14.9% | 16.4% | 17.3% | 17.4% | |
| 11.9% | 18.5% | 23.5% | 24.0% | 21.6% | 21.1% | 23.1% | 25.8% | 30.1% | 34.2% | 31.7% | 30.1% | 17.8% | 13.4% | 6.9% | 5.8% | 9.8% | 11.5% | 14.8% | 13.3% | 1.4% | 0.5% | -9.8% | -9.0% | 2.5% | 3.7% | 13.4% | 18.0% | 18.1% | 19.7% | -2.9% | -18.0% | -14.1% | -13.8% | 7.0% | 26.8% | 31.0% | 33.4% | 36.5% | 34.6% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 10.1% | 10.1% | 11.1% | 13.0% | 13.6% | 13.7% | 14.1% | 14.2% | 14.6% | 15.5% | 17.6% | 8.8% | 5.2% | 3.8% | 0.0% | -1.5% | 0.2% | 0.6% | 0.2% | 0.0% | -0.3% | -2.4% | -3.0% | -3.3% | -3.1% | -1.4% | -0.4% | 0.7% | 1.5% | 2.7% | 3.8% | 4.9% | 4.6% | 4.6% | 5.7% | 6.8% | 9.0% | 10.2% | 11.3% | 11.9% | |
| 9.6% | 9.4% | 10.7% | 12.4% | 12.8% | 12.8% | 13.4% | 13.5% | 14.0% | 14.5% | 15.6% | 8.2% | 2.1% | 1.5% | 0.0% | -0.7% | 0.1% | 0.3% | 0.1% | 0.0% | -0.2% | -1.4% | -1.8% | -2.0% | -1.9% | -0.8% | -0.3% | 0.4% | 0.9% | 1.8% | 2.5% | 3.0% | 2.8% | 2.8% | 3.6% | 4.3% | 5.6% | 6.3% | 7.0% | 7.2% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| -125 | -140 | -155 | -170 | -184 | -199 | -229 | -262 | -289 | – | -289 | -811 | 1,063 | 1,041 | 1,056 | 752 | 716 | 672 | 249 | 233 | 294 | 718 | 780 | 762 | 727 | 681 | 658 | 593 | 550 | 480 | 684 | 784 | 779 | 770 | 779 | 712 | 683 | 648 | 687 | 685 | |
| -2.5 | -2.6 | -2.7 | -2.7 | -2.8 | -2.8 | -3.0 | -3.2 | -3.3 | – | -2.3 | -6.3 | 10.2 | 8.5 | 9.7 | 6.4 | 4.5 | 4.3 | 1.7 | 1.6 | 2.2 | 7.0 | 7.6 | 7.0 | 5.9 | 4.0 | 3.2 | 2.6 | 2.3 | 1.8 | 2.4 | 2.4 | 2.3 | 2.3 | 2.1 | 1.8 | 1.5 | 1.4 | 1.5 | 1.5 | |
| 95.5% | 93.8% | 96.0% | 95.5% | 93.9% | 93.8% | 95.0% | 95.2% | 95.6% | 93.5% | 88.7% | 92.6% | 39.8% | 40.2% | 40.6% | 50.3% | 51.0% | 50.9% | 58.5% | 59.2% | 60.4% | 59.6% | 60.5% | 60.7% | 61.4% | 61.4% | 63.2% | 63.6% | 64.3% | 64.3% | 64.6% | 61.4% | 60.9% | 61.3% | 62.2% | 62.8% | 62.8% | 61.4% | 61.9% | 60.8% | |
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | – | 0.1 | 0.0 | 1.2 | 1.2 | 1.2 | 0.8 | 0.7 | 0.7 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.4 | 0.4 | 0.4 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 0.42 | 0.43 | 0.53 | 0.66 | 0.74 | 0.76 | 0.89 | 0.97 | 1.04 | 1.16 | 1.46 | 1.37 | 0.75 | 0.56 | 0.00 | -0.27 | 0.04 | 0.11 | 0.05 | 0.01 | -0.07 | -0.53 | -0.66 | -0.74 | -0.69 | -0.31 | -0.10 | 0.15 | 0.33 | 0.64 | 0.91 | 1.19 | 1.09 | 1.09 | 1.38 | 1.66 | 2.21 | 2.46 | 2.71 | 2.81 | |
| 2.79 | 2.94 | 3.09 | 3.28 | 3.49 | 3.68 | 3.89 | 4.07 | 4.25 | 4.51 | 4.76 | 4.88 | 5.76 | 7.51 | 8.78 | 10.01 | 9.59 | 9.34 | 8.90 | 8.87 | 8.87 | 9.04 | 9.26 | 9.42 | 9.83 | 10.17 | 10.46 | 10.86 | 11.15 | 11.43 | 11.81 | 12.40 | 12.98 | 13.54 | 14.06 | 14.46 | 14.84 | 15.02 | 15.73 | 16.21 | |
| 4.20 | 4.32 | 4.74 | 5.12 | 5.41 | 5.56 | 6.33 | 6.82 | 7.15 | 7.49 | 8.28 | 15.51 | 14.43 | 14.54 | 14.40 | 18.53 | 17.41 | 17.55 | 22.61 | 22.31 | 22.40 | 22.13 | 22.08 | 22.08 | 22.27 | 22.38 | 22.28 | 22.58 | 22.82 | 23.27 | 23.75 | 24.33 | 23.97 | 23.87 | 24.02 | 24.46 | 24.54 | 24.09 | 24.09 | 23.69 | |
| 0.33 | 0.54 | 0.73 | 0.79 | 0.75 | 0.78 | 0.90 | 1.05 | 1.28 | 1.54 | 1.51 | 1.47 | 1.02 | 1.01 | 0.60 | 0.58 | 0.94 | 1.08 | 1.32 | 1.18 | 0.12 | 0.05 | -0.90 | -0.84 | 0.24 | 0.37 | 1.41 | 1.96 | 2.02 | 2.25 | -0.34 | -2.23 | -1.83 | -1.87 | 0.99 | 3.87 | 4.60 | 5.02 | 5.74 | 5.61 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 8, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.