First Citizens BancShares, Inc.

Financial Services · Banks - Regional

2,065.90$ -0.3% vs. previous close Closing price · As of: Oct 8, 2026

Statements

Income Statement

First Citizens BancShares, Inc. (FCNCA) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 3,604 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement FCNCA
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	337	290	348	367	380	398	381	392	399	386	433	451	456	464	423	518	483	491	478	481	471	470	1,093	1,150	1,309	1,441	1,612	3,497	3,703	3,676	3,703	3,707	3,783	3,689	3,525	3,623	3,694	3,655	3,478	3,604	14,431
Cost of Revenue	18	27	19	23	19	8.4	16	11	6.4	24	28	29	33	48	60	46	25	24	4.0	-4.0	15	9.5	525	99	171	317	1,144	1,143	1,313	1,455	1,331	1,404	1,459	1,447	1,386	1,365	1,455	1,384	1,165	1,185	5,189
Gross Profit	319	263	330	344	361	389	366	381	393	361	405	422	423	415	364	472	458	468	474	485	456	461	568	1,051	1,138	1,124	468	2,354	2,390	2,221	2,372	2,303	2,324	2,242	2,139	2,258	2,239	2,271	2,313	2,419	9,242
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	140	143	149	153	156	159	167	168	171	165	168	169	169	179	187	181	181	198	187	192	197	210	411	401	410	404	494	853	814	855	830	838	878	889	914	909	922	1,361	1,578	1,111	4,972
Total Operating Expenses	240	182	225	132	258	266	234	258	260	245	261	267	263	284	290	281	280	293	283	286	298	307	343	714	730	732	-9,003	1,458	1,393	1,508	1,368	1,324	1,451	1,506	1,488	1,500	1,488	1,460	1,608	1,528	6,084
Operating Income	79	81	105	212	104	123	131	123	134	116	145	156	160	132	74	191	179	175	191	199	158	154	225	337	408	392	9,471	896	997	713	1,004	979	873	736	651	758	751	811	705	891	3,158
Interest Expense	11	11	11	11	11	11	8.2	7.7	8.3	13	16	23	26	27	31	26	21	18	15	16	16	15	61	57	111	238	361	992	1,121	1,206	1,267	1,309	1,342	1,292	1,232	1,250	1,264	1,218	1,165	1,195	4,842
Pre-Tax Income	79	81	105	212	104	123	131	123	134	116	145	156	160	132	74	191	179	175	191	199	158	154	225	337	408	392	9,471	896	997	713	1,004	979	873	736	651	758	751	811	705	891	3,158
Income Tax Expense	28	28	37	77	37	69	31	29	16	26	33	36	35	30	17	37	36	37	44	46	34	30	-46	82	93	135	-47	214	245	199	273	272	234	36	168	183	183	231	171	219	804
Net Income	51	53	68	135	67	54	100	93	117	89	111	119	125	102	57	154	143	138	147	153	124	123	271	255	315	257	9,518	682	752	514	731	707	639	700	483	575	568	580	534	672	2,354
EBITDA	106	109	133	240	132	152	161	152	164	147	179	184	193	164	107	224	212	216	225	232	193	189	339	486	544	526	9,595	862	895	668	992	985	915	830	744	886	842	932	885	1,047	3,706

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 8, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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