EZCORP Inc
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||
| 22.3 | 12.9 | 10.7 | 11.6 | – | – | 14.5 | 211.5 | 12.5 | 14.1 | 17.9 | 15.4 | 15.5 | 9.6 | 10.2 | 11.8 | 8.6 | 41.1 | – | – | – | 16.4 | 16.6 | 143.2 | – | 49.4 | 12.6 | 17.5 | 11.4 | 14.5 | |
| 0.4 | 0.6 | 0.5 | 0.3 | 0.1 | 0.1 | 0.2 | 0.4 | 0.5 | 0.8 | 1.7 | 1.6 | 1.8 | 1.1 | 1.4 | 1.7 | 1.2 | 1.1 | 0.7 | 0.5 | 0.8 | 0.7 | 0.8 | 0.4 | 0.3 | 0.6 | 0.7 | 0.6 | 0.8 | 1.2 | |
| 0.7 | 0.9 | 0.8 | 0.5 | 0.2 | 0.2 | 0.3 | 0.7 | 1.0 | 1.6 | 3.1 | 2.7 | 3.0 | 1.6 | 1.9 | 2.2 | 1.4 | 1.0 | 0.6 | 0.5 | 1.0 | 0.8 | 0.8 | 0.5 | 0.4 | 0.6 | 0.9 | 0.9 | 1.2 | 1.5 | |
| 0.4 | – | – | 0.3 | 0.5 | 0.4 | 0.4 | 0.5 | 0.6 | 0.8 | – | 1.6 | 1.8 | 1.1 | 1.4 | 1.7 | 1.4 | 1.4 | 1.2 | 0.9 | 1.2 | 0.9 | 0.9 | 0.5 | 0.3 | 0.7 | 0.9 | 0.8 | 1.0 | 1.3 | |
| 5.1 | – | – | 2.8 | 20.8 | 4.4 | 4.0 | 6.0 | 6.3 | 7.0 | – | 8.8 | 8.9 | 5.4 | 6.3 | 7.4 | 6.1 | 13.7 | 16.2 | – | 19.4 | 7.2 | 6.9 | 6.8 | 9.5 | 4.2 | 7.2 | 8.7 | 7.2 | 8.4 | |
| 4.8 | 22.0 | – | – | – | 2.9 | 2.3 | 6.0 | 5.9 | 9.3 | 16.3 | 14.7 | 18.4 | 10.7 | 10.0 | 12.0 | 12.6 | 12.4 | 10.4 | 6.1 | 11.0 | 20.1 | 12.8 | 5.6 | 13.5 | 18.6 | 18.3 | 10.9 | 12.2 | 14.3 | |
| 20.9% | 4.5% | -11.8% | -42.4% | -48.6% | 35.0% | 42.6% | 16.8% | 16.9% | 10.8% | 6.1% | 6.8% | 5.4% | 9.3% | 10.0% | 8.3% | 8.0% | 8.0% | 9.6% | 16.5% | 9.1% | 5.0% | 7.8% | 17.8% | 7.4% | 5.4% | 5.5% | 9.1% | 8.2% | 7.0% | |
| Margins | ||||||||||||||||||||||||||||||
| 48.7% | 53.1% | 52.3% | 50.9% | 55.4% | 57.5% | 56.9% | 58.3% | 61.3% | 64.3% | 66.2% | 68.3% | 69.5% | 60.2% | 60.9% | 61.7% | 62.0% | 59.3% | 56.6% | 56.0% | 58.6% | 58.2% | 59.3% | 58.4% | 54.6% | 61.6% | 59.6% | 58.1% | 58.7% | 58.5% | |
| 4.2% | 7.8% | 8.2% | 5.2% | -2.9% | 4.1% | 4.1% | 4.4% | 6.3% | 8.7% | 13.6% | 14.9% | 16.1% | 17.0% | 19.4% | 20.6% | 20.4% | 9.7% | 2.4% | -2.2% | 4.0% | 7.1% | 8.3% | 5.5% | -5.9% | 4.3% | 8.5% | 8.8% | 9.7% | 11.7% | |
| 2.0% | 4.7% | 4.7% | 2.4% | -16.5% | -0.3% | 1.1% | 0.2% | 4.0% | 5.8% | 9.3% | 10.2% | 11.5% | 11.5% | 13.3% | 14.3% | 14.2% | 2.8% | -9.1% | -12.4% | -11.1% | 4.2% | 4.6% | 0.3% | -8.3% | 1.2% | 5.7% | 3.7% | 7.2% | 8.6% | |
| 9.4% | 2.7% | -5.9% | -11.6% | -3.8% | 3.9% | 6.9% | 6.2% | 8.5% | 8.9% | 10.2% | 10.7% | 9.7% | 10.3% | 13.5% | 14.0% | 9.7% | 9.1% | 6.9% | 7.7% | 7.5% | 3.4% | 6.0% | 7.6% | 2.5% | 3.1% | 3.9% | 5.9% | 6.7% | 8.7% | |
| Returns | ||||||||||||||||||||||||||||||
| 3.1% | 6.9% | 7.0% | 4.1% | -31.7% | -0.6% | 2.1% | 0.3% | 7.8% | 11.0% | 17.2% | 17.5% | 19.2% | 16.5% | 18.7% | 18.4% | 16.4% | 2.5% | -7.7% | -13.4% | -13.6% | 4.8% | 5.0% | 0.3% | -10.5% | 1.3% | 7.2% | 5.2% | 10.3% | 10.7% | |
| 2.5% | 5.6% | 4.8% | 2.3% | -16.0% | -0.3% | 1.3% | 0.2% | 5.6% | 8.9% | 14.8% | 15.1% | 17.0% | 13.9% | 16.0% | 16.1% | 11.2% | 1.7% | -4.8% | -7.5% | -8.2% | 3.1% | 3.0% | 0.2% | -5.7% | 0.7% | 3.7% | 2.6% | 5.6% | 5.6% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||
| -1.2 | – | – | -2.9 | 78 | 58 | 41 | 30 | 22 | 2.8 | – | -5.1 | -6.0 | -9.8 | -0.9 | -5.5 | 168 | 218 | 347 | 324 | 277 | 160 | 132 | 81 | -3.6 | 63 | 159 | 197 | 216 | 110 | |
| -0.1 | – | – | -0.1 | 17.3 | 3.3 | 2.3 | 1.7 | 1.0 | 0.1 | – | -0.1 | -0.1 | -0.1 | 0.0 | 0.0 | 0.8 | 2.6 | 6.4 | – | 6.1 | 1.7 | 1.2 | 1.2 | -0.1 | 0.5 | 1.4 | 2.0 | 1.3 | 0.5 | |
| 80.5% | 80.4% | 68.8% | 58.0% | 50.4% | 57.1% | 63.0% | 68.6% | 71.0% | 80.7% | 86.0% | 86.0% | 88.4% | 84.4% | 85.7% | 87.8% | 68.5% | 67.2% | 62.4% | 56.2% | 60.4% | 64.4% | 59.8% | 68.7% | 54.2% | 53.1% | 51.4% | 50.8% | 53.9% | 52.6% | |
| 0.0 | – | – | 0.0 | 0.8 | 0.6 | 0.4 | 0.3 | 0.2 | 0.1 | – | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.3 | 0.3 | 0.5 | 0.6 | 0.6 | 0.5 | 0.6 | 0.3 | 0.5 | 0.5 | 0.5 | 0.6 | 0.5 | 0.6 | |
| Per Share | ||||||||||||||||||||||||||||||
| 0.10 | 0.27 | 0.26 | 0.15 | -0.90 | -0.02 | 0.06 | 0.01 | 0.23 | 0.38 | 0.72 | 0.88 | 1.21 | 1.42 | 1.96 | 2.43 | 2.67 | 0.41 | -1.25 | -1.64 | -1.48 | 0.58 | 0.64 | 0.05 | -1.24 | 0.15 | 0.61 | 0.48 | 0.98 | 1.31 | |
| 4.83 | 5.79 | 5.48 | 6.44 | 5.48 | 5.13 | 5.34 | 5.48 | 5.79 | 6.55 | 7.78 | 8.61 | 10.56 | 12.43 | 14.79 | 16.93 | 18.75 | 14.92 | 13.74 | 13.24 | 13.42 | 13.76 | 14.03 | 15.13 | 14.87 | 13.04 | 10.76 | 12.97 | 13.76 | 15.28 | |
| 3.14 | 3.90 | 3.62 | 3.77 | 2.85 | 2.81 | 2.84 | 2.80 | 2.97 | 3.44 | 4.19 | 4.99 | 6.30 | 8.65 | 10.48 | 13.19 | 16.30 | 16.52 | 16.15 | 12.28 | 10.92 | 12.14 | 12.83 | 13.31 | 11.74 | 12.02 | 8.40 | 9.22 | 9.53 | 12.30 | |
| 0.45 | 0.16 | -0.32 | -0.75 | -0.21 | 0.20 | 0.37 | 0.34 | 0.49 | 0.58 | 0.79 | 0.92 | 1.02 | 1.28 | 2.00 | 2.37 | 1.82 | 1.36 | 0.95 | 1.02 | 1.01 | 0.47 | 0.84 | 1.16 | 0.37 | 0.41 | 0.42 | 0.76 | 0.92 | 1.32 | |
Data as of: October 1, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.