Enova International Inc

Financial Services · Credit Services

184.10$ +0.7% vs. previous close Closing price · As of: Oct 7, 2026

Statements

Income Statement

Enova International Inc (ENVA) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 494 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

Tick rows to compare them in a chart (up to 4)

Income Statement ENVA
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	196	202	192	190	218	244	254	253	294	313	264	259	306	266	362	253	205	264	259	265	320	364	386	408	456	486	483	499	551	584	610	628	690	730	746	764	803	839	875	494	3,011
Cost of Revenue	112	115	99	97	126	149	128	141	184	197	138	142	180	174	236	121	23	48	41	25	74	102	117	168	193	196	241	246	280	316	330	329	366	394	400	405	429	337	8.9	8.9	784
Gross Profit	84	87	93	93	92	95	126	112	110	115	126	118	125	92	127	132	182	216	218	240	246	261	269	240	263	290	243	254	271	268	280	299	323	336	346	359	374	502	866	485	2,227
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	68	–	–	–
Selling, General & Administrative	21	21	26	26	25	25	27	28	24	27	29	28	27	22	28	22	34	57	44	39	34	41	35	34	37	35	37	36	38	49	40	40	39	38	42	41	40	47	48	44	179
Total Operating Expenses	56	55	55	58	65	61	64	69	72	75	53	60	68	16	97	46	60	96	95	117	160	181	178	150	165	185	133	142	167	170	149	154	170	181	174	175	177	315	656	248	1,396
Operating Income	28	33	38	35	28	33	62	43	38	40	73	58	58	76	29	87	122	120	123	123	86	81	91	89	99	105	109	112	104	98	131	145	154	155	172	184	197	187	210	237	830
Interest Expense	16	18	17	17	18	21	20	19	20	20	20	18	18	20	20	20	19	27	20	19	18	19	22	25	0.1	38	43	46	49	57	66	71	77	–	81	83	87	89	94	286	556
Pre-Tax Income	12	15	21	18	-5.5	4.0	35	24	5.1	13	51	40	39	57	8.7	66	103	257	104	104	68	61	68	70	68	67	66	65	55	42	65	74	55	77	91	101	110	99	113	140	462
Income Tax Expense	4.3	5.8	7.2	6.4	-2.1	-2.8	7.3	5.3	-10	3.9	12	9.4	10	16	3.0	18	9.7	26	28	23	17	12	16	17	16	16	15	17	14	6.9	16	20	12	14	18	25	30	20	22	35	106
Net Income	7.8	8.7	14	12	-3.4	6.9	28	18	15	8.7	35	25	27	-51	5.5	48	94	231	76	80	52	49	52	52	52	51	51	48	41	35	48	54	43	64	73	76	80	79	91	105	355
EBITDA	16	19	24	22	13	16	46	28	21	24	57	44	43	60	12	70	107	101	110	111	77	74	78	72	79	76	76	75	65	49	75	84	87	88	101	112	122	195	216	248	781

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: October 7, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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