Encore Capital Group Inc

Financial Services · Credit Services

94.50$ -3.9% vs. previous close Closing price · As of: Sep 23, 2026

Statements

Income Statement

Encore Capital Group Inc (ECPG) by the numbers: income statement, balance sheet and cash flow, by year or by quarter. In the most recent period (Q2 26), "Revenue" came in at 492 million USD. Tick rows to compare them in a chart.

Income Statement Balance Sheet Cash Flow Ratios

Annual Quarterly

Amounts Change % Common size % Per share

Last 12 Full history

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All figures in millions of USD.

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Income Statement ECPG
Line item	Q3 16	Q4 16	Q1 17	Q2 17	Q3 17	Q4 17	Q1 18	Q2 18	Q3 18	Q4 18	Q1 19	Q2 19	Q3 19	Q4 19	Q1 20	Q2 20	Q3 20	Q4 20	Q1 21	Q2 21	Q3 21	Q4 21	Q1 22	Q2 22	Q3 22	Q4 22	Q1 23	Q2 23	Q3 23	Q4 23	Q1 24	Q2 24	Q3 24	Q4 24	Q1 25	Q2 25	Q3 25	Q4 25	Q1 26	Q2 26	LTM
Revenue	179	271	272	291	307	317	327	350	337	349	347	347	356	348	289	426	404	383	417	428	413	357	500	357	308	234	313	323	310	277	328	355	367	266	393	442	460	474	473	492	1,899
Cost of Revenue	134	119	128	141	136	155	155	154	157	156	157	161	163	162	173	139	169	186	176	178	171	161	162	164	150	152	166	163	159	163	170	178	139	182	106	118	204	31	144	305	684
Gross Profit	46	153	144	150	171	162	172	195	180	193	190	186	193	186	117	287	235	196	240	249	242	196	337	193	158	82	147	160	150	115	158	177	228	84	287	324	257	443	329	187	1,215
Research & Development	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Selling, General & Administrative	35	31	33	37	33	55	39	42	42	35	40	33	38	38	32	29	53	35	32	35	36	35	34	35	37	40	38	35	36	37	36	37	39	52	41	41	39	44	40	39	162
Total Operating Expenses	67	65	68	70	67	98	83	92	82	77	79	72	85	73	69	67	92	72	72	75	75	72	72	74	77	84	76	72	75	332	74	75	122	218	158	174	83	269	146	216	715
Operating Income	-21	87	76	81	104	64	88	103	98	116	111	114	108	113	47	220	142	124	168	174	167	124	265	119	81	-2.3	70	88	76	-217	84	102	106	-134	129	151	173	173	183	187	716
Interest Expense	45	45	46	47	49	49	54	57	53	51	52	52	52	54	55	50	53	51	47	44	41	38	35	37	39	39	47	50	47	55	52	61	63	80	67	71	71	75	71	74	290
Pre-Tax Income	-66	39	27	33	60	11	33	38	30	55	53	49	42	57	-6.0	166	75	48	122	121	108	85	231	84	42	-46	25	36	30	-272	30	43	41	-210	60	78	100	98	112	83	392
Income Tax Expense	-14	28	12	14	18	8.6	9.5	11	17	9.1	3.7	12	3.0	14	4.6	36	20	10	27	25	25	9.1	55	23	11	27	6.4	10	11	-0.9	7.3	10	10	15	14	19	25	21	25	19	91
Net Income	-1.5	23	22	20	28	13	22	26	21	47	49	37	39	43	-10	130	55	37	95	97	84	76	176	60	31	-73	19	26	19	-271	23	32	31	-225	47	59	75	77	86	64	302
EBITDA	-12	93	81	88	118	74	98	106	92	116	115	110	104	119	56	224	132	96	175	173	159	132	273	129	90	8.2	78	93	88	-212	91	108	112	-136	135	156	178	180	189	164	711

LTM = last twelve months (sum of the four most recent quarters).

Showing the most recent 40 periods — older statements are on file for this stock.

Data as of: September 23, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)

Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.

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Income Statement

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