CFR
Cullen/Frost Bankers Inc
155.00$
+1.0%
vs. previous close
Closing price · As of: Oct 2, 2026
Statements
Ratios
Valuation ratios (P/E, P/S, EV/EBITDA and the other multiples) are based on the closing price at the end of each period, not on the current price. Margins and returns are shown in percent, multiples without a unit, per-share figures in the reporting currency, net debt in millions.
Tick rows to compare them in a chart (up to 4)
| Line item | Q3 16 | Q4 16 | Q1 17 | Q2 17 | Q3 17 | Q4 17 | Q1 18 | Q2 18 | Q3 18 | Q4 18 | Q1 19 | Q2 19 | Q3 19 | Q4 19 | Q1 20 | Q2 20 | Q3 20 | Q4 20 | Q1 21 | Q2 21 | Q3 21 | Q4 21 | Q1 22 | Q2 22 | Q3 22 | Q4 22 | Q1 23 | Q2 23 | Q3 23 | Q4 23 | Q1 24 | Q2 24 | Q3 24 | Q4 24 | Q1 25 | Q2 25 | Q3 25 | Q4 25 | Q1 26 | Q2 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||||||||||||||||||||||||||||||||
| 16.3 | 18.5 | 18.0 | 18.3 | 17.6 | 16.7 | 17.8 | 17.1 | 15.5 | 12.4 | 13.3 | 12.8 | 12.2 | 13.8 | 9.2 | 12.9 | 11.6 | 16.7 | 17.7 | 17.2 | 17.7 | 18.3 | 20.9 | 17.6 | 17.4 | 14.9 | 10.3 | 9.9 | 8.5 | 11.6 | 13.0 | 12.1 | 13.5 | 14.8 | 13.5 | 13.6 | 12.8 | 12.4 | 13.0 | 14.2 | |
| 4.1 | 4.9 | 5.0 | 5.2 | 5.1 | 5.0 | 5.4 | 5.4 | 5.0 | 4.0 | 4.3 | 4.0 | 3.7 | 4.1 | 2.2 | 3.0 | 2.7 | 3.7 | 5.2 | 5.2 | 5.5 | 5.8 | 6.3 | 5.1 | 5.2 | 4.6 | 3.1 | 2.9 | 2.3 | 2.6 | 2.7 | 2.4 | 2.5 | 3.0 | 2.8 | 2.9 | 2.8 | 2.8 | 3.1 | 3.7 | |
| 1.4 | 1.9 | 1.9 | 1.9 | 1.9 | 1.8 | 2.1 | 2.1 | 2.0 | 1.7 | 1.7 | 1.6 | 1.4 | 1.6 | 0.9 | 1.2 | 1.0 | 1.3 | 1.6 | 1.6 | 1.7 | 1.8 | 2.4 | 2.2 | 3.0 | 2.8 | 2.0 | 2.0 | 2.0 | 1.9 | 2.0 | 1.8 | 1.7 | 2.2 | 2.0 | 2.0 | 1.8 | 1.8 | 1.9 | 2.1 | |
| 1.5 | 2.6 | 2.1 | 3.4 | 2.1 | 2.3 | 3.2 | 4.2 | 3.8 | 2.8 | 3.9 | 4.1 | 3.0 | 3.1 | 0.7 | 0.0 | -0.8 | -1.6 | -2.0 | -4.0 | -4.5 | -3.9 | -2.4 | -2.8 | -1.6 | 1.0 | 1.0 | 1.5 | 0.9 | 1.0 | 1.1 | 1.3 | 0.8 | 1.1 | 1.7 | 2.0 | 1.7 | 1.4 | 4.5 | 5.3 | |
| 4.5 | 7.7 | 5.9 | 9.2 | 5.9 | 6.2 | 8.5 | 11.0 | 9.6 | 7.0 | 10.0 | 10.5 | 8.0 | 8.4 | 2.3 | -0.1 | -3.0 | -5.8 | -5.6 | -10.5 | -11.4 | -9.7 | -6.3 | -7.4 | -4.2 | 2.4 | 2.5 | 4.2 | 2.6 | 3.5 | 4.1 | 4.8 | 3.1 | 3.8 | 6.2 | 7.2 | 5.9 | 4.6 | 14.1 | 15.7 | |
| 14.7 | 14.6 | 15.0 | 15.2 | 14.8 | 12.1 | 11.9 | 13.0 | 11.8 | 11.7 | 15.8 | 12.7 | 11.3 | 14.3 | 6.5 | 12.1 | 10.0 | 12.9 | 16.6 | 12.1 | 13.8 | 13.9 | 12.8 | 14.2 | 15.5 | 13.9 | 16.1 | 11.7 | 10.1 | 21.7 | 11.2 | 10.3 | 10.1 | 10.0 | 108.2 | 96.2 | 67.8 | 34.8 | 11.4 | 15.0 | |
| 6.8% | 6.8% | 6.7% | 6.6% | 6.7% | 8.3% | 8.4% | 7.7% | 8.5% | 8.6% | 6.3% | 7.9% | 8.9% | 7.0% | 15.4% | 8.3% | 10.0% | 7.8% | 6.0% | 8.3% | 7.2% | 7.2% | 7.8% | 7.0% | 6.5% | 7.2% | 6.2% | 8.5% | 9.9% | 4.6% | 8.9% | 9.7% | 9.9% | 10.0% | 0.9% | 1.0% | 1.5% | 2.9% | 8.8% | 6.7% | |
| Margins | ||||||||||||||||||||||||||||||||||||||||
| 92.0% | 94.4% | 96.2% | 96.2% | 95.4% | 95.0% | 94.4% | 93.3% | 92.8% | 91.8% | 90.3% | 89.7% | 89.0% | 89.1% | 80.3% | 79.9% | 80.2% | 80.7% | 92.9% | 95.6% | 97.2% | 98.3% | 98.2% | 97.4% | 94.8% | 90.0% | 85.0% | 80.3% | 76.3% | 73.4% | 71.5% | 70.4% | 69.7% | 70.1% | 71.2% | 72.4% | 73.9% | 75.0% | 80.1% | 85.8% | |
| 28.0% | 30.0% | 31.4% | 32.3% | 32.5% | 33.2% | 33.9% | 34.7% | 35.7% | 36.3% | 36.1% | 35.5% | 34.5% | 33.3% | 26.7% | 25.1% | 24.5% | 23.6% | 31.0% | 33.5% | 34.4% | 35.1% | 33.8% | 33.1% | 34.4% | 35.6% | 35.5% | 34.2% | 31.7% | 26.9% | 24.5% | 23.3% | 22.4% | 24.4% | 24.9% | 25.2% | 26.2% | 26.4% | 28.5% | 30.8% | |
| 25.1% | 26.7% | 28.0% | 28.5% | 28.9% | 29.6% | 30.4% | 31.4% | 32.1% | 32.4% | 32.2% | 31.6% | 30.8% | 29.6% | 23.9% | 23.3% | 22.8% | 22.3% | 29.1% | 30.5% | 31.2% | 31.8% | 30.2% | 29.2% | 30.1% | 30.8% | 30.4% | 29.1% | 26.8% | 22.6% | 20.6% | 19.5% | 18.8% | 20.4% | 20.9% | 21.2% | 22.0% | 22.2% | 24.0% | 25.9% | |
| 27.9% | 33.8% | 33.6% | 34.2% | 34.4% | 41.0% | 45.3% | 41.0% | 42.4% | 34.4% | 27.1% | 31.8% | 33.3% | 28.5% | 33.9% | 24.9% | 26.6% | 28.8% | 31.1% | 43.4% | 39.9% | 41.7% | 49.2% | 36.1% | 33.9% | 33.0% | 19.5% | 24.6% | 22.6% | 12.1% | 24.0% | 23.0% | 25.2% | 30.2% | 2.6% | 3.0% | 4.1% | 7.9% | 27.5% | 24.4% | |
| Returns | ||||||||||||||||||||||||||||||||||||||||
| 8.8% | 10.1% | 10.3% | 10.4% | 10.9% | 11.0% | 11.9% | 12.4% | 13.2% | 13.5% | 12.9% | 12.4% | 11.8% | 11.3% | 10.0% | 9.1% | 8.5% | 7.7% | 9.2% | 9.5% | 9.8% | 10.0% | 11.3% | 12.8% | 17.4% | 18.5% | 19.0% | 20.7% | 22.9% | 16.1% | 15.3% | 14.7% | 12.8% | 14.9% | 14.5% | 14.5% | 14.3% | 14.2% | 14.8% | 14.8% | |
| 0.9% | 1.0% | 1.0% | 1.1% | 1.1% | 1.1% | 1.2% | 1.3% | 1.4% | 1.4% | 1.5% | 1.5% | 1.4% | 1.3% | 1.1% | 0.9% | 0.9% | 0.8% | 0.9% | 0.9% | 0.9% | 0.9% | 0.8% | 0.8% | 0.9% | 1.1% | 1.3% | 1.4% | 1.4% | 1.2% | 1.1% | 1.1% | 1.0% | 1.1% | 1.1% | 1.2% | 1.2% | 1.2% | 1.3% | 1.3% | |
| Balance Sheet & Debt | ||||||||||||||||||||||||||||||||||||||||
| -2,920 | -2,638 | -3,369 | -2,156 | -3,553 | -3,241 | -2,794 | -1,481 | -1,617 | -1,718 | -495 | 79 | -1,084 | -1,501 | -2,413 | -4,726 | -5,311 | -7,936 | -9,635 | -12,696 | -13,777 | -13,520 | -12,357 | -11,623 | -11,198 | -6,854 | -4,695 | -3,204 | -3,560 | -4,204 | -4,173 | -3,037 | -4,929 | -5,631 | -3,128 | -2,438 | -3,112 | -4,097 | 3,711 | 4,438 | |
| -8.2 | -6.8 | -8.3 | -5.0 | -8.1 | -7.1 | -5.9 | -2.9 | -3.0 | -3.1 | -0.9 | 0.1 | -1.9 | -2.7 | -5.0 | -10.4 | -12.2 | -19.1 | -20.0 | -24.2 | -25.4 | -24.2 | -22.6 | -21.0 | -17.7 | -9.3 | -5.6 | -3.6 | -4.0 | -5.3 | -5.6 | -4.2 | -6.9 | -7.2 | -3.9 | -3.0 | -3.7 | -4.8 | 4.2 | 4.9 | |
| 10.7% | 9.9% | 10.1% | 10.7% | 10.3% | 10.4% | 10.3% | 10.8% | 10.6% | 10.4% | 11.3% | 11.8% | 11.7% | 11.5% | 11.2% | 10.2% | 10.2% | 10.1% | 9.7% | 9.4% | 9.3% | 9.1% | 7.4% | 6.5% | 5.3% | 5.9% | 6.8% | 7.0% | 6.2% | 7.3% | 7.3% | 7.5% | 8.1% | 7.4% | 7.9% | 8.2% | 8.5% | 8.6% | 8.6% | 8.6% | |
| 0.3 | 0.5 | 0.4 | 0.4 | 0.5 | 0.5 | 0.5 | 0.5 | 0.4 | 0.5 | 0.4 | 0.4 | 0.4 | 0.5 | 0.4 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.6 | 0.7 | 0.6 | 0.6 | 0.8 | 1.6 | 1.3 | 1.1 | 1.3 | 1.2 | 1.2 | 1.1 | 1.0 | 1.2 | 1.1 | 1.1 | 1.1 | 1.0 | 1.0 | 1.1 | |
| Per Share | ||||||||||||||||||||||||||||||||||||||||
| 4.41 | 4.77 | 4.95 | 5.14 | 5.38 | 5.66 | 5.96 | 6.34 | 6.72 | 7.08 | 7.28 | 7.32 | 7.27 | 7.08 | 6.06 | 5.79 | 5.51 | 5.24 | 6.15 | 6.51 | 6.71 | 6.89 | 6.61 | 6.63 | 7.58 | 8.96 | 10.18 | 10.88 | 10.69 | 9.32 | 8.64 | 8.38 | 8.27 | 9.07 | 9.29 | 9.47 | 9.94 | 10.20 | 10.51 | 10.89 | |
| 17.61 | 17.86 | 17.68 | 18.05 | 18.64 | 19.12 | 19.62 | 20.21 | 20.93 | 21.83 | 22.65 | 23.19 | 23.63 | 23.91 | 25.35 | 24.85 | 24.15 | 23.50 | 21.11 | 21.36 | 21.53 | 21.69 | 21.92 | 22.70 | 25.21 | 29.09 | 33.47 | 37.32 | 39.91 | 41.23 | 41.98 | 42.97 | 43.99 | 44.36 | 44.49 | 44.66 | 45.19 | 45.91 | 43.80 | 42.11 | |
| 50.08 | 47.11 | 47.85 | 49.57 | 49.39 | 51.29 | 50.16 | 50.99 | 50.96 | 52.43 | 56.30 | 58.87 | 61.46 | 62.44 | 60.69 | 63.83 | 64.92 | 67.87 | 66.88 | 68.23 | 68.21 | 69.01 | 58.58 | 51.92 | 43.60 | 48.53 | 53.66 | 52.57 | 46.70 | 57.90 | 56.52 | 56.98 | 64.53 | 60.69 | 63.95 | 65.28 | 69.57 | 71.90 | 71.23 | 73.64 | |
| 4.91 | 6.03 | 5.94 | 6.18 | 6.40 | 7.84 | 8.89 | 8.29 | 8.87 | 7.52 | 6.13 | 7.37 | 7.86 | 6.82 | 8.60 | 6.19 | 6.42 | 6.78 | 6.56 | 9.27 | 8.60 | 9.05 | 10.80 | 8.20 | 8.55 | 9.59 | 6.53 | 9.17 | 9.02 | 4.99 | 10.07 | 9.88 | 11.10 | 13.42 | 1.16 | 1.34 | 1.87 | 3.64 | 12.06 | 10.28 | |
Showing the most recent 40 periods — older statements are on file for this stock.
Data as of: October 2, 2026 · Source: fundamental data & SEC filings (annual and quarterly reports, 10-K/10-Q)
Note: pure fact-based analysis, not investment advice and not a solicitation to buy or sell. All figures without guarantee.